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Contributor‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
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Buying US stocks from India is simple. Here’s how you can start:
Example: Dev, who lives in Mumbai and is now 30, has been buying US stocks for five years. Kenneth first bought into Amazon and Apple with $1,000. Currently, his portfolio contains $5,000.
Step | Action |
Choose a Broker | Pick Groww or Zerodha |
Complete KYC | Submit PAN and Aadhaar |
Fund Account | Convert INR to USD and transfer |
Buy Stocks | Purchase shares like Apple or Tesla |
Dev invests regularly and enjoys long-term growth. You can too!
You can easily purchase US stocks. Read on to learn how Dev, a 35-year-old in Delhi, began investing in US stocks three years ago.
Steps To Buy US Stock
Key Points in a Table
Step | What did Dev do? | What Should You Do? |
Choose Broker | Picked Zerodha for low fees | Compare brokers before selecting |
Open Account |
Dev began by using little money and worked his way up. It’s possible for you as well. All you have to do is use these steps.
Three years ago, Dev spent $1,000 on US stocks. Now, the investment he made two weeks ago is valued at $1,500. Here’s what happens when he sells the stock:
Dev's Tax Example:
Situation | Calculation | Tax Payable |
Sells after 1 year (STCG) | $500 profit | 30% of $500 = $150 |
Sells after 3 years (LTCG) | $500 profit (after indexation) |
Important Points
Dev saved taxes by holding long-term. Smart investing means understanding taxes, too!
Dev learned these lessons the hard way when he started investing in US stocks. Avoid these mistakes to save money and stress:
Also Read – How to Invest in US Stocks from India – A Complete Step-by-Step Guide
Submitted PAN & Aadhaar
Complete KYC quickly |
Add Money | Converted ₹50,000 to $600 | Check forex rates & fees |
Buy Stocks | Bought Tesla & Amazon | Start with big companies |
Sell When Needed | Sold 1 Tesla share after 2 yrs | Hold long-term for best gains |
20% of $500 = $100 |
Receives a $100 dividend | $25 deducted in the US | Can be adjusted in India |
*T&C Apply
Mistake
What Happened |
Smart Solution |
High forex fees | Lost ₹5,000 | Compare 3 brokers first |
Only 1 stock | Tesla crashed 30% | Invest in 5+ companies |
Sold in panic | Missed Apple's rise | Hold good stocks long |
Tax surprise | Owed ₹15,000 | Save 20% for taxes |
Too many trades | Wasted $50 | Trade just 1-2 times/month |
Three years back, Dev opened a US stock account with only ₹50,000. In the beginning, he acted hastily in selling and didn’t pay attention to taxes, but he figured out how to manage over time. Now, his investment is worth ₹1,50,000, and he is paid dividends from Apple and Microsoft. He found out it’s important to find strong companies, keep them long-term,
and regularly confirm the costs you pay.
Dev didn’t find success instantly, but he consistently practised patience and made sound decisions with his money. If US stocks interest you, begin by putting in little money, learning as you go, and don’t worry too much about changes in the market. If you focus on good choices and keep at it, like Dev, you can create wealth in time.
Can I buy US stocks from India?
Yes, you can easily buy US stocks from India using brokers like Groww, Zerodha, or ICICI Direct. Just open an international trading account, complete KYC, and start investing.
How much money do I need to start?
You can start with as little as ₹1,000. Many brokers allow fractional shares, so you can buy small portions of expensive stocks like Amazon or Google.
Which US stocks are best for beginners?
Start with well-known companies like Apple, Microsoft, or Tesla. These are stable and have good growth potential.
How do I send money to my US trading account?
Transfer INR to your broker, who will convert it to USD. There’s a small fee (around 0.5-1%) for currency conversion.
What taxes will I pay on US stocks?
If you sell within 2 years, profits are taxed as per your income slab. After 2 years, you pay 20% tax. The US also deducts a 25% tax on dividends.
Can I lose money in US stocks?
Yes, stock prices can go up or down. Don’t invest money you can’t afford to lose, and always diversify your investments.
How long should I hold US stocks?
For best results, hold stocks for at least 3-5 years. Short-term trading is risky and has higher taxes.
What’s the $250,000 LRS limit?
RBI allows Indians to invest up to $250,000 per year abroad. This includes US stocks, so plan your investments accordingly.
How do I withdraw money from US stocks?
Sell your stocks, and the broker will convert USD back to INR and transfer it to your bank account. It takes 2-4 working days.
Are the US investments better than Indian stocks?
Both have pros and cons. US stocks offer global exposure, while Indian stocks may grow faster. A mix of both is ideal for diversification.
How to Guides – Investing, Trading & Wealth Building | ||
