Pragathi Krishna Gramin Bank Balance Check Number: Quick Account Balance Enquiry

Let’s say Manmohan Panwar, a college student in Karnataka, receives a ₹5,000 scholarship in his Pragathi Krishna Gramin Bank account. He needs to check his balance to buy study material worth ₹2,750. Instead of going all the way to the bank, he just sends a message saying “BAL” to 9015800700. A few seconds later, he gets a message back showing that he has ₹5,000 in his account.

Now he knows he can make the purchase and still save ₹2,250. Isn’t that super handy?

You can check your PKGB account balance in many easy ways, like missed calls, SMS, mobile apps, or ATMs. Whether you live in a village or a big city, there's a way for you. Let’s look at all the simple and free methods to check your PKGB balance.
 

Different Ways To Check Your Pragathi Krishna Gramin Bank Account Balance:

1. Through Missed Call
    
2. Through SMS
    
3. Through Toll-Free Number
    
4. Through Mobile Banking
    
5. Through Net Banking
    
6. Through WhatsApp Banking
    
7. Through ATM
    
8. By visiting a nearby branch
    
9. By third-party apps

1. How To Check Your Pragathi Krishna Gramin Bank Account Balance Via Missed Call?

Step 1: Register Your Mobile Number
 

• Get your mobile number registered with PKGB for SMS alert reception.
   
• You can register through:
   

Sending an SMS containing the message "SMSREG" to the bank or

At your nearest PKGB branch by registering in person.

Step 2: Dial the Missed Call Number
 

• From your registered mobile number, call the number 9015800700.
   
• This service is free of cost and does not require a data connection.

Step 3: Wait for the Call to Ring
 

• Wait for a few rings after dialling the number. Do not pick up the call.
   
• The call will hang up automatically after a few rings.

Step 4: Receive the SMS
 

• You will receive an SMS from PKGB within a few minutes of hanging up.
   
• The SMS will have your account balance information.

Important Information:

• This service is free of cost, and it does not need an internet connection, an SMS pack, or any specific mobile features.

• Ensure that your mobile number is registered properly with the bank so that the SMS can be delivered successfully.
   

2. How To Check Your Pragathi Krishna Gramin Bank Account Balance Via SMS?

Step 1: Open Your Messaging App
 

• Open the SMS or Messaging application on your mobile phone.

Step 2: Compose a New Message
 

• Click on the new message option.

Step 3: Enter the Message Content
 

• In the message field, enter: BAL

Step 4: Send the SMS
 

• Send the message to the PKGB SMS banking number: 9015800700

Step 5: Receive Your Balance Information
 

• Wait for a few seconds after sending the message.
   
• You will get an SMS response from the bank showing your linked account's current balance.

Important Notes:
 

• Ensure your mobile number is registered with the bank for SMS banking purposes.
   
• There may be standard SMS charges depending on your mobile carrier.
   
• This service is available on all types of mobile phones—no internet or smartphone needed.

3. How To Check Your Pragathi Krishna Gramin Bank Account Balance Via Toll-Free Number?

Step 1: Dial the Toll-Free Number
 

• Dial 9015800700 from your registered mobile number.
   
• This is the toll-free number provided by PKGB specifically for checking your account balance via missed call.

Step 2: Hang Up After a Few Rings
 

• Do not answer the call.
   
• Let the phone ring for a few seconds, and then simply hang up.
   
• The call will automatically disconnect after a few rings, and there’s no need to pick up the phone.

Step 3: Receive an SMS with Your Account Balance
 

• Within a few minutes, you will receive an SMS from PKGB containing your account balance.
   
• The message will detail your current account balance, and this service is completely free.
   

Important Notes:
 

• Make sure your mobile number is registered with PKGB for SMS alerts and balance inquiry services.
   
• The service is accessible on all mobile phones, and no internet connection or smartphone is required.
   
• The service is free of charge, and you will not be charged any data or call charges.
   

