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The HDFC Bank RTGS form is used to transfer a minimum of ₹2,00,000 or more to another bank account through a branch. You can download it directly from HDFC Bank's official website as a PDF.
Anyone sending ₹2,00,000 or more to another bank account needs this form if they're doing it at a branch instead of online. HDFC Bank offers this RTGS request form to both HDFC and non-HDFC customers who want a high-value transfer settled in real time. It's used for property payments, business settlements, or large personal transfers where NEFT's batch processing feels too slow. This guide covers what the form contains, how to download it, how to fill it correctly, and what it costs.
The HDFC Bank RTGS form is a request form used to transfer ₹2,00,000 or more from your account to a beneficiary at another bank, settled individually and instantly.
RTGS settles each transfer on its own, the moment it's processed. Unlike NEFT, which batches transactions together. The form is also used for NEFT and demand draft requests at HDFC Bank, so 1 sheet covers all 3 services. It asks for your account details, the beneficiary's account and IFSC code, the amount, and your signature.
Also Read: How to Download BOB RTGS Form with Complete Guide
You download the HDFC Bank RTGS form by visiting the bank's official website and locating it under the Forms Centre section.
Here's how to get it:
You can also collect a physical copy at any HDFC Bank branch if you'd rather fill it by hand.
Also Read: How to Close an HDFC Bank Account
You fill the form by entering your account details, the beneficiary's bank details, the transfer amount, and your signature, then attaching a cheque or debit instruction.
Here's the order to follow:
Also Read: Union Bank RTGS Form: Complete Guide to Fill & Submit
Branch RTGS transfers at HDFC Bank cost ₹15 plus GST per transaction, while transfers through NetBanking or the mobile app carry no charge.
*T&C Apply
Example
Suresh is a businessman from Ahmedabad wanting to transfer ₹3,00,000 to his supplier. If Suresh decides to visit the bank branch and fill the RTGS form, he would have to pay ₹15 as service charge plus GST. But if Suresh opts to transfer money through HDFC Netbanking, there would be zero cost involved.
The minimum amount for RTGS transfer in HDFC Bank is ₹2,00,000, and all amounts under this fall under NEFT transaction.
There's no maximum limit for branch transactions, though online transfers depend on your Third Party Transfer limit. A new beneficiary added through NetBanking becomes active only after 30 minutes, and RTGS transfers to that beneficiary are only possible after 24 hours.
The HDFC Bank RTGS form is only needed if you're transferring ₹2,00,000 or more through a branch instead of online. Download it directly from HDFC Bank's Form Centre, fill in accurate beneficiary details, and attach ID proof if the amount crosses ₹50,000. If you have NetBanking access, skip the branch visit and the ₹15 fee entirely by transferring online instead.
The HDFC Bank RTGS form works best when you need a same-day, high-value transfer and prefer visiting a branch over going digital. For most people, though, skipping the form and using NetBanking or the mobile app saves the ₹15 fee and works round the clock. Keep the beneficiary's IFSC code and account number handy either way, since accuracy matters more than the channel you choose.
You require a copy of your PAN card, Aadhaar card, or Voter ID.
Yes, RTGS services are available 24x7, with the exception of the maintenance window from 11:30 PM to 12:30 AM.
No, RTGS transactions cannot be reversed as these transactions become irreversible on settlement with the RBI.
It takes 30 minutes to add a new beneficiary, and RTGS transactions can only be done 24 hours after that.
