Author
LoansJagat Team
Read Time
6 Min
21 Dec 2025
Federal Bank Account Number: Format, Details & Guide
Key Takeaways
- Federal Bank account numbers are 14-digit identifiers assigned when your branch migrated to its Core Banking Solution.
- Your federal bank account number search becomes easy through FedMobile, Passbook, or SMS banking (send “BAL <myshortno>” SMS).
- You can protect your federal bank account number by limiting public disclosure, turning on alerts, and confirming SMS senders.
“Ever wondered why the bank keeps asking for your account number again and again? Let’s understand this in the simplest way.”
When I first opened my account, my federal Bank Account number digits were visible on the passbook, FedMobile app, internet banking, and even SMS alerts. I realized then how important Federal Bank Account number digits are.
This number also took the place of older accounts, which improved banking in every branch during the migration. This blog explains the meaning of your Federal Bank account number, how to locate it, how to use it securely, and why it is so important for your daily banking.
How to Find a Federal Bank Account Number?
Your account number is hiding in more places than you think; you just need to know where to look.Before you panic or rush to the bank, try these simple steps; one of them will work instantly.
You can find your Federal Bank account number in a matter of seconds by using these easy methods. Select the option that works best for you to view your account information clearly.
What can you do with a Federal Bank Account Number?
This number isn't just for deposits; it unlocks every banking feature you’ll ever need.
Once you understand how powerful this number is, you’ll never treat it casually again.
- Register for Net Banking (FedNet): I entered my full 14-digit account number during registration.
- Download account statements: I can select the account (by its number) and download statements for a chosen time period using FedNet or FedMobile.
- Use SMS banking: My short number is connected to that 14-digit account number, so I can send commands like TXN <myshortno> to get my mini statement.
- Link the account in financial apps: UPI apps request my account number when making payments or completing KYC.
My federal bank account number makes all online banking possible.
Keep your Federal Bank Account Number safe!
One careless screenshot or message could give a scammer access; don’t make that mistake. Security isn’t about paranoia; it’s about staying one step ahead of fraud.”
- Never share it publicly: Don't post your account number on unreliable websites or social media.
- Enable alerts: set up alerts for major withdrawals or logins through FedMobile or SMS banking.
- Verify SMS senders: Check the sender of any SMS messages you receive if they appear to include your account number. Phishing attempts have been reported, in which phony emails purport to be from Federal Bank.
- Use secure networks: Avoid using public Wi-Fi to access your banking app
- Review your statements regularly: Get your statements from FedNet and look for any strange transactions.
I ensure that my federal bank account number is safe and confidential by doing this.
How is the Federal Bank Account Number structured?
Ever wondered why Federal Bank chose exactly 14 digits; not 10, not 16? There’s a system behind those numbers; and once you know it, the format makes complete sense.
The Older account numbers were converted to this 14-digit CBS format after the system upgrade.
Conclusion
A 14-digit unique identifier necessary for all of your banking activities is your federal bank account number. You can locate it simply using a mobile app, SMS, passbook, or net banking. Be sure to secure it carefully!
Bonus Tip: The Certificate Download Portal of Federal Bank allows you to download your account statement at any time. The bank provides you with a password-protected PDF as soon as you enter your 14-digit account number.
FAQs Related to Federal Bank Account Number
How many numbers are there in a Federal Bank Account Number?
A Federal Bank account number has 14 digits after the bank’s Core Banking migration.
How do I check a Federal Bank Account Number?
You can check it through the FedMobile app, your passbook, your account statement, or by sending an SMS using the bank’s official SMS banking service. You can also use the federal bank account number check online feature in internet banking.
What is the fastest way to obtain a bank account number when my employer needs it urgently?
You can open a digital savings account through apps that offer instant eKYC; many provide an account number within minutes.
What can someone actually do with my name, address and bank account number?
They cannot withdraw money, but they may attempt phishing or unauthorised debit requests, so keeping an eye on alerts is important.
Why does my UPI app ask for my Federal Bank account number during setup?
UPI apps need your account number to link your bank account securely and verify that the account belongs to you.
Other Related Pages | |||
South Indian Bank Account Number | Bank of India Account Number | Bank of Maharashtra Account Number | Bank of Baroda Account Number |
Canara Bank Account Number | City Union Bank Account Number | DBS Bank Account Number | Federal Bank Account Number |
Fino Bank Account Number | HDFC Bank Account Number | ICICI Bank Account Number | Indian Bank Account Number |
Indian Overseas Bank Account Number | KCC Account Number | Union Bank Account Number | Yes Bank Account Number |
About the Author
LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
Quick Apply Loan
Subscribe Now
