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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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Priya, a young businesswoman from Delhi, began her online boutique with ₹20,000. She made ₹3,00,000 in revenue in her first year but had trouble finding funding. By 2025, her business reached ₹30,00,000 in sales per year, but she wasn't satisfied.
Desiring financial security for herself in future years, Priya was looking for different ways to increase her wealth outside of her business.
Priya’s story shows how things are shifting for women in business. By 2025, opportunities for women to invest in industries like renewable energy, technology, and fintech are emerging. These sectors create opportunities for women to grow their businesses as well as wealth.
As there are more women entering leadership positions in fields that have historically been led by men, the future looks bright for women entrepreneurs.
In the next sections, we will share types of investments women like Priya can consider and look at exciting opportunities that are coming in 2025.
Okay, ladies, it's time to start thinking of your money like another business partner. With inflation rising and the economy evolving so quickly, having smart investments for your future is important.
It's not solely about protecting your finances—it's about being free to expand your business when good opportunities arise.
For example, Priya put her money where it counted, and by the year 2025, she was earning her business ₹30,00,000 annually. But the fact that made a difference for her was the additional ₹12,00,000 she earned off her wise investments. That brought her extra revenue and peace of mind down the road.
Remember: invest as if you are planting seeds. You nurture them for now, and eventually, they will become something that continues to grow.
REITs are your best bet! You can own big, cash-generating properties without possessing them, and in 2025, they're more easily available than ever to women entrepreneurs.
For example, Priya, looking for a smart way to grow her wealth, decided to invest ₹5,00,000 in Embassy Office Parks REIT in 2025. Here’s how it paid off for her:
Particulars | Details |
Investment | ₹5,00,000 |
REIT Chosen | Embassy Office Parks REIT |
Duration | 1 Year |
Priya made ₹85,000 in just one year from her REIT investment—a 17% return, without any property management!
SIP: Building Wealth One Step at a Time
Systematic Investment Plans (SIPs) enable you to invest a small amount of money every month in mutual funds, making them perfect for women entrepreneurs who want to achieve gradual financial growth. With flexibility and scope for good returns, SIPs are a wise decision.
For example, Priya began an SIP for ₹5,000 per month in the Axis Bluechip Fund, one of India's top large-cap mutual funds that has been consistently performing well.
Investment Details | Amount |
Monthly SIP Amount | ₹5,000 |
Total Investment Over 1 Year | ₹60,000 |
NAV at Start (Apr 2024) | ₹54.58 |
In just one year, Priya’s ₹60,000 investment grew to ₹65,536, earning ₹5,536 in returns.
ESG Funds: Invest for a Sustainable Tomorrow
ESG funds are your ideal partner! In 2025, ESG funds focus on companies that value environmental, social, and governance (ESG) factors—so you can invest with a clear conscience.
Why ESG Funds Rule:
For example, Priya invested in the SBI Magnum Equity ESG Fund, which invests in firms with exemplary ESG practices. She initiated a Systematic Investment Plan (SIP) of ₹5,000 monthly.
Investment Details | Amount |
Monthly SIP Amount | ₹5,000 |
Total Investment Over 1 Year | ₹60,000 |
NAV at Start (Apr 2024) | ₹200 (estimated) |
Priya's ₹60,000 investment earned ₹65,091, generating ₹5,091 in returns, which is equivalent to an annualised return of roughly 8.5%. This shows how ESG investments can provide financial growth and societal impact.
Gold and Silver: The OG Wealth Protectors
Gold and silver — the best "chill pills" in your portfolio. They may not take you to the moon like a tech stock, but they'll keep you on solid ground when the economy's flipping out. As inflation rises in 2025, these bright metals remain the top choice for secure, stable wealth.
For example, in April 2024, Priya invested ₹50,000 in 24K gold coins that cost ₹7,270 per gram. By April 2025, the price of gold had increased to ₹8,988 per gram.
Investment Details | Amount |
Initial Investment | ₹50,000 |
Gold Price (Apr 2024) | ₹7,270 per gram |
Gold Purchased | 6.87 grams |
Priya's ₹50,000 investment turned into ₹61,809, earning her a healthy ₹11,809 profit — an impressive 23.62% return in just one year.
Gold sure did establish itself as a long-term steady bet!
