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Anishka Bhadly
Anishka Bhadly is a content writer with a finance and business background. She has completed her bachelor's degree with a specialisation in finance and is currently pursuing an MBA in the finance field too. The knowledge she has gained from her studies and experience working with EdTech companies helped her combine theoretical knowledge with practical industry insight. Her expertise lies in creating well-researched, informative, and reader-friendly content in various banking, personal finance, loans, insurance, and investment-related topics.
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PAN is required for income-tax purposes and specified financial transactions. It is very important to have one if your income is taxable or you run a business. A PAN must be quoted when buying or selling a registrable motor vehicle other than a two-wheeler, regardless of value, and for immovable property exceeding ₹10,00,000. This blog will cover all the important steps on how to apply for a PAN card.
key takeaways
For most applications, you need papers that show who you are, where you live and your date of birth. The free instant digital option does not need extra papers. Aadhaar can cover more than one proof if the details match.
Here is a clear table of commonly accepted documents:
Physical applications also require two recent passport-size colour photos. The background should be plain white, and the size should be 3.5 cm by 2.5 cm. Signatures should be in the same pattern. Ensure name, date of birth and address are the same on all documents so that there is no discrepancy.
Online ways are fast and you can do them from home. One way gives a free digital copy at once. The other two charge a fee and send a physical card by post. The fee for a physical PAN card sent to an address in India varies depending on whether you apply through Protean or UTIITSL. Learning how to apply for a PAN card online lets you finish the work without going out.
Use this only if you want to get your E-PAN immediately without having to stand in queues and hassle of submitting a physical application. Aadhaar number should be linked with your mobile number. This facility is only available for adults. Children or minors cannot use this.
This free way works well when you only need the digital version soon and you are an adult.
This way costs about ₹107 for physical PAN and ₹72 for e-PAN card including tax for delivery inside India. Indian citizens must use Form 93.
The Protean way is good when you want both the number and the plastic card sent to your home.
This is almost the same as the Protean way, but the fee costs between ₹66 and ₹72 including tax, for delivery to an Indian address. Indian citizens use Form 93 here too.
Click the option to apply for a new PAN card for Indian citizens.
Choose the digital mode using Aadhaar-based e-KYC. This saves you from sending physical papers.
Fill up the application form with your details (Form 93).
Choose the option for PAN card and e-PAN.
Verify your details and make the payment online.
Verify everything using the password sent to your Aadhaar-linked mobile number.
Download your receipt. The physical card will be sent to your home address.
UTIITSL works the same for people who like that site and still want the card by post.
*T&C Apply
Offline options make it easier to pay cash, complete forms on paper or if you're near a centre. Indian citizens must fill Form 93 by hand in both cases.
This is best if you want to pay in cash or need help filling the form. Search for an exclusive PAN centre near your location to submit your PAN application.
Going to a centre lets you get help right there and pay without a bank card.
This is a good choice if you live far from the center and want to do things on paper.
Posting the form works when travel is hard and you can arrange the demand draft yourself.
Getting a PAN card is simple once you choose the way that fits you. The free instant digital option is the fastest if you are an adult and your Aadhaar is linked. You can also apply for a physical card through both online and offline methods. To get a physical card, you have to pay a small price for it.
You can apply online on the Income Tax site for free Instant e-PAN or through Protean or UTIITSL. Offline is also possible at a centre or by post.
Digital Instant e-PAN comes in a few minutes. The physical card takes a few weeks to reach by post.
You can apply any time. There is no fixed date or season for applying.
Yes. A parent or guardian must apply using Form 93. Instant e-PAN is only for adults.
Identity, address and date of birth proofs are needed. Instant e-PAN needs only Aadhaar linked to your phone.
Instant e-PAN is free. For a physical PAN card, the applicable fee is about ₹110 through Protean and ₹107 through UTIITSL, including tax.
Yes. You can apply even if you are not working or earning yet.
A PAN card is valid for life. There is no expiration date for this.
Indian citizens must use Form 93. Instant e-PAN is only for adults.
Apply online on Protean or UTIITSL site using Form 93, or go offline to a centre or by post.