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The IOB mini statement can be obtained using various means, including the missed call service, IOB contact center, and Internet banking services. It offers an overview of the recent account transactions, thereby assisting the customer to stay informed about deposits, withdrawals, debits, credits, and all other kinds of account transactions.
However, it should be noted that the IOB missed call service is meant for the purpose of obtaining the balance enquiry, while the recent transactions can be found out via the IOB contact center and Internet banking services. As opposed to a full IOB bank statement, an IOB mini statement usually offers information regarding only the recent transactions. This piece of writing helps customers to find out about the ways through which they can access an IOB mini statement.
Key Takeaways
The IOB mini statement is a brief account of the recent transactions carried out from the IOB bank account. It allows account holders to look back at the most recent transactions, such as deposits and withdrawals from the bank, without having to request an IOB bank statement.
What Information Can Be Found in an IOB Mini Statement?
The following are some details that can be found in an IOB mini statement:
These details may vary based on how you access your mini statement.
Read Also: What is the IOB minimum balance?
There are many ways available through which one can get the details of their accounts from Indian Overseas Bank (IOB). But according to the recent information available on the official website of the IOB Contact Centre, the missed call facility is available only for getting the balance enquiry and not for getting the mini statement of the account.
A customer can dial a missed call from his/her registered mobile number to any one of the below-mentioned numbers to know his/her account balance through SMS:
092892 22029
092106 22122
This missed call facility is meant only for balance inquiry and not for a mini statement service.
For getting recent transactions, a customer may contact IOB's Contact Centre. The following are the toll free contact numbers provided by IOB:
1800 890 4445
1800 425 4445
According to IOB, Last 5 Transactions and Account Statement are some of the services offered by its Contact Centre through IVRS and agent.
There is no such official information available about the SMS keyword and SMS number to get the mini statement from IOB's Contact Centre. Therefore, a customer should never use third party websites and should use the official Contact Centre number of IOB.
IOB Contact Number Information:
It should be noted that if the aim of the discussion is specifically to receive a mini statement reflecting the latest transactions made by the card holder, the information provided above about the IOB Contact Center confirms that this can be done by contacting the
One can verify their IOB mini statement online via the IOB Internet Banking website. Once you log into your account on the site, one is able to view transactions made within the bank account by navigating through the Accounts/Enquiry page. In case you would like to view transactions within a particular period of time, you may consider using an account statement feature.
*T&C Apply
Overall, checking your IOB mini statement online is quick and convenient.
The IOB mini statement helps customers quickly track recent account transactions without visiting a branch. While missed call services provide balance information, recent transactions can be accessed through the IOB Contact Centre or Internet Banking. Customers should use official IOB channels for secure access to their account information and choose the method that best suits their needs.
No, a mini statement only gives a partial picture of transactions made on the account recently. A bank statement normally has more comprehensive transactions made during a particular period.
No, the customer can use the services provided by the bank to get account details through various mediums.
Yes, customers need to register themselves for the Internet Banking facility provided by IOB in order to use the facility.
Yes, IOB has other services available to check the account balance.
Some of the account services can only be availed if the customer's mobile number is registered with the bank. Customers need to make sure that their registered mobile number is updated in their account.
You need to update your registered mobile number with IOB before making use of the services which involve mobile number authentication. Approach the bank or branch for further information regarding updates of mobile number.
Yes, customers have the option of obtaining/printing the transaction details of their account through relevant banking services.
Report the transaction to IOB via its complaint mechanism at the earliest.
This is going to depend on the type of banking channel that you use and whether there is any service available during those non-banking hours.
There can be many reasons for this. For instance, it will be easier for you to find out whether there is any unauthorised transaction or not.