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Every Paytm Payments Bank account comes with a savings account number, viewable in the app next to the applicable IFSC code. You’d find it under Savings Account Details. Paytm Payments Bank has been barred from making fresh deposits and credit transactions from March 15, 2024, and is undergoing the winding up process, meaning the provided account number cannot make any new deposits or transfers.
Key Takeaways
Those individuals who have used a Paytm Payments Bank account and need their account number can find the same in the following ways.
This is important at present, as Paytm Payments Bank has been restricted from accepting fresh deposits and credit transactions since March 15, 2024, and is undergoing winding-up proceedings, making the purpose of this particular number entirely different from before. Many users have accounts with this bank, whose balances remain untouched.
Paytm Payments Bank gave every customer a savings account number the moment they opened an account through the app.
It functioned like any other bank account number, capable of receiving NEFT, IMPS, or salary payments. Each account also came bundled with a RuPay debit card and carried no minimum balance rule, according to Paytm Payments Bank's own site.
Tap the Bank Account icon in the Paytm app, then head to Savings Account Details.
Even older accounts still show this number, though the bank can't run new transactions on it anymore.
A Paytm account number and its IFSC code follow one fixed format, the same for every user across India.
You'd use it to receive NEFT or IMPS credits, or to add your Paytm account as a beneficiary on another bank's app.
Handle your Paytm account number the way you'd handle any bank detail, and check it against the fixed IFSC code before sharing it anywhere.
*T&C Apply
Its operations have been significantly wound down. The RBI restricted Paytm Payments Bank from accepting fresh deposits and credit transactions effective March 15, 2024, and the bank is currently undergoing winding-up proceedings.
Acting under Section 22(4) of the Banking Regulation Act, 1949, the central bank pointed to conduct that hurt depositors' interests. This wasn't sudden either. The RBI directed these restrictions on January 31, 2024, to take effect after February 29, 2024. Fresh deposits and credit transactions were barred from March 15, 2024. The RBI said it would ask the High Court to wind up the bank. RBI stated that the bank had sufficient liquidity to meet withdrawal demands.
Your balance stays safe, and it gets repaid through a court-supervised winding-up process, though there's no fixed timeline yet.
RBI's clarification from February 16, 2024, confirmed that withdrawals up to your available balance are always allowed, along with credits like refunds, cashbacks, and interest. Since March 15, 2024, fresh deposits and salary credits have not been allowed, while permitted credits such as refunds, cashbacks and interest could still be credited. If you're still holding a balance there, moving it to an active bank account is the smarter move while winding up plays out.
Your Paytm account number still holds up for verification, tax filing, and pending refunds. Since Paytm Payments Bank has been restricted from fresh deposits and credit transactions since March 15, 2024 and is undergoing winding-up proceedings, it can't work as an active banking channel anymore. If you're still holding funds there, check your balance today and move it to another bank without delay.
Check your individual Paytm Payments Bank account records for the exact number of digits.
Go to Bank Account, then Savings Account Details, after entering your passcode.
Your account's IFSC code is available under Savings Account Details in the app.
Only refunds, cashbacks, or interest can be credited, not fresh deposits.
Existing balances remained available for withdrawal, and RBI stated that the bank had sufficient liquidity to meet withdrawal demands.
No. New account opening was discontinued on March 11, 2022.
Check it against your app's Savings Account Details and the applicable IFSC code shown there.
Yes, withdrawals up to your available balance have always been allowed.
Paytm moved UPI processing to partner banks after the 2024 restrictions.
The RBI's press release page carries the latest confirmed status.
