Barclays Bank Debit Card: Features, Benefits, Charges & Eligibility

Key takeaways: 

• The Barclays chip based international debit card is a contemporary form of doing banking.
• There are new security features that make sure that transactions are safe and without any hassle. 
• The Barclays Bank debit card offers many services like fund transfer, bill payments, online transactions etc. 

Bonus tip: Do you know? You can use the Barclays debit card wherever you see the visa sign, it can be online, in store or over the phone.

 A debit card allows you to spend and withdraw money directly from your current bank account. You just have to enter the authorised PIN to pay online or at any shop. This lets you have contactless payment. 

Think of your bank account as a water tank and a debit card is the tap of that water tank. The water (money) flows only if there is water in the tank. In case, the tank is out of water, the tap (debit card) will not work. In short, the debit card gives you easy control of your money which is there in your bank account. 

For example, I have ₹10,000 in my Barclays bank account and I want to buy something online. I can use the Barclays debit card to pay ₹3000 and the remaining balance will stay in my bank account. 

 After the demonetisation in India, the use of online payments, Barclays Bank debit cards, UPI payments and credit cards has increased. Among all these, the most popular is the Barclays Bank classic chip debit card. It gives the customers several services like money transfer, bill payments, online transactions etc. The Barclays debit card comes with enhanced security features so that transactions can be made safely and without any hassle. 

Barclays premier debit card is the exclusive black card for the premium current account holders. 

Barclays Bank Debit Card daily spending limit

The Barclays bank offers the withdrawal limit and purchase limit up to ₹50,000 per day at ATMs. You can easily access your bank account at over 80,000 VISA plus ATMs in India and many more overseas. 

How to open Barclays Bank account to get the debit card

To get a Barclays debit card, you need to have an account in Barclays Bank. Follow the below steps to get Barclays debit card online: 

1. Download the Barclays bank app from the App store or google store. 
2. Verify your identity by using the front camera of your mobile. 
3. Add your details and choose your preference. 

Once your bank account is opened in the Barclays Bank, you can apply for the debit card. 

Personalise your Barclays debit card

You can also personalise your own Barclays debit card by following the below steps: 

1. Use the Barclays card designer to upload your favourite photo.
2. If you upload your own image, please check that it meets the guidelines of Barclays bank. 
3. Once the Bank confirms your new card, it will be on its way and you will receive it within seven working days.

Your old card will work right up until your new one arrives. Your new card will have new details, so you will have to update anywhere you have them stored online for fast checkout.

Barclays Bank debit card charges: current account and savings account 

Refer the below table to know the card charges of Barclays Bank: 

These are the rates of current and savings account debit cards at Barclays Bank.

Barclays Bank Debit Card charges when used abroad

Below table shows two different Barclays debit card charges: 

Refer this information when you want to use your Barclays debit card abroad. 

Barclays debit card benefits 

Some of the benefits of using the Barclays debit card are: 

• You can use  your Barclays Debit Card to disburse cash for goods and services at any place where Visa Electron is recognised.
• No matter when or where you spend by using your Barclays debit card, you will receive instant notification through email and SMS.
• You can also request monthly statements.
• Barclays always keeps a close eye on transactions in case of suspicious spending patterns or to safeguard you against any kind of fraud.

Therefore , using the Barclays debit card comes with a lot of benefits. 

Conclusion: 

 A debit card allows you to spend and withdraw money directly from your current bank account. Barclays Bank Debit Card gives the customers several services like money transfer, bill payments, online transactions etc. It comes with enhanced security features so that transactions can be made safely and without any hassle. Overall, you can easily use the Barclays Debit Card to make contactless payments instantly. 

FAQs: 

What should I do if I lose my Barclays debit card?

In such cases, you should immediately inform the Barclays Bank customer care. 

What is the difference between credit card and debit card? 

In credit cards , the amount is charged to the credit card which accrues interest over time. Whereas, a debit card is used to withdraw money directly from your account. 

Why do people prefer using debit cards? 

Debit cards allow you to withdraw money from your bank account or do online transactions. 

Is Barclays debit card contactless? 

Yes, Barclays Bank debit card allows you to make contactless payments. 

Can you use a Barclays debit card on sites like amazon? 

Yes, the Barclays Bank debit card will  work on sites like Amazon.