GST Payment Online: Step-by-Step Guide to Generate & Pay GST Challan

Dev manages a small toy store. Now, that process takes only a few minutes when he pays online. He accesses his account, provides his GST bill amount (₹10,000) and pays using Net Banking. After the payment, the receipt is saved for you right away.
 

Online GST payment helps Dev focus on his business, not paperwork.

Who Needs to Pay GST Online?

Read More – How to Pay Challan Online
 

Paying GST online is mandatory for certain businesses and individuals. Here’s who needs to do it:

• Businesses with high turnover:

  • If yearly sales exceed ₹40,00,000 (₹20,00,000 for special states like Himachal Pradesh).
  • Example: Dev’s toy shop makes ₹50 lakhs/year, so he must pay GST online.

• E-commerce sellers:

  • Anyone selling on Amazon, Flipkart, or other online platforms.
  • Example: Dev sells handmade toys online, so he pays GST monthly.

• Inter-state sellers:

  • If goods are sold to customers in other states.
  • Example: Dev sends toys to buyers in Karnataka, so he pays IGST.

• Import-export businesses:

  • If buying from or selling to other countries.
  • Example: Dev imports toy parts from China, so he pays GST on customs duty.

• Professionals like doctors or consultants:

  • If service fees exceed ₹20,00,000 per year (₹10,00,000 for special states).

Who Pays GST? 
 

Paying GST online saves time and avoids penalties. Dev does it easily from his shop computer.

Step-by-Step Guide to Generate & Pay GST Challan Online

GST can be easily paid over the Internet in a short period. Dev from the toy shop goes over the steps on the GST Portal this way:

1. Log in to the GST Portal

   • Go to www.gst.gov.in
   • Enter username, password, and captcha.
   • Dev logs in every month to file his GST.

2. Go to the 'Create Challan' Section

   • Click Services > Payments > Create Challan.
   • This is where Dev enters his tax details.

3. Enter Tax Amount

   • Select the tax type (CGST, SGST, or IGST).
   • Enter the amount to be paid.
   • Dev checks his sales records to calculate the correct amount.

4. Choose Payment Method

   • Select from:

     • Net banking (fastest)
     • Debit/Credit card
     • UPI (like PhonePe or Google Pay)

   • Dev uses net banking as it’s easy for him.

5. Generate Challan

   • Click "Generate Challan" to get a CPIN number.
   • This number is important for tracking the payment.

6. Make Payment

   • Complete the payment using the selected method.
   • Dev double-checks the amount before paying.

7. Download Receipt

   • After payment, download the Challan Receipt (Form GST PMT-06).
   • Dev saves it for his records and future filings.

Why This Helps Dev
 

• Saves time (no bank visits).
   
• Payment is recorded instantly.
   
• Receipt is stored online for easy access.

Also Read - How to File GSTR-10

Dev can either repeat the transaction or get in touch with his bank if the first attempt fails. Using the GST Portal, he can easily check all the payments he has made.

Conclusion 

It is easy and not time-consuming to pay GST online when you know the right procedure. Go to the GST portal and log through it, then create your challan by providing information such as GSTIN, payment amount, and proper tax period. Select the mode of payment through net banking, debit/card, and UPI and get the transaction done. 

After you make the payment, you will be supplied a Challan Identification Number (CPIN), which will be used as evidence. Before making payments, double-check the information you want to be sure of no mistakes being made. The internet-based system is time-saving, minimises paperwork, and maintains records safely. 

Whenever you have a problem, you can be guided by the GST helpdesk or any tax expert. Consistent and proper GST payments can keep your business on track and keep it out of trouble. Therefore, allot some time, go through the steps properly and pay your GST without any trouble!

FAQs

1. How do I check if my GST payment was successful?

After payment, you’ll get a confirmation message and a challan receipt (Form GST PMT-06). You can also check under "Payment History" on the GST portal. If money is deducted but not reflected, wait 24 hours or contact your bank.

2. What if I enter the wrong GST amount while paying?

If you paid extra, you can claim a refund later. If you paid less, simply generate a new challan for the remaining amount. Always double-check before submitting.

3. Can I pay GST without logging into the GST portal?

No, you must log in using your GSTIN and password to generate a challan. However, once the challan is created, someone else (like your CA) can pay for it.

4. Is there a deadline for GST payments?

Yes, payments are due by the 20th of the month (for regular taxpayers). Late payments attract interest and penalties, so pay on time.

5. What payment methods can I use?

You can pay via net banking, debit/credit cards, UPI, or NEFT/RTGS. Over-the-counter cash payments (up to ₹10,000) are also allowed at authorised banks.

6. How do I correct a mistake in the GST challan?

You can’t edit a generated challan. If there’s an error, let it expire (7 days) and create a new one with the correct details.
 

7. Do I need to pay GST if my sales are below ₹40 lakhs?

No, if your annual turnover is under ₹40,00,000 (₹20,00,000 for states), GST registration and payment aren’t required unless you voluntarily register.

8. What happens if my GST payment fails, but money is deducted?

The amount usually gets refunded in 3-5 days. If not, contact your bank with the transaction details and the challan number for help.

9. Can I pay GST for multiple months together?

No, GST must be paid monthly (or quarterly for QRMP scheme taxpayers). You can’t combine payments for different tax periods in one challan.

10. Where can I get help if I face issues with GST payments?

Visit the GST portal’s help section or call the GST helpline at 1800-1200-232. Your bank can also assist with payment-related problems.

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