Fino Bank Account Number: Format, Details & Guide

A Fino Payments Bank account number is a unique numeric identifier issued when you open a FinoPay Savings Account. You will always need the bank's 11-character IFSC code to receive money or link your account elsewhere.

Key Takeaways

• Fino Payments Bank's IFSC code starts with the 4 letters FINO, followed by 0, then a 6-digit branch code, making it 11 characters in total.
• Opening a FinoPay Savings Account requires only Aadhaar, PAN, and a mobile number linked to Aadhaar, with no minimum balance requirement.

If you open a FinoPay Savings Account, then you are eligible for salary credits, UPI linking, or receiving money from another bank. This guide is for existing and prospective Fino Payments Bank customers across India who want to understand their account number, find it quickly, and use it correctly for transfers. It covers what the account number looks like, how it pairs with the IFSC code, where to locate it, and how it compares to the UPI ID Fino also issues.

Also Read: How to Download BOB RTGS Form with Complete Guide

What Is a Fino Bank Account Number?

A Fino account number is the specific numerical number associated with the opening of your FinoPay Savings Account.

Whereas the IFSC Code is based on a fixed structure of 11 digits across all banks, the Fino Payments Bank website doesn't provide any specific number of digits in an account number at their official website. The only thing that remains the same here is the uniqueness of each account number for your use. Every time an account number is needed during money transfer; it should be provided in conjunction with your branch’s IFSC code.

How Do You Find Your Fino Bank Account Number?

You can find your Fino bank account number in the FinoPay App, your welcome message, or your passbook if you've collected one from a branch.

Here's where to look:

1. Open the FinoPay App and go to the account details or profile section, where your account number is displayed clearly.
2. Check your welcome SMS or email, sent right after your Digital Savings Account is approved.
3. Visit any Fino Payments Bank branch or merchant point and request a passbook print, which shows your account number on the first page.

What Is the Format of a Fino Bank IFSC Code?

A Fino Payments Bank IFSC code is an 11-character alphanumeric code, starting with the 4 letters FINO, followed by a 0, then a 6-digit branch identifier.

This code is required for every online transfer method into or out of your Fino account, including NEFT, RTGS, and IMPS. You'll always need to pair your account number with this IFSC code when sharing your details with another bank, since the account number alone cannot route a transfer.

Also Read: SBI Customer ID: How to Find and Use

How Do You Use Your Fino Bank Account Number for Transfers?

You use your Fino bank account number by sharing it along with your branch IFSC code whenever someone needs to send you money from another bank.

Take Sunita, a small business owner in Lucknow who holds a FinoPay Savings Account. A customer wants to pay her ₹8,500 through NetBanking from a different bank. Sunita opens her FinoPay App, copies her account number and IFSC code from the account details screen, and shares both with the customer. The payment reaches her account the same day, since Fino Payments Bank accepts fund transfers via any other bank's NetBanking or mobile app using just these 2 details.

Fino Bank Account Number vs UPI ID: What's the Difference?

Your account number is a fixed banking identifier, while your UPI ID is a separate, easier-to-remember address used only for UPI payments.