How to Close an HSBC Credit Card – Step-by-Step Guide

Key Insights 
 

1. Clear all outstanding dues for closing your credit card.
    
2. You get help through the HSBC customer services, net banking, and offline services for closing an HSBC credit card.
    
3. There are necessary precautions you need to follow for closing your credit card.

Sometimes a customer wants to close the HSBC Credit Card he currently holds and apply for a different HSBC credit card because of its features, as every HSBC credit card has its own speciality.

But the question is: how do you close an HSBC Credit Card?

The HSBC credit card closing is no longer difficult for you after reading this blog. Just follow the steps below to close your HSBC credit card easily.

You can learn how to close an HSBC credit card online, how to close your HSBC credit card on the app, and how to use HSBC credit card customer care.

Also, you can see what precautions you need to follow when you close the HSBC credit card and what happens when you close the HSBC credit card.

Steps to Close an HSBC Credit Card

If you want to close your HSBC credit card, you need to follow some simple steps which help you close your HSBC credit card as soon as possible.

Here is the list of the steps to close an HSBC Credit Card online.
 

These are the steps you need to follow if you want to close your credit card.

Bonus Tip: Do you know? If you need any application form, a credit card application, or to apply for a new HSBC credit card or anything else, just click here to download the HSBC forms.

What Happens After an HSBC Credit Card Closure?

When you close your HSBC credit card, it can no longer make transactions or accept payments. Your HSBc credit card account has been closed. You can not use our credit card.

If your credit card payment is due, it will affect your credit score. So, make sure you pay all outstanding bills and redeem your rewards points before closing your credit card. 

Bonus Tip: Do you know? You can check your credit card status to see whether it's closed. Click here to learn the HSBC credit card status.

Precautions Before Closing an HSBC Credit Card

There are some precautions you need to follow before closing your HSBC credit card. Follow if you don't want trouble applying for the other credit card.

These things you have to clear before the HSBC credit card closure process.
 

• You have to pay off all EMIs of the HSBC Credit Card.
   
• You have to pay all the dues.
   
• Make sure you redeem all your reward points.
   
• Cancel all auto payments and stop using the HSBC credit card.

If you follow these steps, you don't need to worry about future problems and can easily apply for another credit card.

Conclusion

You can follow these simple steps to close your HSBC credit card, whether it's closing through net banking, through customer care support, or by visiting the branch.

After closing the HSBC credit card, you will no longer be able to use it, as no services will be available to you.

There are some precautions you need to follow if you don’t want to affect your credit score and not create trouble when applying for your new credit card.

FAQs

How long does it take to close an HSBC credit card?

Generally, it takes 7 days of work, and sometimes it takes a couple of weeks.

Will I receive a confirmation once my HSBC credit card is closed?

Yes, you will receive all confirmations on your registered mobile number, your Raguster email ID, and your HSBc mobile App.

Will closing my HSBC credit card affect my credit score?

If it affects you, but when you do not pay all dues, and also close your auto payment option.

What should I do with my HSBC credit card after closure? Do I need to cut it?

Yes, cut it off, but first check your HSBc credit card status online and offline.

 

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LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.