ICICI Credit Card Benefits – Rewards, Perks & Offers

Key Takeaways

• ICICI Bank Coral credit cards earn reward points on regular spends like shopping and dining. Sometimes with milestone bonuses, you can go up to 10,000 points per year.
   

• Many cards offer ICICI credit card benefits lounge access, if you spend a qualifying amount.
   

• ICICI credit card benefits, like the ICICI Coral Rupay credit card benefit, can be availed by paying the fees and charges. The joining and annual fees vary by card type, depending on benefits.
   

Bonus Tip: ICICI credit cards work on a purchase now, pay later mode with a credit limit and a credit-free period (up to ~48 days).

One fine morning in Sector 17, Rupesh Singh stood outside the Rock Garden thinking, “Yeh credit card ka faayda kya hai?” Rupesh wanted to maximize rewards, enjoy ICICI credit card benefits and charges, and upgrade his airport experiences before his next trip.

Over chai, he carried out an ICICI credit card benefits check to understand rewards, lounge access, and travel perks. He learned that using the right card and spending smartly could earn him reward points.

When Rupesh Googled “Best credit cards in ICICI bank,” he found that ICICI offers lifestyle, travel, fuel, and co-branded cards. Each comes with perks like reward points on spends, fuel surcharge waivers, and airport and railway lounge access. ICICI Coral Rupay credit card benefits also include cashback offers, movie discounts, and reward points redemption options.

Types of ICICI Bank Credit Cards

Here’s how Rupesh mapped his options for the best credit cards in ICICI Bank in a Chandigarh cafe:
 

Rupesh realised even the mid-range cards made him feel like a VIP from Elante to Sukhna Lake.

Key Benefits of ICICI Bank Credit Cards

ICICI credit cards turn Rupesh’s daily spends, travel plans, and movie nights into rewarding experiences with smart perks and savings.

From cashbacks to lounge comfort and movie discounts, ICICI credit cards help Rupesh spend smarter and live a little more.

Eligibility Criteria and Required Documents

Just like showing ID at Sector 17 Plaza, ICICI checks your eligibility for availing ICICI credit card benefits:

• You must be an Indian citizen aged roughly 21-60 years for most cards.
• Salaried or self-employed applicants must show income proof.
• Documents needed are Aadhaar card / Passport / Voter ID, PAN card, and address proof (utility bill, passport, etc.). 
• You would also be required to show income proof (salary slips/bank statements) and carry photos and other KYC documents.

Rupesh kept his PAN and Aadhaar ready like a Chandigarh student lining up for Biriyani at Pal Dhaba, no delays.

How to Apply for an ICICI Bank Credit Card?

Rupesh applied online one evening from his iMobile app:

• Visit the ICICI Bank Credit Card page.
• Choose the card that suits your lifestyle and goals.
• Enter personal details + PAN + mobile number. 
• Upload KYC documents. 
• Verify through OTP. 

Prefer offline? Visit any ICICI branch, like Rupesh’s local Sector 35 branch, and the staff will guide you.

Conclusion

After understanding ICICI credit card benefits and charges, Rupesh now swipes smarter than a Chandigarh auto meter. He makes the best out of his ICICI credit card benefits and makes sure he spends diligently. 

Whether it’s lounge joy, shopping cashback, or movie fun, ICICI cards can turn everyday spends into reward points. Just be sure to pay bills on time and avoid interest charges, because nobody likes penalties, right? So grab your card and unlock the ICICI credit card benefits today!

FAQs on ICICI Bank Credit Card Benefits

How do I check my ICICI credit card benefits check?
Log in to iMobile or internet banking to view your rewards and perks.

Do Amazon ICICI Credit Card benefits include lounge access?
Generally, this card is known for cashback on Amazon. Lounge access may require spend criteria. It is preferable if you verify on the portal.

Do I get reward points on utility bills?
Yes, several ICICI cards give 1 point per ₹100 on utility spends.

Are the charges different for each ICICI Credit card?
Yes, joining and annual fees vary by card.

Can I use multiple ICICI cards together?
Yes, you can hold more than one if eligible.

Is the Amazon Pay ICICI Credit Card worth holding as one of the best ICICI options for everyday cashback and utility spends?
Yes, many Reddit users recommend the Amazon Pay ICICI Credit Card as a top choice for everyday online and utility spends, especially since it earns strong cashback with no annual fee and fits well alongside other ICICI cards in your wallet.

Is it true that even students or low-income earners can get an ICICI credit card, like the Amazon Pay ICICI Credit Card, if they have some credit history?
Yes, community discussions show that many users with little or no official income but with good credit age have been approved for the Amazon ICICI credit card, sometimes with decent limits, proving that the bank considers credit history alongside income.

How can I easily find the billing date of my ICICI credit card?
You can check your ICICI credit card billing or statement date right from your monthly emailed statement, your iMobile app, or Internet Banking. This date tells you when the billing cycle ends and when the monthly statement is generated. 

How do I cancel my ICICI credit card if I no longer want it?
You can cancel your ICICI credit card by calling customer care, sending a written request via email, or chatting through the iMobile app. Just ensure you clear any outstanding balance first.