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LoansJagat Team
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6 Min
12 Mar 2025
Ravi, a businessman, needed to make an immediate payment of ₹ 2,00,000 to one of his vendors. He chose to go to his closest PNB branch on a Friday at 11:00 AM. Since he was aware that RTGS transactions are settled immediately at the branch until 4:00 PM, he promptly made the transfer.
He also understood that if he had utilised IMPS for the same transaction, it would have been processed immediately, as it is open 24/7. Ravi was glad that he did not experience any delay, although the bank staff took their lunch breaks in batches.
Punjab National Bank (PNB), established in 1895 in Lahore, is India's second-largest public sector bank, with the Swadeshi Bank being the first Indian-owned and Indian-managed bank. PNB was started to offer Indians an alternative to national banking. It deals with non-resident Indians, importers, and exporters. It also has a Gold Loan Scheme for jewellery producers.
It has a number of subsidiaries like PNB MetLife India Insurance, PNB Housing Finance, and PNB Cards and Services. PNB also has overseas operations in the form of its Hong Kong, Kowloon, Dubai, and Kabul branches and offices at locations like Almaty, Shanghai, Oslo, and Sydney. See their website:
www.pnbindia.in for further details.
It is important to know bank timings so that you can plan your visits and do not encounter any problems. Bank timings can be different depending on location, bank, and services offered.
Plan your visit: You can choose the right time to do activities like depositing cash, getting a new chequebook, or renewing your passbook.
Prevent inconvenience: You will not waste time going to the bank when it is closed or at lunchtime.
Utilise the facilities you need: You will get to utilise the banking facilities, including cash deposits, chequebook applications, or updates to passbooks.
Nevertheless, the bank is closed on the second and fourth Saturdays and Sundays.
Punjab National Bank (PNB) is generally open between 10 AM and 5 PM, Monday to Friday. The bank remains closed on Sundays and the 2nd and 4th Saturdays.
Punjab National Bank (PNB) branches are available Monday to Friday and on each month's first, third, and fifth Saturdays. They remain closed on the second and fourth Saturdays, Sundays, and public holidays.
PNB branches can also remain closed on local holidays, which are subject to change as per the place. Indian banks typically remain closed on national or public holidays and some festivals.
Each state has its own set of bank holidays. You may look at the bank's holiday calendar for more information.
The working hours of banks rely on several factors, such as the bank's policies, the branch location, and guidelines from the Reserve Bank of India.
Punjab National Bank (PNB) employees have lunch break in batches, generally between 1:00 PM and 2:00 PM, but this is different for different branches.
PNB never has a lunch break. The customer is always able to conduct transactions during the day. Employees take lunch in groups so the bank's services are not interrupted.
1. Cash Deposit and withdrawal timings: Punjab National Bank (PNB) branches are generally open from 10 AM to 4 PM, Monday to Friday. They are closed on Sundays, national holidays, and the second and fourth Saturdays of the month.
2. Locker Facility Access Hours: Punjab National Bank (PNB) lockers are accessible during the bank's working hours, Monday to Friday from 10 AM to 5 PM, and on the first, third, and fifth Saturdays.
The lessee or authorised person can have access to the locker during business hours.
Here’s the information about PNB bank digital service timings in a table format:
Service | Timings |
NEFT | Branch Timings: 10 AM to 4 PM on business days. Online via mobile/Internet banking: Available anytime. NEFT payments take 1 hour to reflect in the recipient’s account. |
RTGS | Online: 24/7 (processed instantly). Branch: Monday to Saturday (10 AM to 4 PM, except 2nd & 4th Saturdays and bank holidays). RTGS payments require a minimum of ₹2,00,000 |
IMPS | Available 24/7. Instant payments from ₹1,00,000 to ₹5,00,000. |
UPI | Available 24/7. No need to visit a bank or ATM. Use an active bank account linked to your registered mobile number and UPI ID for transactions. |
PNB Customer Care | Available 24/7 for fraud or other complaints. |
Here’s the information about PNB's holiday schedule in a table format:
Holiday Type | Holiday Names |
National Holidays | Republic Day, Independence Day, Gandhi Jayanti |
State Holidays | Guru Gobind Singh Jayanti, Vasant Panchami, Guru Ravidas Jayanti |
Festivals | Ambedkar Jayanti, Good Friday, Ram Navami, May Day, Bakrid (Eid al-Adha), Janmashtami, Ganesh Chaturthi, Diwali, Feast of St. Francis Xavier, Liberation Day |
Other Holidays | Chapchar Kut, Panchayatiraj Divas, Maha Shivaratri, Nauroz |
Holiday Observance | All Muslim holidays depend on moon sighting |
Closed Saturdays | All public sector banks in Punjab are closed on the second and fourth Saturdays of the month |
Here’s the information about PNB customer care details:
Toll-Free Numbers: 1800 1800 or 1800 2021
It helps you avoid long waits at PNB branches.
This version is simpler and easier to understand.
Some easy guidelines for Punjab National Bank (PNB) customers are as follows:
Customer Support: Dial PNB's toll-free number 1800 1800 1800 or write to care@pnb.co.in for assistance.
Q1: What is the cut-off hour for PNB's funds transfer?
Answer: Fund transfers initiated after the 11:30 AM cut-off hour but before 7:00 PM (or 9:00 PM at the latest) will be posted to the next banking day.
Q2: Punjab National Bank customer care service hours.
Answer: PNB customer care is 24/7, all around the year. They accept calls in different languages, such as Tamil, Telugu, Kannada, Malayalam, and Punjabi. You can even get your account balance through a missed call from your registered mobile number.
Q3: What are the transaction timings for Punjab National Bank?
Punjab National Bank (PNB) offers transaction facilities with different times for branch and online banking. Branch services are available from 10:00 AM to 4:00 PM, Monday to Friday, and 1st, 3rd, and 5th Saturdays. For online banking, NEFT, IMPS, and RTGS, services are available 24 hours a day and 7 days a week through mobile and internet banking, making it easy for customers to take care of their transactions at any given time.
Other Bank Timings | |||
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