Niyo Global Debit Card: Benefits, Charges, Features & Eligibility

Debit CardMar 11, 20266 Min min read
LJ
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Key takeaways: 
 

  • The Niyo Global Debit Card allows you to access a smart app which helps you to locate the nearest ATM machine anywhere in the world. 
     
  • The Niyo Global Debit Card also provides 24/7 live chat for customer support globally. 
     
  • You can easily apply for this card by downloading the Niyo Global App and if you have a Niyo Global account. 

Bonus tip: 


Do you know? Niyo has launched “Niyo express, a 24 hour doorstep delivery” service. This service is especially designed for international debit cards and for last minute overseas travellers.

 

 The Niyo Global Debit Card is designed for Indian travellers who spend their money internationally. You can easily make international payments with low or zero forex markup. 

 

Think of your Niyo Global Debit Card as a power adaptor. While you are travelling, you need this adaptor to charge your electronic devices without paying any extra amount for converters . Similarly, you can use your Niyo Global Debit Card to make an international payment without paying any conversion charges. 

 

For example, I travelled to Dubai and bought a jacket for AED 1000. If I used my regular debit card, I would have to pay the forex markup as well. But with my Niyo Global Debit Card, I only paid the converted amount which is based on the exchange rate. 

 

By using the Niyo Global Debit Card, I saved some amount while shopping. Imagine how much money you will save if you use Niyo Global Debit Card for hotels, food, travel expenses etc. 

What is the Niyo Global Debit Card

 

The Niyo Global Debit Card is a forex card by SBM and DCB Bank which is designed in association with Niyo. It has several travel benefits like zero or low forex markup and complimentary airport lounge visits. 

 

The Niyo global savings account holders can easily get access to the Niyo Global Debit Card. it can be offered as both virtual as well as physical debit card to the account holders. 

The Niyo Global Debit Card Eligibility

 

Below is the eligibility criteria to get the Niyo Global Debit Card: 

 

  • If you are an Indian resident. 
  • You age should be 18 years or above. 
  • You should have a valid Indian passport, Aadhar card, PAN card. 

 

In case you fulfill the above criteria, you can easily apply for the Niyo Global Debit Card with zero forex fees. 

How to apply for the Niyo Global Debit Card

 

Follow the below steps to apply for the Niyo Global Debit Card: 

 

  • Go to the official page https://goniyo.com/. 
  • Below “order your card” fill in your name and PIN code. 
  • Click on “Get card in 24 hours”. 
  • Fill in your contact number for verification. 
  • Enter the OTP received on your contact number. 
  • Enter your email ID and enter the OTP received on your mail ID. 
  • Complete your identity details like PAN card details, Aadhar details to proceed further. 

 

You can also download the Niyo App to apply for your Niyo Global Digital Card. 

Benefits of using the Niyo Global Debit Card

 

Below are some of the benefits of using the Niyo Global Debit Card: 

 

Benefits 

Details 

Interest benefit 

The Niyo Global Debit Cardholders get benefits of high interest on their Niyo SBM savings account.

No exchange fee 

No foreign currency exchange fee is charged for the Niyo Global Debit cardholders for making any international payment. 

 

Travel benefits 

You can use this card for travel benefits like complimentary airport lounges access both domestic and international. 

Niyo Smart App

The Niyo Global Debit Card comes with a smart app which helps you to locate the nearest ATM globally. It also helps you to know the currency exchange rates and get 24/7 live chat with customer support. 

 

 

Overall, using the Niyo Global Debit Card is useful and beneficial. 

Niyo Global Debit Card Indian Lounge Access List

 

Refer the below table to know the Niyo Global Debit Card Indian lounge access list: 

 

Airport name 

City 

Lounge name 

Sardar Vallabhbhai Patel International Airport

Ahmedabad

The lounge 

Sri Guru Ram Dass Jee International Airport

Amritsar

Costa coffee 

Shaheed Bhagat Singh International Airport 

Chandigarh

Primus Lounge

Cochin International Airport

Cochin 

Earth Lounge

Kolkata Netaji Subhash Chandra International Airport

Kolkata

Travel club 

Thiruvananthapuram International Airport

Thiruvananthapuram

The lounge 

Chhatrapati Shivaji Maharaj International Airport

Mumbai 

Loyalty Lounge

 

These are some of the Niyo Global quarterly free lounge pass list of eligible lounges. 

Niyo Global Debit Card International Lounge Access List

 

Refer the below table to know the Niyo Global Debit Card international lounge access list: 

 

Airport name 

City 

Lounge name 

Aalborg 

Aalborg 

Aalborg airport lounge 

Baghdad International

Baghdad

Ahlein - Premium Lounge

Cape Town International

Cape town 

Bidvest Premier Lounge

Detroit MI Metropolitan Wayne County

Detroit (MI)

Be Relax Spa

Fuzhou Changle International

Fuzhou

First Class Lounge

Ibiza

Ibiza

Cap des Falco

 

The lounge pass can be used only once and it should be activated before availing the complimentary lounge access.

Benefits of lounge access with the Niyo Global Debit Card

 

There are many benefits of accessing the lounge using the Niyo card like: 

 

  • You can enjoy peaceful seating, quiet space, business centers, and a free WiFi facility away from the hustle of the airport terminal. 
  • You can have complimentary snacks and full meals at the airport lounges. 
  • If you are on a business trip, you can use the lounge facilities like WiFi and work stations. 
  • Entertainment options are also offered by many airport lounges like TV, magazines, newspaper, gaming etc. 

 

You can enjoy your comfort away from the crowded terminal by using the card. 

Conclusion: 

 

Overall, using the Niyo Global Debit Card is the best choice for overseas travellers. It has several benefits like low or zero forex markup, many travel benefits like free airport lounge access. Also there is no foreign currency exchange fee for the Niyo cardholders. There is a long list of airport lounges where you can easily access the travel benefits and make your travel experience a dream experience. 

FAQs:

 

What services does Niyo offer? 

Niyo Global offers many services related to international payments and travel benefits as well. 

 

Is the Niyo Global card a contactless card? 

Yes, the Niyo Global card is a contactless payment card as it offers the Tap and Pay feature to the users. 

 

What is a Niyo Global card? 

The Niyo Global Card is designed for Indian travellers who spend their money internationally. You can easily make international payments with low or zero forex markup.

 

Does the Niyo Global Debit card work in South Korea? 

Yes, the Niyo Global Debit Card is used for international payments. 

 

How is the Niyo Global Card? 

Using the Niyo Global Debit Card is the best choice for overseas travellers. It has several benefits like low or zero forex markup, many travel benefits like free airport lounge access. 

 

 

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LoansJagat Team

LoansJagat Team

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‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.

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