By continuing, you agree to LoansJagat's Credit Report Terms of Use, Terms and Conditions, Privacy Policy, and authorize contact via Call, SMS, Email, or WhatsApp
Disclaimer: The information published on LoansJagat is intended for general informational and educational purposes only and should not be considered financial, legal, or investment advice. Interest rates, loan terms, statistics, and other data may change over time and may vary by lender or source. Please verify the latest information and consult a qualified financial advisor or the respective Bank/NBFC before making any financial decisions.
Apply for Loans Fast and Hassle-Free
Subscribe Now
About the author
LoansJagat Team
‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.
Related Blog Post
Simplify All Your Loans Into One Affordable EMI
Customers Served
Debt Consolidated
1200+ Reviews
Locations in India
Club all Loans & Credit Card Bills into Single EMI
Quick Apply Loan
Consolidate your debts into one easy EMI.
Takes less than 2 minutes. No paperwork.
10 Lakhs+
Trusted Customers
2000 Cr+
Loans Disbursed
4.7/5
Google Reviews
50+
Banks & NBFCs Offers
Other services mentioned in this article
Key takeaways
Bonus tip: Do you know? Axis Bank is not only working for finance but also for the environment. In 2025, under the "Mission 2 Million" axis, the Bank planted 3.27 million trees. Now the target is 8 million trees by 2030.
In the banking space, there are many debit card options available, but the Axis Bank Online Rewards Debit Card stands out. This premium banking tool is specifically designed for customer use. Its primary purpose is to support online shopping, order food and travel bookings. It has the best savings and loyalty gains.
It does not only offer reward points but also emphasizes a rewarding digital lifestyle. First online transaction gets you an Axis Bank Online Rewards Debit Card 500 voucher with 2500 points.
Let's understand how it works
Suppose you booked a flight ticket for ₹6,000. To get 10x accelerated rewards, you need to spend at least ₹3,500. Now, you have spent ₹6,000 and it is above the ₹3,500 threshold. You qualify for the 10x benefit. 1 EDGE REWARD Point is for every ₹200 spent.
When we calculate, it is ₹6,000 ÷ ₹200 = 30 units of spend.
Now the base point is 30.
So, for 10X Acceleration = 30 base point × 10 = 300 EDGE REWARD Points
1 EDGE REWARD Point is worth ₹0.20
Read More - HDFC Rewards Debit Card
Note- 1 EDGE REWARD Point is equal to ₹200. In a single month you can earn up to 1000 reward points.
The Axis Bank Online Rewards Debit Card features an EDGE reward system with minimum spending thresholds. You can earn points on various services, like travel, food delivery and clothing. And the per transaction limit is between ₹2,000 to ₹3,500.
For high value customers, it provides high daily limits. The Axis Online Rewards Debit Card withdrawal limit is ₹50,000 per day, and for POS or online purchases it is ₹5,00,000. It also gives you a 10% discount on BookMyShow and 15% off on 10000+ restaurants.
This card is made to support the modern economy, no matter where you go. You can make payment contactless. You can tap and pay up to ₹5000 without a pin. It works seamlessly with the axis mobile app. Plus, it has additional benefits like, users receive a ₹500 activation voucher and up to ₹1 crore air accident cover.
If you are spending everyday then you should also get something in return. The Axis Online Rewards Debit Card benefits do exactly the same. It prioritises digital transactions and gives you loyalty points and exclusive savings.
200
*T&C Apply
Note: Eligibility for vouchers, insurance coverage or reward points vary based on spending and policy of axis bank.
The Axis Online Rewards Debit Card charges include a joining fee and an annual renewal fee. The joining fee and annual renewal fee is ₹500 + applicable GST. It will give you five free transactions at excess ATMs and 2 to 5 free transactions at other bank ATMs. Also, the card placement cost is ₹200. It also facilitates users to check The Axis Bank Online Rewards Debit Card Lounge Access List on the official Axis Bank website.
You can earn points after each ₹200 spending. These points can be redeemed via the Axis Mobile app, internet banking, or EDGE rewards portal. If you earned some points today you can use them any time for 3 years. But if your account remains inactive for 365 days, it will automatically expire.
Also Read - RBL Credit Card Reward Points
Eligibility Criteria for Axis Online Rewards Debit Card
The eligibility criteria for Axis Bank online rewards debit card is given below:
Account type - This card is specifically designed for the customers, who hold savings or salary accounts with Axis Bank.
Age criteria - The card holder must be at least 18 years old. For minors, a guardian can apply on their behalf.
KYC - KYC compliance is compulsory to activate and use this card. To do KYC you must have identity proof like Pan card or Aadhar card, for address proof you can bring voter ID passport or utility bills, and a verification you can complete this via video KYC.
You can get the Axis Bank online rewards debit card by applying through both online and offline modes.
If you prefer To go in person then you can do it too with these steps:
In short, the Axis Bank online rewards debit card is the best option for the users who love online shopping and want rewards everyday. It supports a cashless lifestyle with the reward points, digital payment and milestone vouchers.
1.Is the Online Rewards card better than the standard ATM card?
Online rewards cards can be used only in online mode. It offers benefits like a 10% discount on Amazon or Flipkart shopping, which the basic card lacks
2.Which is the perfect Axis Bank Debit Card for rewards?
Axis Bank online rewards debit card is the best choice for people who love shopping. A perfect card depends on spending habits and account tier.
3.How to convert axis bank credit card points to cash?
Axis bank does not allow to convert EDGE Reward points directly into cash. You can use these points for credit card balance.
4.How do points increase in the account (Axis Bank)?
In Axis Bank, reward points increase through a mix of spending and banking habits.