4. How To Check Your Pragathi Krishna Gramin Bank  Account Balance Via Mobile Banking?

Step 1: Download the DiGi-PKGB App
 

• Visit your device's app store (Google Play Store for Android or App Store for iOS).
   
• Type in "DiGi-PKGB" and download the application.

Step 2: Log In
 

• Launch the DiGi-PKGB application.
   
• Log in with your registered mobile number or the alternative credentials given by the bank during registration.

Step 3: Navigate to the Balance Enquiry Section
 

• After you have logged in, proceed to the "Balance Enquiry" or an equivalent section in the app.
   
• There, you should be able to see your account balance.
   

5. How To Check Your Pragathi Krishna Gramin Bank Account Balance Via Net Banking?

Step 1: Go to the PKGB Net Banking Portal
 

• Open your favourite web browser and navigate to the official website of Karnataka Gramin Bank.
   
• Search for the Net Banking login area on the homepage.

Step 2: Log in to Your Account
 

• On the login page, provide your registered user ID and password.
   
• Click on the Login button to enter your account.

Step 3: Go to the Balance Enquiry Section
 

• Once logged in, look for the Balance Enquiry, Account Summary, or similar option in the menu or dashboard.
   
• This section may be found under "Accounts" or "View Balance" options, depending on the portal layout.

Step 4: View Your Account Balance
 

• After selecting the relevant option, the system will display your account balance on the screen.

6. How To Check Your Pragathi Krishna Gramin Bank Account Balance Via WhatsApp Banking?

Step 1: Save the Bank's Number
 

• Save the number 9015800700 in your phone's contact list as PKGB's official WhatsApp number.

Step 2: Open WhatsApp
 

• Open the WhatsApp app on your mobile device.

Step 3: Start a New Chat
 

• In WhatsApp, open the chat screen and initiate a new chat with the saved number (9015800700).

Step 4: Send the "BAL" Message
 

• In the chat window, enter "BAL" (without quotes) and send the message to the bank's number.

Step 5: Get Your Balance Information
 

• Once you send the message, you will get a text message from PKGB with your account balance information shortly.
   

Important Notes:
 

1. Make sure your phone number is registered with the bank to enable this service.
    
2. The service is free and does not require internet data or any additional settings.
    

7. How To Check Your Pragathi Krishna Gramin Bank Account Balance through ATM?

Step 1: Find an ATM
 

• Get a Pragathi Krishna Gramin Bank ATM or an ATM from the bank's network that accepts PKGB cards.

Step 2: Insert Your ATM Card
 

• Put your Pragathi Krishna Gramin Bank ATM card into the ATM slot, with the card facing the direction shown on the machine.

Step 3: Enter Your PIN
 

• As soon as your card is put in, the ATM will ask you to type in your Personal Identification Number (PIN).
   
• Use the keypad to enter your 4-digit PIN securely.

Step 4: Choose ‘Balance Inquiry’
 

• The ATM screen will show you a menu after you have typed in your PIN. Find and choose the option saying "Balance Inquiry", "Check Balance", or something similar.

Step 5: Check Your Account Balance
 

• The ATM will then show you your current account balance on the screen. You can check it before going further.

Step 6: Take Out Your Card
 

• Once you have checked your balance, the ATM will ask you to take out your ATM card. Remember to take back your card.

Step 7: Take Out Your Receipt (Optional)
 

• Depending on ATM options, you could be asked if you want to print out a receipt of your balance inquiry. If you’re going to keep a copy handy, choose the option to print it.
   

Important Notes:
 

• Ensure that you have your PIN and ATM card with you before proceeding.
   
• Ensure that your card and receipt are safe to prevent any security problems.
   
• If you're using an ATM that is not in PKGB's network, look out for any fee charged for a balance inquiry.
   

8. How To Check Your Pragathi Krishna Gramin Bank Account Balance By Visiting a Branch?

Step 1: Go to Your Nearest PKGB Branch
 

• Find the nearest Pragathi Krishna Gramin Bank (PKGB) branch to your location. You can utilise the bank's website or a map service to get the nearest branch.

