6 Lakh Personal Loan – Simple Eligibility & Quick Processing

Get Personal Loan

 

whatsappIcon
Customers Served icon

10 Lacs+

Customers Served

Google Reviews icon

4.7/5

Google Reviews

Pincodes Serving icon

10,000+

Pincodes Serving

Loans Disbursed icon

2000 Cr+

Loans Disbursed

Choosing a 6 lakh personal loan via LoansJagat allows you to balance affordability with financial flexibility. Ideal for expenses that are too big for savings but don’t require long-term commitments, LoansJagat connects you with lenders offering competitive rates based on your profile. The process is entirely online, ensuring faster approvals and smooth disbursal. With flexible repayment options and transparent terms, LoansJagat helps you borrow smartly while keeping your monthly finances under control.

Features & Benefits of 6 Lakh Personal Loan

feature-0

Competitive Interest Rates

By comparing offers from multiple banks and NBFCs, LoansJagat helps you identify lenders offering competitive interest rates based on your profile.

feature-1

Easy Eligibility Checks Online

LoansJagat allows you to check eligibility across multiple lenders using one simple form. This avoids repeated applications and unnecessary credit score impact.

feature-2

No Branch Visit Required

The digital process eliminates the need to visit bank branches for initial processing. Most steps are handled online, saving time and travel effort.

feature-3

Secure & Encrypted Data Protection

Your personal and financial data is handled with strict security measures. LoansJagat follows encrypted systems and privacy-focused practices to protect user information.

feature-4

Personalised Loan Offers

Based on your income, credit profile, and requirements, LoansJagat matches you with suitable loan options. This ensures relevant offers instead of random calls.

feature-5

Fast Eligibility Decision

LoansJagat’s smart lender matching helps you get quicker clarity on loan eligibility. This allows you to plan finances better without long-term uncertainty.

6 Lakh Personal Loan Highlights

Interest Rate9.99%* p.a. onwards
Tenure12 – 72 months
Loan Amountup to ₹50 lakh
Loan Processing FeesUp to 3% plus applicable taxes
Hidden ChargesNA
Stamp DutyAt actuals (as per state)
Prepayment / Foreclosure ChargesBank specific

Eligibility Criteria for 6 Lakh Personal Loan

eligibility-0

Monthly Income: At least ₹30,000 per month

eligibility-1

Employment Type: Salaried Individual

eligibility-2

Credit Score: Minimum 700

eligibility-3

Work Experience: At least 1 year

eligibility-4

Age: 21 to 55 years

Required Documents for 6 Lakh Personal Loan

Identity Proof

Identity Proof

  • CheckPAN Card (Mandatory)
  • CheckAadhaar Card (Mandatory)
  • CheckVoter ID
  • CheckPassport
  • CheckDriving License
Address Proof

Address Proof

  • CheckAadhaar Card
  • CheckPiped Gas Bill
  • CheckElectricity Bill
Other Docs

Other Docs

  • CheckSalary Slips (Last 3 months)
  • CheckSalary A/c Bank statement (Last 3 months)

Different Types of 6 Lakh Personal Loan

Personal Loan for Wedding

Personal Loan for Wedding

Don’t wait for years to have an amazing wedding. Apply for the loan now, and plan your wedding without worrying about expenses.

Apply Now >
Personal Loan for Home Renovation

Personal Loan for Home Renovation

Don’t think twice to renovate, repair, or expand your home this festive season. Apply for a loan to make your home brand new.

Apply Now >
Personal Loan for Debt Consolidation

Personal Loan for Debt Consolidation

Why are you paying multiple EMIs for multiple loans? Apply for a personal loan for debt consolidation and pay just 1 EMI/month.

Apply Now >
Personal Loan for Overdraft Needs

Personal Loan for Overdraft Needs

Apply for an overdraft EMI-free loan even if you have 0 balance in your bank account. This will be your emergency fund, and you have to pay just interest on the used loan amount.

Apply Now >
Personal Loan for Salaried Employees

Personal Loan for Salaried Employees

Just state your salary in the past 3 months, and the money will be credited to your bank account in 24 hours.

Apply Now >
Personal Loan for Women

Personal Loan for Women

We believe in empowering women. That’s why women in Noida can borrow loans at the best rate of interest with LoansJagat.

Apply Now >
Personal Loan for Travel

Personal Loan for Travel

Why wait for that monthly pay cheque to take a trip to your dream destination? Just apply for a personal loan to travel with us.

Apply Now >
Personal Loan for Doctors

Personal Loan for Doctors

LoansJagat helps doctors in times of need with personal loans at guaranteed lowest interest rates starting at 10.55%.

Apply Now >
Personal Loan for Government Employees

Personal Loan for Government Employees

Government employees are the most preferred candidates on the loan application priority list. Apply now and get approval within 24 hours.

Apply Now >

Personal Loan EMI Calculator

One Lakh

Min ₹100000Max ₹99 L
%
Min 9.99%Max 30%
Min 1 yearMax 7 years
Apply Now
Principal Amount1,00,000
Total Interest10,737
Total Amount1,10,737
Monthly EMI4,614
Principal Amount
Interest amount

Tips to Improve Personal Loan Approval Chances in 6 Lakh Personal Loan

Maintain a Good Credit Score

Maintain a Good Credit Score

Your credit score plays a crucial role in personal loan approval. A score of 700+ is generally considered good.

Ensure Stable Income and Employment

Ensure Stable Income and Employment

Lenders prefer applicants with stable employment and a consistent income source.

Apply for a Suitable Loan Amount

Apply for a Suitable Loan Amount

Always apply for a loan amount that aligns with your repayment capacity and financial goals.

Keep All Required Documents Ready

Keep All Required Documents Ready

Incomplete documentation is one of the most common reasons for personal loan delays or rejection.

Clear Existing Debts

Clear Existing Debts

Try to stay clear of all the outstanding debt. If you repay your loans timely, then banks will prefer to lend more loans to you.

Apply Through a Trusted Loan Platform

Apply Through a Trusted Loan Platform

Instead of applying directly to multiple banks, apply through a reliable loan marketplace like LoansJagat.

How to Apply for Personal Loan in 6 Lakh Personal Loan

01
Apply Online

Apply Online

Click Apply Now and start your loan journey in minutes.

02
Share Basic Details

Share Basic Details

Enter your name, contact, and work information to proceed.

03
Verify Eligibility

Verify Eligibility

Get instant loan offers based on your profile and credit score.

04
Upload Documents

Upload Documents

Submit your PAN, Aadhaar, KYC, and income proof securely online.

05
Compare & Choose

Compare & Choose

Pick the best offer from multiple banks and NBFCs.

06
Get Instant Approval

Get Instant Approval

Receive quick approval and funds directly in your bank account.

6 Lakh Personal Loan FAQs