How to Know the CIF Number of SBI – Quick Methods Explained

Suman Singh, a 58-year-old widow from a small Uttar Pradesh village, recently opened a savings account with the State Bank of India (SBI) to manage her small earnings from handmade pickles. 

One day, while trying to be eligible for a government pension plan, Suman was asked for her CIF (Customer Information File) number, a unique 11-digit number given to each SBI customer. Suman felt anxious since she had never heard the term before.

Arvind, her friendly next-door neighbour and a local school teacher volunteered to help.

He took out her SBI passbook first. He pointed to her account number and said, "Here," and there it was: her 11-digit CIF number.

Seeing her interest, Arvind also explained other easy ways to find it, such as via Net Banking, SMS, etc.

Understanding the SBI CIF Number

The Customer Information File (CIF) number is an 11-digit unique identifier assigned to each customer by the State Bank of India (SBI). This number consolidates all your banking details into a single digital profile, facilitating efficient management and access to your accounts.

Key Features of the SBI CIF Number:

• Unique Identifier: Each customer is assigned only one CIF number, regardless of the number of accounts held.
  
  
• Centralised Data Storage: Stores personal information, account types, transaction history, loan details, and Know Your Customer (KYC) data.
  
  
• Consistency Across Accounts: Ensures all accounts under the same customer are linked and managed centrally.

Example:

Let’s consider the CIF number 12345678901. This 11-digit code uniquely identifies a customer and links all their accounts, such as savings, current, and loan accounts, under one profile.

Understanding your CIF number is crucial for various banking operations, including account transfers, loan applications, and accessing digital banking services.

Locating Your CIF Number via SBI Passbook

Accessing Your CIF Number through Net Banking

To locate your Customer Information File (CIF) number via SBI Net Banking, follow these steps:

• Log in to SBI Net Banking: Visit https://retail.onlinesbi.com and enter your credentials, User ID and Password.
• Go to 'My Account': Click on the 'My Account' tab.
• Access 'Profile': From the dropdown menu, select 'Profile'.
• Select 'Account Summary': Choose 'Account Summary' from the options.
• View 'Nomination and PAN' Details: Click on 'View Nomination and PAN'.

On the subsequent screen, your 11-digit CIF number will be displayed. This number uniquely identifies your banking relationship with SBI.

Retrieving Your CIF Number Using the YONO SBI App

Steps to Find Your CIF Number via the YONO SBI App:

• Open the YONO SBI App: Launch the YONO SBI app on your smartphone.
• Log In: Enter your credentials, such as your username and password or MPIN, to access your account.
• Go to 'Services': Once logged in, tap on the 'Services' tab located at the bottom of the screen.
• Select 'Online Nomination': In the 'Services' menu, choose 'Online Nomination'.
• Choose 'Transaction Account': On the next screen, select 'Transaction Account' as the account type.
• View CIF Number: Your CIF number will be displayed on the screen.

Example:

If your CIF number is 86161887935, it will appear in the 'Online Nomination' section.

Obtaining Your CIF Number via Customer Care

Requesting an E-Statement to Find Your CIF Number

If you don't have access to your passbook or chequebook, you can obtain your Customer Information File (CIF) number by requesting an e-statement from the State Bank of India (SBI). This method requires your mobile number to be registered with the bank.

Steps to Request an E-Statement via SMS:

• Send an SMS: From your registered mobile number, send the keyword MSTMT to 09223866666.
  
  
• Receive the E-Statement: You will receive your latest account statement via email.
  
  
• Locate the CIF Number: Open the e-statement and find your 11-digit CIF number, typically located at the top of the document, along with your account number and branch details.

Example:

If your CIF number is 12345678901, it will appear in the e-statement as follows:

• Account Number: 123456789012
• CIF Number: 12345678901
• Branch: XYZ Branch

This method provides a convenient way to access your CIF number without visiting a branch.

Conclusion

It is important to know your SBI CIF number for operating your bank account online, for adding multiple accounts, and for KYC or online transactions. Obtain it easily and securely through your passbook, net banking, YONO app, SMS, or customer care.

Faqs

1. What is the CIF number in SBI?

It’s an 11-digit unique number that holds all customer-related information in SBI.

2. Can I find my CIF number without a passbook?

Yes, via Net Banking, YONO App, SMS, or by calling SBI Customer Care.

3. Is the CIF number the same as the account number?

No, the CIF number is different and uniquely identifies you, not your account.

4. Can one customer have multiple CIF numbers?

No, all your SBI accounts are linked to a single CIF number.

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