Bank of Baroda RuPay Debit Card – Benefits, Charges & Features Guide

Key takeaways: 

• Bank of Baroda RuPay Debit Cards are secured by enhanced security which eliminates the chances of fraud.

• It makes sure that you get the experience of convenient shopping and dining at all places that accept RuPay in India.

• You just have to enter the authorised PIN to pay online or at any shop. This lets you have contactless payment. 

Bonus tip: 

The Bank of Baroda, in association with the National Payments Corporation of India (NPCI), designed the RuPay debit card. It enables users to easily access the ATMs using the card and any other online platform. 

 The Bank of Baroda RuPay debit card allows you to spend and withdraw money directly from your bank account. You just have to enter the authorised PIN to pay online or at any shop. This lets you have contactless payment. 

Think of your bank account as a water tank, and a debit card is the tap of that water tank. The water (money) flows only if there is water in the tank. In case the tank is out of water, the tap (debit card) will not work. In short, the debit card gives you easy control of your money, which is in your bank account. 

For example, I have ₹11,000 in my BoB account, and I want to buy something online. I can use the BoB RuPay debit card to pay ₹3000, and the remaining balance will stay in my bank account. 

What is Bank of Baroda RuPay Debit Card

The Bank of Baroda designed the RuPay debit card for customers to make any domestic transaction in India. The BoB RuPay Debit Card comes with enhanced security features so that transactions can be made safely and without any hassle. 

Benefits of using the Bank of Baroda RuPay Debit Card

Below are some of the benefits of using the BoB RuPay Debit Card: 

Therefore, using the Bank of Baroda RuPaydebit card comes with a lot of benefits. 

Bank of Baroda RuPay Debit Card Limit

The Bank of Baroda offers several offers for their customers on activation and usage. The cash withdrawal limit is ₹25,000 per day and spend limit at POS is ₹50,000 per day.

Bank of Baroda Debit Card Online Apply

Follow the below steps to apply for Bank of Baroda debit card online: 

1. Go to the official page https://bankofbaroda.bank.in/personal-banking/digital-products/cards/debit-cards. 
2. Select the “RuPay Debit Card” from different types of card. 
3. Click on “apply online” and check your eligibility. 
4. Agree to the terms and conditions to get started. 
5. Click on the services option and select the “new debit card request” option. 
6. Fill in your account details, mobile number and captcha to move forward with the process. 

After clicking on submit, you will successfully apply for the BoB debit card online. 

Types of Debit Cards offered by the Bank of Baroda

Below table lists the different types of debit cards offered by the Bank of Baroda: 

There are other debit cards as well like VISA vypaar debit card, Bank of Baroda EaseMyTrip debit card, Bhoomi RuPay debit card etc that comes with several offers and benefits. 

Conclusion: 

Overall, the Bank of Baroda RuPay debit card is designed for customers to make any domestic transaction easily in India. The BoB RuPay Debit Card has enhanced security features so that transactions can be made safely and without any hassle. 

FAQs:
 

Where can I use Bank of Baroda RuPay debit card in India?

You can use the Bank of Baroda RuPay debit card for all domestic transactions at any shop,website or ATM bearing the logo of RuPay. 

What is the difference between credit card and debit card? 

In credit cards , the amount is charged to the credit card which accrues interest over time. Whereas, a debit card is used to withdraw money directly from your account. 

Why do people prefer using debit cards? 

Debit cards allow you to withdraw money from your bank account or do online transactions.

Does PayPal accept a Bank of Baroda RuPay platinum Debit Card?

The Bank of Baroda RuPay platinum Debit Card works for domestic transactions and not international.

What is the maximum payment limit for a transaction for a RuPay debit card in a POS terminal? 

The maximum payment limit for a transaction for a RuPay debit card in a POS terminal is ₹50,000.