SBI Wealth RuPay Select Debit Card: Benefits, Charges, Features & Eligibility

Key takeaways: 

• The SBI Wealth Rupay Select Debit Card is a premium card made for SBI wealth users.
• The card offers several benefits like free lounge access, discount offers on shopping, hotels and golf benefits. 
• By using the SBI Wealth Rupay Select Debit Card, you will get 4 domestic lounge visits in three months and 2 international lounge access per year. 

Bonus tip: According to the changes made by the SBI on January 10, 2026 regarding the lounge access, a ₹2 authorisation fee will apply to VISA and Rupay cards. While mastercard users will pay ₹25 as temporary charge.

The State Bank of India designed the SBI Wealth Rupay Select Debit Card for the premium wealth customers. It comes with several offers for its users like travel benefits, discount offers and golf benefits. 

Think of your  SBI Wealth Rupay Select Debit Card  as a business class flight ticket whereas your regular debit card is the economy class flight ticket. By using both the tickets, you will reach your destination but business class flight will come with several benefits like lounge access, extra space etc. 

Similarly, the SBI Wealth Rupay Select Debit Card is made for the premium customers of the State Bank of India who have high net worth. 

For example, I am a SBI wealthy customer and want to travel from Delhi to Mumbai for a business meeting. 

I purchased the business class flight ticket worth ₹18,000 by using my SBI Wealth Rupay Select Debit Card. I saved ₹1500 by using the free access to the airport lounge. 

Overall, I enjoyed the journey and comfort without any extra payment. 

What is the SBI Wealth Rupay Select Debit Card

The SBI Wealth Rupay Select Debit Card is a contactless international debit card exclusive to wealthy clients of the State Bank of India. 

There are several benefits of using this card like free lounge access, golf benefits, discount offers on shopping, hotels and dinnings. You can easily withdraw ₹100 to ₹2,00,000 per day from the ATMs. 

For example, Rahul purchased electronic devices during a festive sale of ₹50,000. He got 5% cashback by using the SBI Wealth Rupay Select Debit Card. The card gives offers on shopping, dining and hotels as well. 

Key features of using the SBI Wealth Rupay Select Debit Card 

Read More - SBI Wealth Card Benefits
 

Below are some of the key features of using the SBI Wealth Rupay Select Debit Card: 

• By using the card,  you will get 4 domestic lounge visits in three months and 2 international lounge access per year. 
• You will get 2 golf games per year. 
• You can avail 2 free movie tickets per month of up to ₹500 by using the BookMyShow app. 
• There is a 12 months free membership of Amazon Prime Video. 
• 1 Spa visit per year at selected spa centres. 
• You also get PAI up to ₹10,00,000 and AAI coverage sum assured up to ₹1,00,00,000. 

Using the SBI Wealth Rupay Select Debit Card gives a lot of benefits. 

The SBI Wealth Rupay Select Debit Card Charges

Refer the below table to know the charges of the SBI Wealth Rupay Select Debit Card : 

No charges are applied on issuance and annual usage of the card. 

The SBI Wealth Rupay Select Debit Card Daily Limit 

Also Read -  SBI Debit Card Lounge Access
 

Refer the below table to know the daily limit of the SBI Wealth Rupay Select Debit Card: 

These are the daily withdrawal limit of using the SBI Wealth Rupay Select Debit Card. 

Exclusive lounge access by using the SBI Wealth Rupay Select Debit Card 

Using the SBI Wealth Rupay Select Debit Card gives you access to 4 domestic airport lounge access in three months and 2 international lounge visits. 

You can enjoy the free work stations with high speed WiFi facility, meal services, comfortable seating and gaming zone. The airport lounge is open 24/7 so that you can relax before your flight. 

Conclusion: 

Overall, the SBI Wealth Rupay Select Debit Card which is a premium card for the wealth customers of the bank comes with a lot of benefits. These benefits include free airport lounge visits, spa services, golf games, discount offers etc. There is no issuance fee and annual charge on the SBI Wealth Rupay Select Debit Card. 

FAQs: 

How can I get the SBI Wealth Rupay Select Debit Card? 

You can easily get the SBI Wealth Rupay Select Debit Card by visiting the nearest State Bank of India branch and opening your wealth savings account. Once the account is opened, you will receive the debit card. 

Does SBI issue a Rupay Debit Card? 

Yes, the State Bank of India offers two types of rupay cards, platinum and basic variant. 

Will my SBI Wealth Rupay Select Debit Card’s benefits renew after one year? 

The benefits of the SBI Wealth Rupay Select Debit Card depends on the timing and type of renewal. 

Is it possible to share my SBI Wealth Rupay Select Debit Card benefits with my family? 

Yes, you can share some of your card’s benefits with your family members like lounge access and wellness benefits. 

What are the prerequisites to access the lounge facility while using the SBI wealth rupay debit card? 

You need to spend a minimum amount quarterly to qualify for free lounge access with your SBI debit card.