RBL Bank Savings Account Interest Rate: Updated Guide & Details

Key Insights 

1. You can earn up to 6.5% interest on your RBL savings account when your balance is between ₹25,00,000 and ₹3 crore.

2. You can enjoy RBL Classic and Prime accounts, and you get 4 to 5 free ATM transactions each month at other banks’ ATMs.

3. You just require a monthly balance range from ₹0 to ₹25,000, so there are options for both digital users and premium clients.

Are you searching for a private bank that helps your savings grow? 

Check out the RBL Bank savings account interest rate and compare it with options like the AU Bank savings account interest rate. This way, you can choose what works best for your financial goals.

Your RBL bank saving account interest rate 2025 works hard to help your money grow. The bank calculates interest on your end-of-day balance every day and adds it to your account every quarter. This way, your deposits can earn more over time.

Example:

I like to track how my savings grow each month. With ₹2,50,000 in my RBL Bank savings account interest rate, I use the current interest rate to see how much RBL Bank savings account interest rate per month. This way, I know my money is working toward my financial goals all year.

Latest RBL Savings Account Interest Rates 2025-26

You can take advantage of RBL bank saving bank interest rate for the new 2025-26 interest rates to help your savings grow without any stress.

Here is the list of the RBL Savings Account Interest Rate 2025-26:
 

You can grow your savings to the next balance level and enjoy RBL Bank’s higher interest rates.

RBL Savings Account Features & Benefits

RBL Bank offers digital banking and premium lifestyle benefits to give you a modern and rewarding way to save.

Here is the list of the Post Office Bank Savings Account Features and Benefits:

• You can earn competitive interest rates, and if you keep a higher balance, you’ll get even better rates. Interest is usually paid every month.
• Open your account online and manage it easily through mobile or internet banking. You can even complete your KYC with a video call.
• Choose from a range of accounts, such as Zero Balance (GO Account), Digital, Prime, Revelio (premium), and special options for women and seniors.
• Get a virtual or physical debit card with contactless features, high withdrawal and spending limits, plus free insurance for lost cards and purchase protection.
• Enjoy lifestyle benefits like BookMyShow vouchers, fuel and travel perks, discounts on loans, and locker rentals with select accounts such as Revelio and Insignia.
• For some accounts, you can even pick your own account number.
• You get unlimited free transactions at RBL ATMs and a set number of free transactions at other bank ATMs.
• Easily book Fixed Deposits, Recurring Deposits, and Mutual Funds online, and make payments smoothly with NEFT, IMPS, or RTGS.

Enjoy digital convenience, earn competitive interest, and access special lifestyle rewards designed for today’s savers.

Bonus Tip: The Bank calculates savings interest based on the actual number of days in a year. If your savings span both a leap year and a non-leap year, interest is calculated accordingly: 366 days for a leap year and 365 days for a non-leap year.

RBL Bank Savings Account Fees & Charges

You can get a clear picture of the key fees and charges for your RBL Savings Account.

Here is the list of the Fees and Charges of the RBL Savings account:
 

You can choose a premium account to get extra free ATM withdrawals and a better debit card.

RBL Bank Savings Account Types

RBL offers everything from basic everyday accounts to exclusive wealth solutions that work across India, and also provides RBL bank savings account interest rate per month.

Here is the list of the RBL Bank Savings Account Types:
 

You can choose an account that fits your financial goals, lifestyle, and income.

Conclusion 

RBL Bank helps customers grow their savings by offering competitive interest rates and different account options. When customers choose the right account and keep higher balances, they can earn more and also enjoy useful digital tools, lifestyle perks, and reasonable fees.

FAQS

What does our community think about RBL, ESAF and IndusInd banks?  

People have mixed opinions about RBL, ESAF, and IndusInd banks. ESAF usually gets good feedback for its customer service and interest rates. In contrast, RBL and IndusInd are often criticised for customer service problems and past financial issues.

Which bank should I open an account with for the best savings interest? 

If you want to earn more interest on your savings, look into high-yield savings accounts from online banks. These accounts usually offer much higher APYs than traditional banks. As of January 2026, some even offer up to 5.00% APY if you meet certain requirements.

How is RBL Bank still offering 6% interest in a savings account? Is it worth it to open an account? 

RBL Bank offers high savings interest rates, sometimes reaching 6.5% or more for certain high-balance tiers or special accounts like the GO Account, which comes with fees. The bank uses a progressive system, so higher balances get better rates, and its competitors are au bank savings account interest rate. 

Having current problems in RBL bank, in consideration, are account holders’ fixed deposits safe? 

Your Fixed Deposits (FDs) in RBL Bank are considered safe. They are protected by the Deposit Insurance and Credit Guarantee Corporation (DICGC) for up to ₹5 lakhs per depositor. The Reserve Bank of India (RBI) has also confirmed RBL Bank's strong financial health, so your money is secure within the insured limits.

Will I incur any charges if I perform a NEFT/RTGS transaction through the RBL Net Banking portal?

No, there are no extra charges for NEFT or RTGS transactions when you use RBL’s Internet Banking service.