PNB Bank Timings – Working Hours, Lunch Break & Holidays (2025)

Ravi, a businessman, needed to make an immediate payment of ₹ 2,00,000 to one of his vendors. He chose to go to his closest PNB branch on a Friday at 11:00 AM. Since he was aware that RTGS transactions are settled immediately at the branch until 4:00 PM, he promptly made the transfer. 

He also understood that if he had utilised IMPS for the same transaction, it would have been processed immediately, as it is open 24/7. Ravi was glad that he did not experience any delay, although the bank staff took their lunch breaks in batches.

What is PNB Bank?

Punjab National Bank (PNB), established in 1895 in Lahore, is India's second-largest public sector bank, with the Swadeshi Bank being the first Indian-owned and Indian-managed bank. PNB was started to offer Indians an alternative to national banking. It deals with non-resident Indians, importers, and exporters. It also has a Gold Loan Scheme for jewellery producers. 

It has a number of subsidiaries like PNB MetLife India Insurance, PNB Housing Finance, and PNB Cards and Services. PNB also has overseas operations in the form of its Hong Kong, Kowloon, Dubai, and Kabul branches and offices at locations like Almaty, Shanghai, Oslo, and Sydney. See their website:

 www.pnbindia.in for further details.

The Importance Of Knowing Bank Timings

It is important to know bank timings so that you can plan your visits and do not encounter any problems. Bank timings can be different depending on location, bank, and services offered.

Why it matters?

• Plan your visit: You can choose the right time to do activities like depositing cash, getting a new chequebook, or renewing your passbook.

   

• Prevent inconvenience: You will not waste time going to the bank when it is closed or at lunchtime.

   

• Utilise the facilities you need: You will get to utilise the banking facilities, including cash deposits, chequebook applications, or updates to passbooks.

   

PNB Bank Opening Time

• Punjab National Bank (PNB) usually functions from 10 AM to 5 PM, Monday to Friday. 
• On the first, third, and fifth Saturdays of the month, the bank also functions from 10 AM to 5 PM. 

• Nevertheless, the bank is closed on the second and fourth Saturdays and Sundays.

   

PNB Bank Closing Time:

Punjab National Bank (PNB) is generally open between 10 AM and 5 PM, Monday to Friday. The bank remains closed on Sundays and the 2nd and 4th Saturdays.

PNB Bank Working Days

Punjab National Bank (PNB) branches are available Monday to Friday and on each month's first, third, and fifth Saturdays. They remain closed on the second and fourth Saturdays, Sundays, and public holidays.

Further Details

• PNB branches can also remain closed on local holidays, which are subject to change as per the place. Indian banks typically remain closed on national or public holidays and some festivals. 

   

• Each state has its own set of bank holidays. You may look at the bank's holiday calendar for more information. 

   

• The working hours of banks rely on several factors, such as the bank's policies, the branch location, and guidelines from the Reserve Bank of India.

   

PNB Bank Lunch Timings

Punjab National Bank (PNB) employees have lunch break in batches, generally between 1:00 PM and 2:00 PM, but this is different for different branches.

Lunch Timings:

• PNB never has a lunch break. The customer is always able to conduct transactions during the day. Employees take lunch in groups so the bank's services are not interrupted.

   

PNB Bank Specialised Banking Services Timings:

1. Cash Deposit and withdrawal timings: Punjab National Bank (PNB) branches are generally open from 10 AM to 4 PM, Monday to Friday. They are closed on Sundays, national holidays, and the second and fourth Saturdays of the month.

2. Locker Facility Access Hours: Punjab National Bank (PNB) lockers are accessible during the bank's working hours, Monday to Friday from 10 AM to 5 PM, and on the first, third, and fifth Saturdays.

Other information: 

• There is not specifically a time that one can go to the locker room at PNB. 
• Anyone who wants to lease a safe deposit locker is free to apply during the opening hours of the bank. 
• The working hours of the vault are subject to being altered by the bank without warning.

• The lessee or authorised person can have access to the locker during business hours.

   

PNB Bank Digital Fund Transfer Timings

Here’s the information about PNB bank digital service timings in a table format:

Holiday Schedule in PNB Bank

Here’s the information about PNB's holiday schedule in a table format:

PNB Bank Customer Care Timings:

Here’s the information about PNB customer care details:

PNB Customer Care:

• Availability: 24/7, 365 days a year

• Toll-Free Numbers: 1800 1800 or 1800 2021

   

Features of PNB Customer Care:

• Handles calls in multiple languages, including Tamil, Telugu, Kannada, Malayalam, and Punjabi.
• Provides account balance details through missed calls to your registered mobile number.
• Offers 24/7 support for fraud and other complaints.
• Gives instant solutions to customer queries.

• It helps you avoid long waits at PNB branches.

   

How to Contact PNB Customer Care for Debit/Credit Card Issues

1. Call the toll-free helpline: 1800 1800 or 1800 2021.
2. Call the paid helpline: 0120-2490000.
3. Send an SMS (HOT[space] Card Number) to 5607040 from your registered mobile number.
4. Visit any PNB branch.

How to Contact PNB UPI Customer Care

1. Call the helpline: 1800 1800 or 1800 2021.
2. Email: supportupi@]pnb.co.in.

This version is simpler and easier to understand.

Tips for Customers

Some easy guidelines for Punjab National Bank (PNB) customers are as follows:

• ATM Security: Use caution while transacting at ATMs. Don't approach an ATM if anything seems suspicious or if someone is trying to help you. Report the bank in case something abnormal happens.
• Cyber Security: Avoid opening unusual links from emails or messages. Verify whether the message is real before providing any personal details.
• Credit Card Security: Do not store your PIN or OTP in your wallet or note it on your card. Do not give your PIN or OTP to anyone.
• Password Protection: Switch off your internet or mobile banking password when idle.
• Do Not Call List: Enroll under PNB's Do Not Call Registry or National Do Not Call Registry to reduce unwanted calls.
• Mobile Banking: Check all your bank accounts through the PNB ONE mobile application.

• Customer Support: Dial PNB's toll-free number 1800 1800 1800 or write to care@pnb.co.in for assistance.

   

FAQs related to PNB Bank Timings:

Q1: What is the cut-off hour for PNB's funds transfer?

Answer: Fund transfers initiated after the 11:30 AM cut-off hour but before 7:00 PM (or 9:00 PM at the latest) will be posted to the next banking day.

Q2: Punjab National Bank customer care service hours.

Answer: PNB customer care is 24/7, all around the year. They accept calls in different languages, such as Tamil, Telugu, Kannada, Malayalam, and Punjabi. You can even get your account balance through a missed call from your registered mobile number.

Q3: What are the transaction timings for Punjab National Bank?

Punjab National Bank (PNB) offers transaction facilities with different times for branch and online banking. Branch services are available from 10:00 AM to 4:00 PM, Monday to Friday, and 1st, 3rd, and 5th Saturdays. For online banking, NEFT, IMPS, and RTGS, services are available 24 hours a day and 7 days a week through mobile and internet banking, making it easy for customers to take care of their transactions at any given time.

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