Saraswat Bank Timings – Complete Guide to Working Hours & Holidays

Walk into most Saraswat Bank branches Monday through Friday and you'll find them open 10 AM to 4 PM. Saturdays run shorter, 10 AM to 1 PM. Individual branches can differ though, so Saraswat Bank's official Holiday List page is your best bet for exact dates in your area.

Key Takeaways

• Saraswat Co-operative Bank is India's largest Urban Co-operative Bank, spanning 8 states with ₹1,06,625 crore in total business as of March 2025.
• A Sunday Working Branches list exists right on the bank's site, so a few select branches actually stay open on Sundays.

Bank with Saraswat? Then knowing when to actually show up matters, whether you're depositing cash, chasing a loan query, or sorting your KYC. This one's aimed at customers in Maharashtra, Goa, Gujarat, Delhi, and everywhere else the bank has a presence, and it breaks down working hours, holidays, and exactly which days you'll find the shutters down. Weekday hours, Saturday hours, that Sunday exception, and how to pull the right holiday list, all of it's here.

What Are Saraswat Bank's General Working Hours?

10 AM to 4 PM on weekdays. Saturdays wrap up earlier, 10 AM to 1 PM.

Given Saraswat's footprint across 11 states, Maharashtra, Goa, Gujarat, Delhi, Madhya Pradesh, Karnataka, Haryana, Uttar Pradesh, Chandigarh, Chhattisgarh, and Rajasthan- don't be surprised if a branch two towns over runs slightly different hours. The general rhythm holds across most locations though, shorter Saturdays, standard weekdays. Since branches genuinely differ, pulling up the exact one you're heading to on the bank's official Locate Us page beats guessing.

Does Saraswat Bank Have Sunday Working Branches?

It does. Certain branches stay open on Sundays, a day when nearly everyone else in banking shuts down.

This sits right there in the navigation menu of Saraswat's website, next to the branch locator, ATM finder, and holiday list. Only a select group of high-traffic branches make this list though, not the whole network by any stretch. If Sunday banking is what you're after, check the official locator first and see whether your nearest branch qualifies before making the trip.

What Is the Saraswat Bank Holiday List?

A published calendar, straight from the bank, showing every date its branches won't be open all year.

It lives on Saraswat's own official site, and it's not identical to the RBI's general holiday calendar either, since cooperative banks often observe regional festivals tied to specific branch locations. With branches scattered across so many states, this list shifts depending on where exactly you're looking. Better to check the bank's actual list than assume one state's holidays apply everywhere else.

Also Read: Bank Timings in India – Updated Banking Hours for 2026 

Which Days Are Saraswat Bank Branches Closed?

On top of that, Indian banks in general close on the second and fourth Saturday of every month, a rule that holds across most of the sector under RBI's framework. Saraswat has operated as an RBI-scheduled bank since 1988, so this broader structure applies here too, layered on top of whatever state-specific closures show up on its own page.

Saraswat Bank Weekday vs Saturday Timings

Weekdays give you more time to get things done. Saturdays, not so much.

Closed

Branch to branch, these hours do shift a bit, so if something important's riding on it, confirm with your branch directly or through Saraswat's site first.

How Do You Check Timings for Your Specific Saraswat Bank Branch?

The branch locator on Saraswat's official site has this covered, individual branches, their hours, all listed out.

1. Head to Saraswat Bank's website and find Locate Us.
2. Type in your city or the branch name.
3. Pull up its details, address and hours included.