Step 2: Speak to a Customer Service Representative
 

• Upon entering the branch, speak to a customer service representative or a teller at the counter. They will help you with your balance inquiry.

Step 3: Ask for a Balance Inquiry
 

• Politely ask for a balance check by letting the representative know you would like to receive your account balance.

Step 4: Give the Necessary ID
 

• You might be requested to give identification that will confirm your account. This may include:

1. Your passbook (in case you possess one),
    
2. A photocopy of your Aadhaar card, or
    
3. Some other documents of identification, as deemed by the bank's policy.

Step 5: Get Your Account Balance
 

• The bank officials will withdraw your account information and let you know your existing balance.

Step 6: Get a Printout (Optional)
 

• If required, you may ask for a print of your balance or a mini-statement. This facility may rely on the services offered by the branch.

Additional Notes:

• Ensure you bring any necessary identification documents to prevent delays.
   
• This approach offers a direct and safe means of checking your balance in person.
   
• If you prefer a printout, request the bank staff to provide you with a mini-statement or a printout of your balance.
   

9. How To Check Your Pragathi Krishna Gramin Bank Account Balance Through a Third-Party App?

Step 1: Download and install a UPI-enabled app
 

• Launch the Google Play Store (for Android) or Apple App Store (for iOS) on your smartphone.
   
• Download and install a reputable UPI-based app like PhonePe, Google Pay, Paytm, or BHIM.
   
• Install the chosen app on your mobile device.

Step 2: Register and Set Up the App
 

• Open the app and register it using your mobile number.
   
• Ensure the mobile number is the one registered with your Pragathi Krishna Gramin Bank account.
   
• Fill out the OTP (One-Time Password) verification process via your registered mobile number.
   
• Register your user profile as prompted by the app.

Step 3: Link Your Pragathi Krishna Gramin Bank Account
 

• Navigate to the ‘’Add Bank Account’ option on the app.
   
• Choose Pragathi Krishna Gramin Bank from the displayed list of participating banks.
   
• The app will detect your account automatically using your registered mobile number.
   
• After detection, authenticate and connect the account.
   
• Create a UPI PIN (MPIN), which you will use for payments and to view your balance.

Step 4: Log In to the App
 

• You can now log in at any time using your mobile number and MPIN, or through fingerprint/Face ID if supported and turned on.

Step 5: Go to Balance Enquiry
 

• Within the app, proceed to the ‘Accounts’ or ‘Banking’ tab.
   
• Choose your associated Pragathi Krishna Gramin Bank account.
   
• Tap on ‘Check Balance’ or ‘Balance Enquiry'.

Step 6: Enter Your UPI PIN
 

• To verify and see your balance, key in your UPI PIN (MPIN) you created previously.
   
• This step secures your financial information.

Step 7: View Your Account Balance
 

• Once verification is successful, your account balance in your PKGB will be presented on the screen.

Conclusion:

Checking your Pragathi Krishna Gramin Bank (PKGB) balance is super easy and free. You can use missed call, SMS, ATM, app, or even visit the branch, whatever works best for you. You don't have to go far or access the internet for most. 

Just tap or click a little, and your balance shows up. From students like Ravi to shopkeepers or farmers who are always busy, anyone can benefit from these simple methods. So pick the way that’s easiest for you and check your money anytime, anywhere! Smart, right?

FAQs related to Pragathi Krishna Gramin Bank Balance Check Number:
 

Q1: Can I check my bank balance using just my account number?

Yes, by visiting your bank branch with ID proof, staff can verify your identity and share your account balance details.

Q2: Can another person check my bank balance?

No, your bank balance is private. Without your permission or sharing your account details, banks won’t give this information to anyone else.

Q3: Who can access your bank account without your permission?

HMRC can access your bank records without permission if they have a valid reason. However, safeguards protect your information during such investigations.

 

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