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Use the Canara Bank RTGS form to send ₹2,00,000 or more to another bank account. You will have to pay between ₹24.50 and ₹49.50 along with GST as per your transaction amount, as per the details given on the RTGS/NEFT page of Canara Bank.
If you need to send a large amount from your Canara Bank account, RTGS is the form to use. Any savings or current account holder can fill it out, and it kicks in once the transfer hits ₹2,00,000. You can hand it in at a branch, or send the money from net banking without touching paper. RTGS settles a transaction right away, one at a time, while NEFT groups payments and clears them in batches.
Also Read: Canara Bank Account Statement – How to Download & Check
It's the application you submit to move money between two bank accounts, settled individually rather than in a batch.
Also Read: Canara Bank Account Number: Format, Details & Guide
You need this form if you're sending ₹2,00,000 or more through a branch, not online. A few common cases:
If you already bank online, skip the paper. Net banking and the mobile app ask for the same details on screen.
Also Read: How can I update my KYC in Canara Bank?
The form asks for your account details, the amount, and your beneficiary's bank details.
Double-check the IFSC code before you submit. A wrong digit can hold up the transfer or send it to the wrong branch. You can find any branch's IFSC code on the RBI website if you're not sure.
Canara Bank charges ₹24.50 for amounts between ₹2,00,000 and ₹5,00,000. It is ₹49.50 above ₹5,00,000, and GST applies on top of both.
*T&C Apply
These charges only apply when you walk into a branch. Money received through RTGS costs nothing, and the fee structure has stayed the same since the RBI revised it on July 1, 2019.
The minimum amount for RTGS Transactions at Canara Bank is ₹2,00,000. However, there is no maximum amount.
Transactions with a value less than ₹2,00,000 cannot be processed using the RTGS facility. It falls under NEFT instead, which handles smaller amounts.
You can send money through RTGS any hour, any day, including Sundays and holidays.
Yes, and most people find it simpler than the paper route.
₹2,00,000 with no maximum limit.
Yes. RTGS and NEFT work across all Canara Bank branches, so you can submit the form at any branch, not only where your account is held.
₹24.50 for ₹2,00,000 to ₹5,00,000, and ₹49.50 above ₹5,00,000, both plus GST.
Yes, the service runs on Sundays and holidays, being available round the clock.
Yes, it is possible to use the net banking service to make RTGS without filling the form.
The information regarding your bank account, the amount of funds you want to transfer, and the beneficiary's account details and IFSC code.
No, inward RTGS transactions are free of charge.
Your transaction may be delayed or even be redirected to an entirely different branch. Check the code before submitting.
No, after RTGS settles a transaction, it becomes impossible to reverse it.
Yes, there are differences. RTGS is an instant service with a minimum amount of ₹2,00,000.
