HDFC Credit Card PIN Generation – Online, App & ATM Step-by-Step Guide

Key Insights

1. You can quickly set up your PIN online using HDFC NetBanking or the mobile app. Just log in, choose your card, and pick a secure 4-digit code to use right away.
    
2. If you prefer offline options, visit any HDFC branch with your card and ID. You can also use an HDFC ATM by requesting an OTP through IVR, then set your new PIN securely.
    
3. Always set a unique PIN for your HDFC Credit Card to ensure maximum security, and never share your PIN with anyone.

“Do you think setting your HDFC credit card PIN is complicated? Wait till you see how simple it actually is.”

You can secure your HDFC credit card to generate a PIN. Just create it instantly via Net Banking or the HDFC Mobile App to keep your credit card secure at all times.

The HDFC credit card PIN generation is no longer hard for you because of this blog. You can easily generate a credit card PIN online and through HDFC NetBanking.

Example

When I needed cash recently, I used the HDFC Mobile App to create a new PIN. After logging in and choosing my card, I set a 4-digit code for my credit card PIN generation online. The PIN worked right away, and I was able to withdraw money safely at an HDFC ATM.

Methods to Generate or Reset the HDFC Credit Card PIN

“Do you want full control over your HDFC credit card? Learn 5 secure ways to create or reset your PIN anytime, anywhere.”

There are specific methods you can use to generate HDFC Credit Card PINs. All methods are secure and reliable for HDFC Bank customers.

Here is the list of the methods to generate or reset the HDFC Credit Card PIN.
 

These methods are secure and fast. You can use it to reset a credit card PIN or generate a PIN.

HDFC Credit Card Pin Generation Online Method

“Baithe baithe kya kare karna hai kuch kaam? Simply create your HDFC credit card PIN from the comfort of your home, no branch visit, no paperwork.”

Online credit card PIN generation methods are easy to use from anywhere, saving your time. Now you can learn step-by-step guidelines for the HDFC Credit Card PIN generation Online Method.

1. Internet Banking
    

HDFC Netbanking allows you to generate or reset your HDFC credit card PIN.

Step 1: Log in to NetBanking using your User ID and password.

Step 2: After logging in, click the “Cards” tab at the top of the page.

Step 3: On the left side, under the Request section, select “Instant PIN Generation.”

Step 4: Choose your credit card number from the dropdown menu and enter a 4-digit PIN of your choice.

Step 5: Re-enter your PIN and click "Continue."

Follow these simple steps to generate a PIN using HDFC Bank's internet banking.

2. Mobile App
    

You can use the HDFC mobile app to reset or generate a credit card PIN.

Here is the step-by-step guide to generating a credit card PIN through the Mobile App.

Step 1: Log in to https://mycards.hdfcbank.com/

Step 2: Register your credit card using the last four digits.

Step 3: Select ‘Set PIN.’

Step 4: Enter a four-digit PIN of your choice.

Step 5: Re-enter your chosen four-digit PIN, enter the card expiration date, and click “Confirm.”

Here’s how you can generate a PIN in the HDFC mobile app.

3. IVR

If you don’t use internet banking or don’t want to use the mobile app, then you can use IVR to generate your credit card PIN.

Here is the step-by-step guide to generating a credit card PIN through IVR.

Step 1: Enter the last four digits of your credit card at the IVR toll number 1860 266 0333, then press the hash (#) key.

Step 2: Press 1 to generate your credit card PIN.

Step 3: When prompted, press 1 to receive a one-time password (OTP) via SMS on your mobile.

Step 4: Enter the six-digit OTP.

Step 5: After entering the OTP, the IVR will confirm validation and prompt you to set your 4-digit PIN. Then press the hash (#) key.

These are the straightforward steps to generate a PIN for the HDFC Credit Card via IVR Banking.

Bonus Tip: To keep your card active, please give a missed call to 9966027100 to confirm your consent.

These are among the fastest online methods for the HDFC Credit Card.

HDFC Credit Card Pin Generation Offline Method

“If you believe nothing beats face-to-face banking, these offline methods for your HDFC PIN are made just for you!”

There are some offline methods to help you with HDFC Credit Card PIN Generation.

The offline method is more secure and trustworthy, but it takes little effort.

1. Visit the HDFC Branch

This is a step-by-step guide to help you generate a credit card PIN at a branch.
 

• Identify the HDFC branch through the HDFC Bank branch locator.
   
• Attend the branch during official operating hours, typically 10:00 AM to 4:00 PM, Monday to Friday, and 10:00 AM to 1:00 PM on Saturdays.
   
• Bring a Credit card and a valid identification document, such as an Aadhaar card, Permanent Account Number (PAN) card, or passport.
   
• Ask the bank representative for assistance with generating or resetting the credit card personal identification number (PIN).
   
• Complete any required forms and adhere to the instructions provided by the bank representative.
   
• Set a new 4-digit Credit Card PIN of your choice.
   
• You’ll receive a confirmation once your PIN is successfully set.

If you don’t know how to generate your HDFC credit card PIN, these steps to visit the branch will help you use the PIN generator. Please read them carefully.

2. Through HDFC Bank ATMs

Here is a step-by-step guide to generating a credit card PIN at HDFC ATMs.

Step 1: Call the IVR 1860 266 0333 to receive an OTP on your registered mobile number to generate a PIN at the ATM.

Step 2: Insert your credit card at the HDFC Bank ATM. On the language selection screen, make your choice.

Step 3: Select the 'Create new ATM PIN using OTP' option.

Step 4: Enter the OTP received on your mobile.

Step 5: Enter your registered mobile number.

Step 6: Set your 4-digit PIN.

Follow these simple steps to generate a PIN for your HDFC Credit Card at an ATM.

Things to Keep in Mind While Setting PIN
 

“Have you ever used your birthday or ‘1234’ as your card PIN? Time to stop, here’s what you really need to remember.”

There are certain things you need to keep in mind when setting a credit card PIN at the HDFC Bank.

Here is the list of things.
 

• Do not share your Credit Card PIN with anyone, including family members or bank staff.
   
• Try to memorise your PIN instead of writing it down or saving it on your phone or computer.
   
• Pick a four-digit PIN that is unique and not easy to guess. Stay away from simple patterns or personal dates.
   
• Change your Credit Card PIN from time to time to help keep your account safe.

These are the things you need to keep in mind if you have an HDFC Bank credit card.

Conclusion

“Your credit card is only as powerful as your PIN, now that you know the process, it’s time to activate it securely.”

Generating your HDFC Credit Card PIN via HDFC Net Banking is quick and straightforward. Similarly, creating a PIN over the phone is simple: just log in to your HDFC Credit Card account to generate your PIN online.

FAQs

I recently received a new HDFC credit card as my previous card expired. Would I receive a new PIN?

No, you can keep using your previous PIN with your new or renewed credit card.

I didn't receive the OTP for generating the PIN for my HDFC credit card. What should I do?

If you did not receive the OTP, check your mobile number. If it is correct and you still haven't received OTP, then contact HDFC customer care at 9966027100.

Is there any charge for generating an HDFC credit card PIN?

No, there are no charges for generating an HDFC Credit Card PIN.

Can I generate my PIN from a non-HDFC ATM?

No, you cannot generate a PIN at a non-HDFC ATM.

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.