MUC Bank Net Banking: Complete Guide to Features & Login

Key Takeaways
 

• MUC Bank Net Banking is a safe and quick way to manage your account, and you can use it at any time of the day.
   
• With MUC Bank Net Banking, you can easily pay bills, check your balance, and send money without going to the bank.
   
• MUC Bank Net Banking keeps your account secure with OTP verification, instant alerts, and safe login systems to protect your money.

BONUS: BETTER REGULATION OF URBAN CO-OPERATIVE BANKS LIKE MUCB WAS ENSURED AFTER THEY WERE BROUGHT UNDER RBI SUPERVISION AND DEPOSIT INSURANCE FROM 1966.

BONUS: THE BANK OFFERS BETTER CUSTOMER SERVICE THROUGH ITS CORE BANKING SYSTEM, WHICH IS AVAILABLE AT ALL 58 BRANCHES ACROSS GUJARAT AND MAHARASHTRA.

MUC Bank Net Banking is an online banking service by Mehsana Urban Co-Operative Bank that allows customers to access and manage their accounts digitally, anytime, anywhere.

Meet Rahul, a 34-year-old marketing executive who travels often for work. Managing his finances was difficult with his hectic routine, until he discovered MUC Bank Net Banking. 

Now, Rahul checks his balance, views past transactions, and transfers money anytime, from anywhere. In August alone, he made over ₹1,20,000 in transfers without visiting a branch. 

He uses RTGS and NEFT, and even IMPS for late-night payments. Bill payments, too, are now just a few clicks away. Like Rahul, thousands of users are switching to MUC Bank Net Banking for fast, secure, and convenient digital banking on the go.

During the financial year ending March 2022, they sanctioned digital loans worth Rs 83,091 crore. The impetus being provided by these digital services and underwritten by reforms made under EASE 4.0 is making banking easier and quicker for everyone.

Let’s now explore how MUC Bank Net Banking works, its features, and how you can get started easily.

What is MUC Bank Net Banking?

Mehsana Urban Co-Operative Bank Ltd. started on 23rd October 1983 with just one branch and ₹304.65 crore in share capital. It is registered under the Multi-State Co-Operative Society Act, 2002. The RBI gave it a licence number DB/UBD GJ 357 P.

By 31st March 2020, the bank's paid-up capital had grown to ₹304.65 crores. In 2000, the RBI declared it a Scheduled Bank.

The bank offers core banking, UPI, and 24x7 fund transfers. You can use Internet Banking for RTGS, NEFT, and IMPS. It also provides WhatsApp Banking for balance checks and mini-statements.

Services offered by MUC Bank Net Banking:

MUC Bank Net Banking lets you do more than just view your balance. You can manage multiple tasks online. Here's a table summarising the services offered by MUC Bank Net Banking:
 

From sending money to stopping cheques, MUC Bank Net Banking covers every daily banking need.

Benefits of using MUC Bank Net Banking:

Net Banking saves time and brings the bank to your home. Here are some benefits of using MUC Bank Net Banking:

• Anytime access: you can have access to your account at any time, that is 24/7. You would just need an internet connection, however.
   
• Payment for bills and others: you may pay for utility bills, insurance premiums, other bills, and even online shopping. When you want and need to buy something online, you may now pay through the internet.
   
• Transfer money: you can transfer funds from one account to another; from your account to the other's bank accounts, for instance.
   
• Check your balance: You monitor your account balance and see how your transactions happened.
   
•  

These features make MUC Bank Net Banking a one-stop solution for digital banking needs.

Read More – How to Avoid Hidden Bank Charges That Eat Up Your Savings

How to register for MUC Bank Net Banking?

Here’s the step-by-step process on how to register for MUC Bank Net Banking:

1. Visit the nearest branch of Mehsana Urban Co-operative Bank.
    
2. Get the application form.
    
3. Fill up the form as per the details about your personal and account details.
    
4. Submit the form along with your required documents.
    
5. The bank will process your application, which may take a period of 1 to 5 days.
    
6. Once your application is approved, you'll get your Internet Banking User ID and Password.
    
7.  

Once you register, you can access your account online without going to the branch again.

How to log into MUCB Net Banking:

Here’s the step-by-step process on how to log in to MUCB Net Banking:

1. Visit the official website of MUC Bank.
    
2. Click on ‘Internet Banking’ in the top right corner of the page.
    
3. Click on ‘Click here to Login’ in the middle of the page.
    
4. On the login page, enter your User ID, Password, Verification Code, and click on ‘Login’.
    
5. You’ve successfully logged into MUCB Net Banking.

This quick process helps you manage your account from your computer or phone anytime.

Disclaimer: If you don't remember your USER ID, then call the customer care of MUC Bank (02762-246822). Or, you can find the message when you register your account in the MUC Bank. That message will contain your USER ID and password for login.

How to reset the password for MUC Bank Net Banking?

Here’s the step-by-step process on how to reset the login password for MUC Bank Net Banking:

1. Visit the official website of MUC Bank.
    
2. Click on ‘Internet Banking’ in the top right corner of the page.
    
3. Click on ‘Click here to Login’ in the middle of the page.
    
4. On the login page, click on ‘Forgot Login Password’.
    
5. On the next page, fill in the details (like customer ID, translation password) and click on ‘Submit’.
    
6. Now you can reset your password.

Keep your new password secure and different from your old ones.

How to transfer funds via MUC Bank Net Banking?

MUCB Net Banking users can send money to others through the NEFT, RTGS, or IMPS services. While making a fund transfer, an individual needs to add a beneficiary, which includes entering the account number, IFSC code, as well as details about the bank and branch names.

Here's a step-by-step process on how to transfer funds via MUCB Net Banking.

1. Visit the official website of MUC Bank.
    
2. Log in to MUC Bank Net Banking (refer to the login steps above if needed).
    
3. Select the ‘Fund Transfer’ option.
    
4. Select the mode of transferring funds (NEFT/IMPS/RTGS).
    
5. Select the beneficiary (If you have already added the beneficiary)
    
6. Fill in all the details and click on ‘Pay’.
    
7.  

This is the easiest way to send money without cash or queues.

How to add a Payee in MUC Bank Net Banking?

Before transferring money, you must add the payee. It’s a one-time step:

1. Visit the official website of MUC Bank.
    
2. Log in to MUC Bank Net Banking (refer to the login steps above if needed).
    
3. Select the ‘Fund Transfer’ option under ‘Payment and Transfer’.
    
4. Select the mode of transferring funds (NEFT/IMPS/RTGS).
    
5. Click on the ‘Register Beneficiary’ option.
    
6. Fill in the beneficiary details (like name, account number, IFSC Code).
    

After adding, you can start transferring funds anytime.

Limits and Charges on transferring funds via MUC Bank Net Banking:

Here is the information about limits and charges on transferring funds via MUC Bank Net Banking in a table format:
 

NEFT Charges

Service Charges

Up to ₹10,000

No charge

No service charge

₹10,000 to ₹10,00,000

₹50 + Additional Tax

No service charge