ICICI Coral RuPay Credit Card Benefits – Features & Rewards

Key Takeaways 
 

• Low entry cost with value. The ICICI Coral RuPay Credit Card has a clearly defined joining fee and annual fee, along with published spend-based waiver conditions.
   
• Domestic lounge access is available on eligible spends under the ICICI Coral Rupay credit card benefits lounge access.
   
• Reward points earn steadily on everyday spends with transparent redemption value under ICICI Coral Rupay credit card benefits reward points value.

Who says you need a “Black Card” to enjoy the luxury of an airport lounge or a weekend at the movies? For a nominal fee of ₹500, the ICICI Coral RuPay variant sits between basic and premium cards. It offers complimentary lounge access and up to 25% off on movie tickets without a high price tag.

A credit card is a payment tool that lets cardholders spend now and repay later within a billing cycle. Daily life often needs flexibility. “Metro ticket ho ya online shopping.” A card helps manage this flow. 

The ICICI Coral RuPay Credit Card fits routine spending patterns well and reflects ICICI Coral RuPay Credit card benefits India through simple rewards and widely accepted RuPay usage.

I spend ₹5,000 on groceries and fuel in a month and earn reward points based on the ICICI Coral Rupay credit card’s earning rate. I redeem these points for vouchers available on the ICICI Bank rewards portal. I pay the annual fee only when the yearly spending condition is not met.

Key Benefits of ICICI Coral Rupay Credit Card

This table explains the key benefits of the ICICI Coral RuPay Credit Card and shows how each feature works:

These benefits show how ICICI Coral Rupay credit card benefits India combine rewards, access, and savings with transparent rules.

Eligibility Criteria & Required Documents for ICICI Coral Rupay Credit Card 

Here are the basic eligibility conditions and documents required, as these determine approval and help avoid delays in the application process before applying for the ICICI Coral Rupay Credit Card:

Your chances of approval will improve if you meet these eligibility criteria.

Applicants must submit standard documents for identity, address, and income verification as required by ICICI Bank once eligibility is met.
 

These eligibility criteria and the required documents ensure a smoother application process and faster verification, as per the official guidelines shared by ICICI Bank.

Bonus Tip: ICICI Bank has enabled RuPay credit cards, including the Coral variant, to be linked with UPI apps for payments both online and offline. Cardholders can now scan a merchant QR code and pay directly from their RuPay Credit Card using any UPI app (like iMobile Pay), earning reward points and enjoying up to 50 days of interest-free credit. 

Conclusion 

This guide explained rewards, lounge access, offers, fees, and eligibility using official disclosures only. The card offers clear value, especially through ICICI Coral Rupay credit card benefits reward points value, and suits everyday spending in India. Visit the official page and apply when ready.

FAQs Related to ICICI Coral Rupay Credit Card Benefits 

Q1. What is the difference between an ICICI Platinum Credit Card and an ICICI Coral Credit Card?

The ICICI Platinum Credit Card is an entry-level card focused on basic usage, while the ICICI Coral Credit Card offers additional benefits such as reward points, entertainment offers, and domestic airport lounge access, depending on the variant and eligibility.

Q2. What are the main benefits of the ICICI Coral RuPay Credit Card?

The ICICI Coral RuPay Credit Card provides reward points on everyday spends, complimentary domestic lounge access on eligible usage, entertainment offers, fuel surcharge waiver, and acceptance on the RuPay network for wider domestic use.

Q3. Can Amazon Pay ICICI cardholders still get a Coral RuPay Credit Card as a core ICICI card?

ICICI Bank may offer the Coral RuPay Credit Card as a pre-approved or add-on card to existing ICICI cardholders, subject to internal eligibility and current bank policy. Availability can change, so checking through the official ICICI Bank app or website is recommended.

Q4. Are there extra charges when paying for fuel using ICICI Coral RuPay Credit Card through scan and pay?

Fuel transactions on the ICICI Coral RuPay Credit Card may include a fuel surcharge and applicable GST. The amount seen after the transaction is usually the fuel surcharge, which may be partially waived as per the card’s fuel surcharge waiver policy.

Q5. Is the ICICI Coral RuPay Credit Card suitable for everyday online and offline payments in India?

Yes. The card is designed for routine Indian usage and supports online shopping, in-store payments, fuel spending, and travel benefits, making it suitable for users looking for balanced rewards and convenience.