The stock market is like a rollercoaster — full of thrills, ups, and downs. But for women entrepreneurs, it’s the perfect place to grow your wealth if you’re ready to ride!
For example, Priya had invested ₹50,000 in tech and finance stocks in early 2024. By April 2025, her investment was worth:
Stock | Investment | Price (2024) | Price (2025) | Shares Purchased |
ROI
17% |
Dividends Earned | ₹85,000 |
NAV at End (Apr 2025)
₹59.58 |
Total Units Purchased | 1,098 |
Estimated Total Value | ₹65,536 |
Total Return | ₹5,536 |
Annualised Return (Approx.) | 9.3% |
NAV at End (Apr 2025)
₹216.97 |
Total Units Purchased | 300 |
Estimated Total Value | ₹65,091 |
Total Return | ₹5,091 |
Annualised Return | 8.5% |
Gold Price (Apr 2025) |
₹8,988 per gram |
Total Value (Apr 2025) | ₹61,809 |
Return | ₹11,809 |
Percentage Gain | 23.62% |
*T&C Apply
Value (2025)
Return |
Tech Stock | ₹25,000 | ₹1,000 | ₹1,500 | 25 shares | ₹37,500 | ₹12,500 |
Finance Stock | ₹25,000 | ₹500 | ₹750 | 50 shares | ₹37,500 | ₹12,500 |
Total Portfolio | ₹50,000 | - | - | - | ₹75,000 | ₹25,000 |
Priya's ₹50,000 investment turned into ₹75,000 — a healthy 50% gain in one year!
The stock market ride paid off big time.
Mutual Funds: A Smart Way to Grow Your Money
If you're searching for an option to grow your wealth without anxiety, mutual funds may be just what you need. They pool funds to invest in a diversified portfolio of stocks and bonds, so there is less risk and consistent growth over time.
For example, in 2024, Priya invested ₹60,000 in a hybrid mutual fund that blends stocks and bonds. By April 2025, her
investment increased by 12%, leaving her with a total of ₹67,200 — a tidy ₹7,200 profit. No worries, just consistent growth!
For women business owners, paying off business debt and personal loans simultaneously may seem like a difficult task.
Consolidation of debt is an intelligent method to combine all your debts into one with a lower interest rate. By consolidating your payments, your stress is reduced, and you gain more energy to focus on building your business.
For example, Priya had three different loans in 2024:
Loan | Principal Amount | Interest Rate | Monthly Payment |
Loan 1 | ₹30,000 | 12% | ₹4,000 |
Loan 2 | ₹40,000 | 15% | ₹4,500 |
Loan 3 | ₹20,000 | 18% | ₹1,500 |
Total | ₹90,000 | Varied | ₹10,000 |
Total Monthly Payment: ₹10,000
Priya chose to combine these three loans into one at a 10% rate of interest. After consolidation, her monthly payments came down, and managing her debt became easier.
Loan | Principal Amount | Interest Rate | Monthly Payment |
Consolidated Loan | ₹90,000 | 10% | ₹8,000 |
Total Monthly Payment: ₹8,000
By consolidating her debt, Priya saved ₹2,000 each month and reduced the complexity of handling her finances. With lower interest and regular payment, her credit score also enhanced, allowing her to take better-priced finance facilities for business growth.
Investing is like dating—don’t rush in without knowing the details! Impulsive buys and skipping research can lead to financial heartbreak. Avoid these common slip-ups, and you’ll be on your way to a secure and steady financial future.
Impulse Investing:
Lack of Research
Overconfidence
Chasing Quick Gains
In 2025, women entrepreneurs like Priya are exploring exciting investment opportunities to grow their wealth beyond business. By diversifying into areas like REITs, SIPs, ESG funds, and stocks, they’re not just securing their future but also ensuring steady growth.
Smart investments, such as Priya’s forays into gold and mutual funds, are teaching valuable lessons—patience, research, and long-term vision. As women continue to break barriers in business and finance, the future is bright, and the opportunities are endless for those who invest wisely.
REITs, SIPs, mutual funds, gold, and ESG funds—choose based on your risk appetite and goals.
Startups are high-risk, high-reward. Always research thoroughly before investing.
It simplifies payments, reduces interest rates, and improves cash flow.
Start small, diversify, and increase exposure as you gain confidence and knowledge.
