How to Generate Axis Bank ATM PIN – Step-by-Step Guide

Let’s find out first what is ATM PIN generation. ATM PIN generation is the final and essential step required to activate your Debit Card for use at ATMs, online transactions, and retail stores. When you receive a new Debit Card from Axis Bank, you need to generate a Personal Identification Number (PIN) to start using it. This process ensures the security of your card.

When is PIN Generation Required?

• When you receive a new Debit Card.
• If you forget your existing PIN.
• If your Debit Card PIN is compromised or you wish to change it for security reasons.

Why is PIN Generation Important?
 

PIN generation secures your card and ensures only you can use it. Without setting the PIN, your card remains inactive and cannot be used at ATMs or for transactions.

Example Scena
Imagine you ordered a new Axis Bank Debit Card after opening a savings account. Once you receive the card, you go to an Axis Bank ATM and follow the steps mentioned above to generate the PIN. After a successful generation, your card is ready for use.

Methods to Generate Axis Bank ATM PIN

In today’s digital age, a Debit Card plays a vital role in managing your day-to-day financial transactions. To keep your transactions safe, every Debit Card comes with a secure 4-digit PIN. While banks often issue a default PIN, it is strongly recommended to generate a new PIN for added security. Axis Bank allows its customers to generate or change their ATM PIN easily at their convenience, making the process quick and hassle-free.

You can generate your Axis Bank ATM PIN using any of the following methods:

1. Through an ATM
   
2. Via Net Banking
   
3. By using Phone Banking

How to Set or Reset Your ATM PIN

With advancements in digital banking, Axis Bank provides account holders with seamless ways to generate their Debit Card PIN across different platforms. Whether you prefer online options, mobile banking, or visiting an ATM, the bank ensures you have access to quick and secure PIN generation services at any time.

How to Complete Axis Bank ATM Generation Online?

Axis Bank offers convenient digital methods to generate or reset your Debit Card PIN online. Whether you prefer using Net Banking, the Mobile Banking App, or Phone Banking. The process is quick, secure, and user-friendly. Below are the two primary ways you can complete your Debit Card PIN generation online:

1. Generating ATM Card PIN via Net Banking

You can easily set or reset your Axis Bank Debit Card PIN at your convenience using Internet Banking. Just follow these steps:

Step 1: Log in to your Internet Banking account using this URL: https://omni.axisbank.co.in/axisretailbanking/

Step 2: On the dashboard, navigate to Cards → Debit Cards → Change PIN.

Step 3: Enter and re-enter your desired 4-digit PIN, then click on Confirm.

Step 4: Enter the 6-digit OTP sent to your registered mobile number and confirm the process.

Step 5: You will receive an SMS, and the screen will display a confirmation message — “PIN set successfully.”

Alternatively, you can also update or set your PIN using the Services Tab, by selecting: Services → Debit Card → Change PIN.

Once you complete these steps, your new Debit Card PIN will be instantly updated.

2. Generating Debit Card PIN via Axis Mobile App

You can conveniently generate or reset your Axis Bank Debit Card PIN anytime using the Axis Mobile Banking App. Follow these simple steps:

Step 1: Log in to the Axis Bank Mobile App. Tap on the “Home” button located at the top left corner.

Step 2: Select “Banking” and then choose “Services” from the submenu.

Step 3: Tap on the “Debit Card” option and select “Set/Reset PIN.”

Step 4: Select your Debit Card, enter your 4-digit PIN, re-enter the same PIN to confirm, and then enter your mPIN for final authentication.

Once you complete these steps, your new Debit Card PIN will be instantly activated

3. Generating Debit Card PIN via Phone Banking

This is a 2-step process involving the generation of an Activation Passcode, which is required to set your Debit Card PIN.

Step 1: Get the Activation Passcode

• Call Axis Bank Phone Banking at 1860-419-5555 or 1860-500-5555 from your registered mobile number.
• Choose “Option 1” (Banking Information) followed by “Option 4” (Debit Card services) → select the Generate PIN option.
• Provide your card number, expiry date, and DOB when prompted.
• The Activation Passcode will be sent instantly to your registered mobile number.

Step 2: Use the Activation Passcode to Set the PIN

• Call customer service again and follow the same options:
   “Option 1” → “Option 4” → Generate PIN.
• Enter your card number, expiry date, DOB, and the Activation Passcode.

• Set your new 4-digit PIN. You will receive a confirmation SMS.
   

   Note: Your mobile number and Date of Birth must already be registered with the bank.

How to Generate Axis Bank ATM PIN Offline?

1. At the ATM:

You can easily generate the PIN for your Axis Bank Debit Card by visiting any Axis Bank ATM. Follow these simple steps:

Step 1: Insert your Axis Bank Debit Card into the ATM and select the “Set PIN” option. An activation passcode will be sent to your registered mobile number.

Step 2: On the next screens, you will need to enter important account details, including:

• Registered mobile number
• Date of Birth
• Activation passcode (received on your mobile number)

Step 3: Once you enter all these details correctly, you will be prompted to set your desired PIN.

Step 4: Confirm the new PIN, and your Debit Card PIN will be updated instantly.

Note:

• Your mobile number and Date of Birth must be registered with the bank. If they are not updated, please visit the nearest Axis Bank branch to complete the registration process.
• For Joint Account holders, the Date of Birth of the Primary Account Holder will need to be provided during the process.

2. Through Customer Care:

• Call Axis Bank’s customer care number using your registered mobile number.
• Choose your language preference.
• Select the option for ATM or Debit Card services.
• Authenticate your identity by providing security answers, account number, Debit Card number, or OTP.
• After verification, you will receive an OTP.
• Use this OTP to set your new PIN at any Axis Bank ATM.

3. Via SMS:
 

• Send an SMS in the prescribed format (shared by Axis Bank) from your registered mobile number.
• You will receive an OTP.
• Visit an Axis Bank ATM, enter this OTP, and set your new PIN.

Things to Remember When Generating an Axis Bank Debit Card PIN

When creating a new Debit Card PIN, it’s important to follow certain precautions to keep your card safe from fraud and misuse. Let’s see how Amit, a responsible bank customer, applies these safety tips while setting up his Debit Card PIN:

Never share your PIN with anyone

Even though his close friend asks him to share his PIN for an urgent withdrawal, Amit politely refuses. He also makes sure no one is watching when he enters his PIN at the ATM.

Beware of phishing scams

Amit receives a message claiming to be from his bank, asking for his PIN to "verify his account." Remembering this tip, he immediately ignores the message and reports it to the bank.

Memorise your PIN

To ensure he doesn’t forget his new PIN, Amit repeats it in his mind a few times after setting it. He avoids writing it down or saving it in his phone notes to keep it secure.