How to Fill Out a Deposit Slip?

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Banks like HDFC Bank explicitly require separate slips for local cheques, outstation cheques, and cash, since each moves through a different internal process once it leaves the counter.

When Do You Need to Mention PAN on a Deposit Slip?

You need to write your PAN on a deposit slip only when depositing cash exceeding ₹50,000 in a single day at 1 branch.

Example

Meena, a shop owner in Nagpur who deposits ₹65,000 in cash after a good sales week. Since her deposit crosses the ₹50,000 limit. Now she must write her PAN on the slip before handing it to the banker. If Meena didn't have a PAN, she would need to submit a signed Form 60 instead, as SBI's official deposit slip instructs for exactly this situation. This rule applies per day, per branch, so splitting a large deposit across 2 days at the same branch doesn't get around the requirement if the intent is to avoid PAN disclosure, and banks are trained to flag such patterns.

What Mistakes Must be Avoided in Filling a Deposit Slip?

The biggest mistake is the one where there is an inconsistency between the figure and the words used in stating the amount. Other mistakes that must be avoided include the following:

• Leaving unused sections blank instead of crossing them out. Banks generally expect a line drawn through sections you're not using, whether that's the cheque box on a cash slip or vice versa.
• Writing the account number incorrectly. A single wrong digit can misdirect your deposit, so double-check before handing the slip over.
• Forgetting to write your account number on the back of a cheque. This is a frequent oversight that slows down cheque deposits at the counter.
• Messy handwriting on the account number or name. Writing in block letters reduces the chance of the teller misreading a digit.
• Not attaching the cheque securely. A loose cheque can slip out of the slip before it reaches the teller.

Conclusion

Filling a deposit slip correctly comes down to a few basics: the right account number, an amount that matches in figures and words, and your PAN if the cash crosses ₹50,000 in a day. Cash slips need a denomination breakdown, while cheque slips need the cheque number and issuing bank instead. Since RBI only clears CTS-2010 standard cheques, always confirm your cheque book meets that standard before depositing. Keep a pen handy, write clearly, and cross out any section you're not using so the teller doesn't have to guess what you meant.

FAQs

The teller at the bank asked me to write on a deposit slip first. Why can't they just accept the money directly from me?

Deposit slips are required by banks as proof. In the absence of a deposit slip, discrepancies in credit can be proved without any written proof under RBI guidelines.

Should I always fill out a deposit slip even for small cash deposits at the bank?
Yes. Every cash deposit, regardless of amount, requires a deposit slip under Banking Regulation Act, 1949. It protects you if the teller credits the wrong account.

What documents will I need if I go to a bank with cash to deposit?

Take your passbook, some photo ID like Aadhaar card or PAN card, and your deposit slip. Certain banks ask for your PAN card if you deposit more than ₹50,000 in cash.

How does one go about depositing cash in any bank branch in India?

One takes a deposit slip from the counter and fills it with the cash attached, submits it to the teller and gets back a stamped counterfoil. Same-day credit is guaranteed by the RBI on cash deposits.

How do I deposit funds through a cheque in any Indian bank branch in 2026?

Write the cheque number, amount and the drawer's bank details in a deposit slip and submit it along with the cheque to the clearing counter. Cheque clearing will take 2 days with NPCI's cheque truncation system.

What should I know about filling out a bank deposit slip properly without doing any wrong?

Fill it up with the date, your complete account number, the account holder’s name, the deposit amount in figures and words, and sign it. Ensure that the account number is accurate, because once done, it cannot be undone.

What should I fill out in a pay-in slip in particular when depositing a cheque at an Indian bank?

Fill up the cheque number, cheque date, the bank where it has been drawn on, its branch, MICR code, and the amount. Affix the cheque and deposit in the appropriate cheque deposit counter.

What is the difference between writing information in a cheque deposit slip and a cash deposit slip?

Apart from the account number, date, and signature, a cheque deposit slip will include the fields for cheque number, issuing bank, and MICR code. While a cash deposit slip will have only the field for amount and account number.

What is the reason for the bank to ask for a deposit slip despite having the account number in the cheque?

Since the cheque shows the account number of the drawer and not yours, the deposit slip informs the bank about which account to credit the amount into. Otherwise, there would be no written instructions from you as the depositor.

How do I write information in the deposit slip to pay the fees for a student's school directly into the school's account?

Write down the complete account number of the school along with the name of the bank, its branch and the amount of the fee. The name and roll number of the student will also go into the remarks field.