Union Bank RuPay Debit Card: Benefits, Charges, Features & Eligibility

Key Insights 

1. Union Bank Rupay debit card cardholders can enjoy free lounge access at international airports twice a year and at domestic airports once every quarter.
2. You can withdraw up to ₹1,00,000 in cash per day with your Union Bank Rupay debit card, and spend up to ₹3,00,000 per day at stores or online.
3. This Union Bank Rupay debit card you can tap to pay for purchases up to ₹5,000, earn reward points for every ₹100 you spend, and get access to wellness centres.

 Get free lounge access at select airports with your Union Bank Rupay debit card lounge access. Check the Union Bank Rupay debit card charges, including issuance and annual fees. Take advantage of Union Bank Rupay debit card benefits like contactless payments, insurance, and acceptance across India. The RuPay network helps keep your banking secure and rewarding.

How to Use Union Bank Rupay Debit Card?

Want to get the most from your Union Bank Rupay debit card benefits? Check the Union Bank Rupay debit card charges before you use it. 

Enjoy free Union Bank Rupay debit card airport lounge access at select terminals. Use India’s trusted payment network and make your spending go further.

Your Union Bank RuPay Debit Card is a handy tool for Digital India. It brings together everyday banking and Union Bank Rupay debit card benefits. Keep an eye on Union Bank Rupay debit card charges to avoid unexpected fees. Use your Union Bank Rupay debit card airport lounge access when you travel. This card makes daily spending more rewarding.

Example:

Before my trip, I looked up the Union Bank RuPay Debit Card charges online. The Union Bank Rupay debit card airport lounge access saved me ₹1,800 at Mumbai airport. Union Bank Rupay debit card benefits, such as contactless payments and insurance, made my journey smooth and enjoyable.

Features and Benefits of Union Bank Rupay Debit Card

Experience secure banking in India with the Union Bank RuPay Debit Card. Enjoy safe transactions and special benefits designed for the Indian market.

• Per transaction limit for contactless mode - ₹5,000
• Per max limit for contactless mode transactions - ₹15,000
• Max number of contactless transactions per day - 5
• Access to top-tier gyms and wellness centres
• Exclusive offers curated for an opulent lifestyle

The Union Bank RuPay Debit Card helps you manage your daily banking with contactless payments, wellness perks, and exclusive lifestyle offers.

Bonus Tip: You can use your RuPay Select Debit Card to make up to 5 contactless payments each day.

Eligibility Criteria for Union Bank Rupay Debit Card

The RuPay Select Debit Card is available for USSA II, USSA III, SBHNP, SBHNI, and CDFFD customers. Eligible account holders can enjoy exclusive lifestyle and wellness benefits.

Fees and Charges for Union Bank Rupay Debit Card

Be aware of all the costs for the Union Bank RuPay Debit Card. This includes fees for issuing the card, yearly maintenance, and any charges for transactions.

Here is the list of the fees and charges for union bank rupay debit card:
 

The Union Bank RuPay Debit Card has an annual fee of ₹400, with low charges for reissuing the card or generating a new PIN. It is a simple and affordable banking option.

Union Bank Rupay Debit Card Rewards & Cashback

See how the Union Bank RuPay Debit Card gives you special offers and lifestyle benefits every time you spend.

Here is the list of the rewards and cashback for the Union Bank Rupay debit card:
 

• High daily transaction limit of ₹4,00,000 for cash withdrawal and shopping
  • Daily ATM cash withdrawal limit is ₹1,00,000/-
  • Daily shopping limit at PoS and e-com is ₹3,00,000/-
• Airport lounge at international airports - 2 times per calendar year and at domestic airports- 1 time per calendar quarter
• Reward points on every ₹100 spent on PoS/E-commerce transactions.
• Please visit the RuPay website for the latest offers.

The Union Bank RuPay Debit Card offers high transaction limits, airport lounge access, and reward points on every purchase, making it a valuable choice.

How to Apply for Union Bank Rupay Debit Card?

Here are the simple steps for the Union Bank Rupay Debit Card.

Offline Method
 

• Go to the Union Bank of India branch closest to you.
• Ask for a debit card application form, sometimes called an ATM card application form.
• Fill in your account details, full name, address, and mobile number on the form.
• Choose the type of RuPay card you want, such as RuPay Classic, Platinum, or Select.
• Give the completed form to the bank staff. Include a copy of your ID if they ask for it.

Online Method
 

• Go to the official Union Bank of India website.
• Find the “Digital Banking” or “Self Service Banking” section, then select “Online Debit Card Application.”
• Enter your account number and the mobile number you have registered with the bank to verify your identity.
• Follow the instructions on the screen to choose your card type and send your request.

You can follow these simple steps if you want to apply for the Union Bank Rupay debit Card.

Conclusion

The Union Bank RuPay Debit Card gives you useful banking features and lifestyle perks, including airport lounge access, high transaction limits, contactless payments, and wellness benefits. Fees are easy to understand, and you can apply online in just a few steps. It’s a smart option for today’s banking needs.

FAQs

What is the lounge access provided by the Union Bank Rupay Debit Card?  

Union Bank RuPay Debit Card holders can access select airport lounges in India and abroad for free. If you have a RuPay Platinum Debit Card, you receive one free domestic lounge visit each quarter, provided you spent at least ₹5,000 in the previous quarter. RuPay Select Debit Cards give you one or two free domestic lounge visits per quarter.

Does anyone know when UBI will give a passbook, debit card and cheque book? Are they giving right after opening the bank account, or will they mail all these to adhar card address?  

Union Bank of India (UBI) usually gives you your passbook when you open your account. Your debit card and chequebook are then sent to your registered address, often your Aadhaar address, within 7 to 10 working days.

What are the benefits of an IRCTC UBI Rupay card, and do we really need it if we have debit cards and UPI for transactions?  

The IRCTC Union Bank of India (UBI) RuPay Prepaid Card lets you book up to five railway tickets each month without a transaction fee for the first six months. After that, each booking costs ₹10. You can get up to 10% value back on AC1, AC2, AC3, and CC tickets, earn reward points, and receive accident insurance up to ₹2 lakh. You do not need a UBI account to use this prepaid card.

What is the Rupay Debit Card all about?  

A RuPay Debit Card is a card payment network developed in India by NPCI. It is linked to your savings account and lets you make secure, low-cost transactions within the country. You can use it at ATMs, shops, and online stores across India. RuPay cards use PIN security and usually have lower processing fees than international cards like Visa or Mastercard.

Why am I being charged for withdrawals at ATMs?

You may be charged for ATM withdrawals if you make more than five free transactions. Also, the five free transactions do not apply if you have a Current or Overdraft account on the NFS or VISA network.