Key Takeaways

The ICICI PPF interest rate is 7.10% per annum, compounded annually and credited yearly. This makes PPF one of the safest tax free options for long term savings.
The ICICI PPF calculator allows you to estimate your maturity investment amount and interest earned over 15 years in seconds. This can be done by using inputs such as annual investment and tenure.
You can invest a minimum of ₹500 and a maximum of ₹1,50,000 per year and claim tax deduction under Section 80C. This maximises net savings and provides retirement planning.

The ICICI PPF interest rate Calculator is an online tool provided by ICICI Bank that helps you calculate the total investment, interest earned, and maturity value of a PPF account. Enter the yearly contribution and tenure, and the calculator shows accurate results based on the current PPF interest rate.

How to Use the ICICI Bank PPF Calculator?

Retirement ke liye paisa plan karna hai? Aur tax bhi bachana hai? You are at a right place! If you are looking for a safe and simple way to grow your savings, the ICICI PPF Calculator online helps you do your daily financial planning!

Open the official PPF Calculator on the ICICI Bank site. Enter the following information:

Field	What to Enter
Investment Amount	Your annual deposit (₹500 to ₹1,50,000)
Tenure	Choose 15 years or more
Interest Rate	Auto-filled at current 7.10%

The PPF Calculator ICICI for 15 years displays:

Total investment over the period
Total interest earned
Final maturity amount

You can change values to compare outcomes for different savings goals. This saves time compared to manual PPF formulas and gives error-free figures in real time.

I invest ₹1,50,000 every year in my PPF account for 15 years. My total investment becomes ₹22,50,000 at the current interest rate of 7.1% per annum. The maturity amount grows to approximately ₹40,68,000, as shown by the ICICI PPF Calculator on the official website.

Bonus Tip: The Supreme Court ruled that nominees now get Provident Fund payouts without a succession certificate, which reduces legal delays for families.

ICICI PPF Investment Examples

These cases show how different investment amounts grow over 15 years at the official PPF interest rate of 7.1% per annum, as reflected by the PPF calculator ICICI for 15 years.

Annual Investment of ₹90,000 for Long-Term Stability

Consider an investor who prefers a moderate yearly contribution and wants stable, tax-free growth over the full PPF tenure.

Particulars	Details
Annual Investment	₹90,000
Investment Tenure	15 years
Total Investment	₹13,50,000
Applicable Interest Rate	7.1% per annum
Maturity Amount	Approximately ₹24,40,000
Total Interest Earned	Approximately ₹10,90,000

Consistent annual investments allow the power of compounding to work effectively over time. The ICICI PPF Calculator displays how interest accelerates in later years, which makes PPF suitable for long-term savers.

High Annual Contribution of ₹1,44,000 for Maximum Benefit

This case talks about an investor who contributes close to the maximum limit each year to build a strong retirement amount.

Particulars	Details
Annual Investment	₹1,44,000
Investment Tenure	15 years
Total Investment	₹21,60,000
Applicable Interest Rate	7.1% per annum
Maturity Amount	Approximately ₹39,05,481
Total Interest Earned	Approximately ₹17,45,481

This example highlights how higher yearly contributions significantly improve the final corpus. The ICICI PPF Calculator helps you see that nearly 45% of the maturity value comes from interest alone, reinforcing the benefit of investing closer to the annual limit.

Small Monthly Savings Converted into an Annual Investment

This case is useful for individuals who start with smaller monthly savings but remain consistent over time.

Particulars	Details
Monthly Saving	₹5,000
Annual Investment	₹60,000
Investment Tenure	15 years
Total Investment	₹9,00,000
Applicable Interest Rate	7.1% per annum
Maturity Amount	Approximately ₹15,77,840
Total Interest Earned	Approximately ₹6,77,840

This case proves that even modest contributions can grow into a meaningful amount with patience and discipline. The ICICI PPF Calculator accurately shows how compounding rewards long-term consistency, and makes PPF accessible for small savers as well.

You can choose an amount that matches your income while still building a strong, tax-free corpus over time by comparing different contribution levels

Conclusion

The ICICI PPF calculator makes it easy to plan your tax-free savings for the future. You only need to enter your yearly investment amount to see how much interest you may earn and what your maturity value could be. Use the ICICI PPF Calculator before investing to make better financial decisions.

FAQs Related to ICICI Bank PPF Calculator

1. Which bank is better for opening a PPF account?

There is no difference in interest rate, tax benefits, or maturity value across ICICI Bank, State Bank of India, and India Post. PPF is a government-backed scheme, so the choice mainly depends on branch proximity, online banking convenience, and service experience. Many investors also search for the ICICI PPF calculator SBI to compare projections. The interest rate and maturity amount remain the same because PPF rules are fixed by the Government of India.

2. Can I keep my ICICI PPF account if I move my salary account to another bank?

No, you do not need to transfer your PPF account. Your PPF account can continue with ICICI Bank even if your salary account moves to another Bank. A PPF account is independent of your savings or salary account.

3. How can I withdraw money from my ICICI PPF account online?

Partial withdrawals can be initiated through ICICI Bank’s internet banking once you complete the required lock-in period. In some cases, a physical form submission at the branch may still be required for verification, depending on account setup.

4. How much money can I withdraw from my ICICI PPF account?

You can withdraw up to 50% of the balance from the 7th financial year onwards. This limit is calculated on the balance available at the end of the 4th year or the previous year, whichever is lower, as per PPF rules.

5. Can I extend my ICICI PPF account after 15 years?

Yes, you can extend your ICICI PPF account in blocks of 5 years after maturity. You can choose to extend with fresh contributions or without contributions, based on your savings targets.