Bank of India Timings – Working Hours, Lunch Break & Holidays

Most Bank of India branches run 9:45 AM to 4:45 PM if you're in an urban or metro area, and 10 AM to 5 PM out in semi-urban and rural spots. These hours aren't permanent either, the bank revises them periodically through its own channels, as confirmed in this official notice on timing changes issued by Bank of India itself. 

Key Takeaways

• Staff take staggered lunch breaks between 2:30 PM and 3 PM, so the counters keep running even while some people step out to eat.
• Got a banking question? Bank of India's toll-free number is 1800 220 229, right there on the bank's own website.

Bank with Bank of India? Then Bank of India timings matter before you head out, whether it's a cash deposit, a locker request, or just a loan question you need answered. This is for customers across the country who want the actual details, working hours, lunch, holidays, all of it. We'll get into urban versus semi-urban hours, which days you'll find the doors shut, and how to nail down your own branch's exact schedule.

Also Read: Bank Timings in India – Updated Banking Hours for 2026

What Are Bank of India's General Working Hours?

9:45 AM to 4:45 PM, that's urban and metro territory. Head into semi-urban or rural areas, and it's 10 AM to 5 PM instead.

Bank of India's been around since 1906, government-owned since it got nationalised in 1969, and with branches spread across everything from big cities to small towns, hours genuinely differ depending on where you are. The bank's also tweaked branch timings before through official channels, a Mumbai South Zone notice, for one, confirmed changes to banking and customer hours starting April 1, 2023. Given that these things do shift, checking with your actual branch beats assuming last year's hours still hold.

Also Read: Bank Of India Locker Charges 2026

What Is Bank of India's Lunch Break Schedule?

2:30 PM to 3 PM is when lunch happens, but the branch doesn't shut its doors for it. Staff take turns instead of breaking all together, so there's always someone at the counter. Walk in right then though, and you might find fewer people around to help than you'd expect, even if the branch is technically open and running. Show up a little before or after that window, and things will probably move quicker for you. 

Also Read: Bank of India Statement: How to Download and Check Online

Which Days Does Bank of India Remain Closed?

Sundays, the second and fourth Saturday of the month, plus whatever RBI holidays land in between.

First, third, and fifth Saturdays, branches stay open, same 5-day rhythm most Indian banks run on. Beyond that though, state-specific festivals come into play too, so a holiday somewhere in one state might not touch a branch elsewhere. Given how wide Bank of India's network runs, it's genuinely worth checking your own branch's calendar instead of assuming it matches whatever another region follows.

Bank of India Urban vs Semi-Urban Timings

Urban and metro branches tend to start and finish earlier in the day. Semi-urban and rural ones usually stretch a bit later into the evening.

Not applicable

Sunday

Closed

Not applicable

These shift depending on local decisions or specific notices, though, so if the trip actually matters, just confirm with your branch first.

How Do You Confirm Timings for Your Specific Bank of India Branch?

Check the bank's official website, or just call your branch directly, since hours vary by location and do get revised from time to time.