How to activate a Punjab National Bank debit card? – A complete guide
How to activate a Punjab National Bank debit card? – A complete guide
BankingLast updated: 27 August 2026
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To activate the Punjab National Bank debit card, one needs to set the green PIN. A green PIN is an electronic and paperless method to generate the PIN for your debit card for security purposes. Punjab National Bank provides SMS channels for people to set their green PIN for their debit cards hassle-free. Punjab National Bank is known as Punjab National Bank. Punjab National Bank is India’s first swadeshi bank, which commenced its operations in Lahore before the India-Pakistan partition. Throughout the journey, Punjab National Bank has amalgamated with 9 other banks.
Key takeaways:
Punjab National Bank holds the long history since April 1895.
Punjab National Bank provides diverse methods for people to activate their debit cards hassle-free.
The user needs to set the green PIN for the Punjab National Bank debit card activation.
How to generate the Green PIN for Punjab National Bank debit card activation?
One needs to send the SMS to 5607040 or 9264092640 to create the green PIN to activate the debit card, after which the user can use the various channels to set the debit card PIN to complete this activation process.
Here are the steps to activate the Punjab National Bank debit card completely:
SMS process for GREEN PIN:
Start after receiving your card from the branch or at your registered address.
Send an SMS reading DCPIN [Space] Card Number to 5607040 or 9264092640 from your registered mobile number.
Receive a 6-digit OTP, which is only valid for 72 hours.
Use the 6-digit OTP across any preferred platform, like Punjab National Bank One App, Internet Banking Services, Punjab National Bank ATM, or IVR, to set your ATM PIN and activate the debit card.
Hence, this is how you will generate your green PIN directly through SMS.
After the SMS process, you can now use the Punjab National Bank ONE app, Punjab National Bank internet banking, IVR, or Punjab National Bank ATM to completely activate your debit card.
Here is the process for completely activating the Punjab National Bank debit card by setting the Punjab National Bank debit card PIN:
Punjab National Bank One
Log in to your Punjab National Bank One app.
Click on Debit Card.
Click on Generate Green PIN.
Select the account number to which the card is attached.
Enter Card Number, Expiry Date (Month & Year), and 6-digit OTP.
Click Continue.
Internet Banking Services (IBS)
Log in to your Internet Banking Services retail account.
Click on Value Added Services.
Click on Card Related Services.
Click on Set/Reset Debit Card PIN.
Enter Card Number.
Enter Expiry Date.
Punjab National Bank ATM
Go to Create/Change PIN (GPIN).
Select OTP Generation/OTP Validation.
Enter your 6-digit OTP.
Enter 4-digit ATM-cum-Debit Card PIN.
Confirm New PIN.
Click Submit.
IVR (Interactive Voice Response)
Dial 1800-1800 or 1800-2021.
Select language.
Select the option for debit card-related operations.
Enter 4-digit ATM-cum-Debit Card PIN.
Confirm New PIN.
Click Submit.
Enter 6-digit OTP.
Click Submit.
Enter 4-digit ATM-cum-Debit Card PIN.
Confirm New PIN.
Click Submit.
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Select an option to generate or validate an OTP.
Enter the debit card number as requested on IVR.
Enter 4-digit ATM-cum-Debit Card PIN.
Confirm New PIN.
Hence, this is how you can activate your Punjab National Bank debit card hassle-free.
What is the major difference between a green PIN and a traditional printed PIN for debit card activation?
A green PIN is an entirely digital PIN and is carried through a paperless process and can be generated by oneself. Whereas, a transitional PIN is printed on paper generated by the bank.
Here are the differences between a green PIN and a traditional printed PIN:
Green PIN
Traditional printed PIN
The customer can use the debit card immediately since activation is done in real time.
Debit card activation takes 24–48 hours.
More secure, as the OTP is sent to the registered mobile number.
Issues may arise with PIN mailers sent by post: delay in dispatch, loss in transit, or unreadable PIN.
For duplicate PIN requests, a green PIN OTP is generated by sending an SMS instantly.
For a duplicate PIN, the customer has to wait 7–10 days.
Cost of SMS to service provider.
Costs are incurred for PIN printing and dispatch.
Hence, these are the differences between the green PIN and the traditional printed PIN for debit card activation.
Bottom line:
Punjab National Bank provides diverse channels for people to completely activate their debit cards hassle-free. They initially need to follow the SMS method to generate the green PIN, after which they can use channels like ATM, IVR, internet banking, etc., to activate the debit card by creating a debit card PIN. Moreover, green PIN generation is an instant process; one does not need to follow the paperwork as with a traditional printed PIN.
FAQs:
Is it necessary to generate the green PIN to activate the Punjab National Bank debit card?
Yes, one needs to generate the green PIN to activate the Punjab National Bank debit card via SMS for security reasons.
What number do we need to dial for the IVR facility of Punjab National Bank to set a debit card PIN?
One needs to dial 1800-1800 or 1800-2021 for the IVR facility of Punjab National Bank to set a debit card PIN.
Is the green PIN different from the traditional printed PIN?
Yes, the green PIN is the completely digitally generated PIN, and the traditional printed PIN is usually printed on paper, and the main process is carried out with the help of the bank.
What is the Punjab National Bank SMS number to generate the green PIN?
5607040 or 9264092640 is the Punjab National Bank SMS number to generate the green PIN.
Which mobile banking app does Punjab National Bank support?
Punjab National Bank supports the Punjab National Bank ONE mobile banking app to carry out banking services through your phone.
What SMS do you need to send to Punjab National Bank to generate a green PIN via SMS?
One needs to send the DCPIN [Space] Card Number to 5607040 or 9264092640 to generate the green PIN via SMS.
What types of debit cards does Punjab National Bank provide?
Punjab National Bank Rupay Select Government Imperial, Punjab National Bank Rupay Select Government Optima, Punjab National Bank Rupay Select Government Excels, etc., are the types of debit cards provided by Punjab National Bank.
When was Punjab National Bank established?
Punjab National Bank was founded on May 19, 1894, in Lahore, and it was officially established for business on April 12, 1895.
Is generating a green PIN an instant process?
Yes, generating a green PIN for a Punjab National Bank debit card is an instant process.
Is the green PIN valid for 72 hours after generation or more?
The Punjab National Bank green PIN is valid for only 72 hours after PIN generation, not more than that.
