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Darshana Patel
Darshana Patel is a finance and tech writer with a strong background in journalism, financial economics, and political science, working with Loans Jagat. She has immense experience writing content through her previous work in fintech and edtech companies. Her contribution at Loans Jagat is to simplify finance-backed content and academically powered content for the readers. Her main focus is to make the content reader-friendly, which can help them to make important financial decisions. Her skill set in academic writing and advanced writing has made content in the fields of finance and economics more user-friendly and well-published. Darshana brings her research-based writing style to her content to not only make readers financially aware but also heavily packed with knowledge through Loans Jagat. As a published author of 33 anthologies and a research presenter at the national and international levels in the field of socio-economic areas, Darshana gains the skills of clarity, accuracy and informativeness in her writings. Showing a keen interest in financial literacy and economics, she makes her work practically strong and academically powerful.
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Borrowers often check their Loan Statement so they can review the latest EMIs and the remaining sum. It is a good habit to avoid any future risks. This blog will explain the L&T Finance Loan Statement and ways to get it.
Key Takeaways
This L&T Finance Loan Statement is a PDF that records your full loan activity for whatever dates you pick. Inside, you find the original sum borrowed, every EMI that has already gone out, the split of each EMI into interest and the part that lowered the principal, any added fees, and the balance still due. You may request data covering one month, several months or an entire year. Do not confuse it with the future EMI list. That other paper only names payments still ahead, while the statement covers what has already taken place in the account.
Opening your L&T Finance Loan Statement once in a while brings clear benefits. You can verify that the payments you sent appear correctly. You also notice how each EMI divided itself between interest and principal reduction. Any late fee or unexpected charge becomes visible early so you can request a fix. The same document proves useful at tax filing time when the interest total is required, or if you decide to settle the loan ahead of schedule.
Collecting the L&T Finance Loan Statement takes only a few steps. For online download, you need a registered mobile number and access to either the PLANET app or the customer portal. Without that, you will not be able to log in and get the statement online.
Dial 1800-268-0000. Service runs from 9 am till 6 pm on ordinary days, not on national holidays. You can also mail customercare@ltfs.com using the email already on record. State your loan account number and the period required. The statement then arrives at that same registered email.
Bring the loan account number along with any photo identity proof. Enter the closest branch and request a paper copy from the counter staff.
You can also ask the staff to email the statement to your registered email if you prefer a soft copy instead of paper.
After the PDF loads, these items appear:
Compare the EMI totals shown against the money that actually left your bank. The bottom figure gives the precise sum still owed on the loan.
An interest certificate lists the complete interest paid during one financial year. Tax returns require this paper.
*T&C Apply
A payment may fail to appear, or a charge may look incorrect. Follow these actions:
Clear information is important to check the report.
Keep all your statements and interest certificates in one folder on your phone or laptop. Name the folder something simple, like “L&T Finance Loan 2025-26”. Also print a set and keep it safely at home. Never pass the PDF password or the login OTP to others. Once the loan is fully repaid, download the final statement together with the no-dues or NOC document from the same PLANET app or portal. Retain those papers for several years.
You can get the L&T Finance Loan Statement easily from the PLANET app, a phone call, or email. Check it once a month to avoid any mistakes. Look at the numbers carefully. Take the interest certificate when tax time comes. Keep the files safe; don't share them with unknown persons. These steps help you know exactly what you paid and what is still left.
How to check L&T Finance Loan Statement?
Log in at planet.ltfinance.com or open the PLANET app. Go to My Loans, select your loan, and download the statement for the dates you need.
How do I check my EMI amount?
Open the PLANET app or website, select your active loan. The fixed EMI amount is shown clearly under loan details.
How to find remaining loan balance?
Log in to the PLANET app or portal. The outstanding principal amount is displayed in the loan summary section.
How to open loan statement PDF?
The PDF needs a password. Try your date of birth in DDMMYYYY format plus the last four digits of your registered mobile number. If that fails, check your email or SMS for the password, or just call customer care.
How do I check my EMI history?
Download the loan statement from the PLANET app or website. It shows every EMI paid with date and amount.
What is the loan statement?
It is an official PDF that records your original loan amount, EMIs paid, interest vs principal split, fees, and remaining balance.
How often is the L&T Finance loan statement updated?
It gets updated after every EMI or transaction. You can download the latest version anytime from the app or portal.
Can I use my L&T Finance loan statement for income tax purposes?
Yes. For claiming interest, download the Interest Certificate from the same portal. The statement itself is useful as supporting proof.
How do I contact L&T Finance for loan statement issues?
Call toll-free 1800-268-0000 (9 AM to 6 PM, except national holidays) or email customercare@ltfs.com from your registered email ID.
Who is eligible for an L&T Finance Personal Loan?
Any Indian resident between 21 to 58 years of age who is either salaried or self-employed can apply.
