Standard Chartered Debit Card: Benefits, Charges, Features & Eligibility

Key takeaways: 
 

• The Standard Chartered Debit Card is an easy way to manage your cash and payment requirements. 
• Many rewards are linked to the usage of the card like you earn 1 point on every ₹100 spend using your debit card.
• OTP feature is present to ensure the security of your online transactions for purchases and payments. 

Bonus tip: 

Do you know? If you use your Standard Chartered Platinum rewards card, you can get 10x rewards for doing recurring payments at utilities, telecoms, hotels and supermarkets.

The  Standard Chartered Debit Card is like any other regular debit card which is directly linked to your current or savings account in Standard Chartered. When you use your  Standard Chartered Debit Card, the amount gets deducted from your bank account and no borrowing is involved. 

Think of your bank account as a tank full of water and your  Standard Chartered Debit Card is the tap of that tank. Whenever you need some water (money), you use the tap ( Standard Chartered Debit Card ).  If there is no water in the tank, no water will come out of the tank. 

For example, I bought a new watch for ₹10,000 and the total amount in my bank account is ₹12000. 

Now, the remaining amount in my bank account is ₹2,000 as the amount is directly deducted from my bank account without any borrowing like any credit card. 

What is the Standard Chartered Debit Card

With the progress in technology, debit cards are a one stop solution for all your immediate financial needs. A debit card plays a key role in day to day transactions from online payments or cash withdrawal. 

Using the Standard Chartered Debit Card is the best way to manage your financial and payment requirements. This debit card is safe and easy to use to make any transaction. 

Benefits of using the Standard Chartered Debit Card

Refer the below table to know the benefits of using the Standard Chartered Debit Card: 

You can easily use the Standard Chartered Debit Card to make online payments and withdraw cash from ATMs. 

For example, every time I use my Standard Chartered Debit Card to make any payment of ₹100 or above, I get 1 point. 

Different types of Standard Chartered Debit Cards and other charges 

There are different types of debit cards by the Standard Chartered bank. The list is below along with their features and charges : 

These are some of the Standard Chartered debit cards made for every different requirement. 

Conclusion: 

The  Standard Chartered Debit Card is like any other regular debit card which is directly linked to your current or savings account in Standard Chartered. There are different types of debit cards available at the Standard Chartered along with many benefits and rewards. Overall, you can use the Standard Chartered Debit Card for your daily payments and transactions. 

FAQs: 

Is there any capping to the reward points earned on merchant categories? 

No, there is no capping to the reward points that you can earn in a month. 

How can I activate my Standard Chartered Debit Card? 

Go to the official page and click on the “help and services” option. Under the card management, you can select the card activation and PIN generation option. 

How do you unblock a Standard Chartered Debit Card? 

To unblock your Standard Chartered Debit Card, you can contact the customer care for help or you can also visit the nearest branch.

What is the Standard Chartered credit card annual fee? 

Different credit cards of the Standard Chartered bank have different annual fees. You can check the fee of your credit card on their official website. 

What is the Standard Chartered platinum credit card annual fee?

The annual fees for the Standard Chartered platinum credit card is ₹250. 

How to be eligible for standard chartered credit card annual fee waiver? 

You can use the card to spend the required amount before the renewal and the annual fee will not be charged.