Bandhan Bank Debit Card – Complete Guide to Features & Types

Bandhan Bank offers a variety of debit cards tailored to meet the specific needs of its diverse customer base, ensuring that every individual finds a card that aligns with their lifestyle and financial requirements.​

Consider the case of Anita, a small business owner in Kolkata. She chose the Bandhan Bank Visa Platinum Debit Card to manage her growing business transactions. With a daily purchase limit of ₹4,00,000 and ATM cash withdrawals of up to ₹1,00,000, the card gives her the flexibility to make high-value payments without hassle. 

In addition to purchase protection of up to ₹2,00,000, she is also covered with accidental insurance: ₹10,00,000 for road or rail travel and an impressive ₹1 crore for air travel. While the card does not offer travel-specific perks, such as lounge access, its robust security and high transaction limits have made it a valuable asset for her business operations.

In 2024, Bandhan Bank successfully surpassed the 3 crore customer mark, alongside 1,500 branches and more than 6,000 banking outlets, demonstrating its substantial growth since its establishment in 2015. This achievement highlights the bank's rapid expansion and strong customer base. 

Among its diverse financial offerings, Bandhan Bank's debit cards have become a preferred choice for many, offering customers convenient access to their funds, enhanced security features, and a range of additional benefits.

Top Bandhan Bank Debit Cards for 2025

As of 2025, Bandhan Bank offers several debit cards, each with unique features and benefits. Below is a comparative table highlighting the key aspects of these cards:

Comparison of Bandhan Bank Debit Cards for 2025

Mastercard Platinum Debit Card

Key features:

• International usage with higher transaction limits 
• Complimentary access to premium airport lounges in India
• The daily purchase transaction limit is ₹6,00,000.
• Free Personal Accidental Insurance cover of up to ₹10,00,000 for death by road/rail accident and Air Accidental Insurance death cover of up to ₹1,00,000,00.
• The daily ATM cash withdrawal limit is ₹2,00,000. 

Limitations 

• Higher eligibility criteria may apply. 
• Annual fees may be applicable for premium features.

Scenario Example: How the Mastercard Platinum Debit Card Benefits Customers

Rahul, a business executive, frequently travels across India for meetings. He booked a first-class flight ticket worth ₹5,50,000 using his Bandhan Bank Mastercard Platinum Debit Card. Since his card has a daily purchase limit of ₹6,00,000, the transaction is approved without hassle.

At the airport, he enjoys complimentary lounge access, where he relaxes before his flight. During his trip, he withdraws ₹1,50,000 from ATMs for business expenses, staying within his ₹2,00,000 daily ATM withdrawal limit.

Unfortunately, while returning, Rahul faces an accident. Due to the card's insurance coverage, his family receives ₹10,00,000 for a road accident claim and ₹1,00,00,000 for an air accident claim, providing financial security.

This scenario shows how high transaction limits, travel perks, and insurance benefits make the Mastercard Platinum Debit Card ideal for frequent travelers and high-spending customers. 

Mastercard Platinum Plus Debit Card

Key features 

• Free personal accidental insurance covers up to ₹10,00,000.
• Purchase protection up to ₹2,00,000.
• The lost card liability cover of ₹3,50,000.

Limitations 

• Limited airport lounge access 
• The ATM withdrawal limit is lower than that of some premium cards, which is around ₹50,000. 

Scenario Example: How the Mastercard Platinum Plus Debit Card Benefits Customers

Scenario: Priya, a frequent shopper, buys a luxury handbag worth ₹1,80,000 using her Bandhan Bank Mastercard Platinum Plus 

Debit Card. Later, the bag gets damaged during transit. Thanks to her card’s purchase protection cover of ₹2,00,000, she gets a full refund.

One day, Priya misplaces her debit card, and before she can block it, an unauthorized transaction of ₹3,00,000 occurs. Fortunately, her card offers lost card liability coverage up to ₹3,50,000, so she is fully reimbursed for the fraudulent transaction.

On a weekend getaway, she uses her card’s limited airport lounge access to relax before her flight. She withdraws ₹45,000 from an ATM, staying within the ₹50,000 daily withdrawal limit.

This scenario highlights how the Mastercard Platinum Plus Debit Card provides security, financial protection, and travel perks, making it a great choice for frequent shoppers and travelers. 

Mastercard Titanium Debit Card

Key features

• Safe and secure international transactions 
• Free personal accidental insurance covers up to ₹2,00,000.
• Lost card liability cover up to ₹50,000

Limitations 

• Lower insurance coverage compared to Platinum cards 
• No complimentary airport lounge access

Scenario Example: How the Mastercard Titanium Debit Card Benefits Customers

Scenario: Arjun, a young professional, travels abroad for work. He uses his Bandhan Bank Mastercard Titanium Debit Card to pay for his hotel stay of ₹75,000 and shopping worth ₹50,000, enjoying safe and secure international transactions.

One evening, he misplaces his wallet, and someone makes an unauthorized transaction of ₹60,000 before he can block the card. Since his card has a lost card liability cover of ₹50,000, he recovers only ₹50,000 but loses ₹10,000.

At the airport, Arjun realizes his card does not offer complimentary lounge access, so he has to pay ₹2,500 to use the lounge. 

Additionally, while his card provides personal accidental insurance of ₹2,00,000, it is lower than the Platinum cards, limiting his coverage in case of an emergency.

This scenario shows how the Mastercard Titanium Debit Card is great for secure international transactions but has limited insurance coverage and fewer travel perks compared to premium cards.

Visa Platinum Debit Card

Key features 

• High transaction limits for daily purchases worth ₹4,00,000.
• Accidental insurance up to ₹10,00,000 (road/rail) and ₹1,00,00,000 (air)
• Purchase protection up to ₹2,00,000. 
• Daily ATM cash withdrawal ₹1,00,000

Limitations 

• No travel-specific benefits, such as lounge access

Scenario Example: How the Visa Platinum Debit Card Benefits Customers

Riya, a business owner, purchases high-end electronics worth ₹3,80,000 for her office using her Bandhan Bank Visa Platinum Debit Card. Since her card has a high daily purchase limit of ₹4,00,000, the transaction is processed smoothly.

She also buys a premium smartphone for ₹1,80,000, which gets accidentally damaged. Fortunately, her purchase protection cover of ₹2,00,000 ensures she gets a full refund.

Before a flight for a business meeting, she withdraws ₹80,000 from an ATM, staying within her ₹1,00,000 daily cash withdrawal limit. However, she realizes that her card does not offer complimentary lounge access, so she has to pay ₹3,000 for lounge entry.

This scenario highlights how the Visa Platinum Debit Card is great for high-value transactions and insurance protection but lacks travel-specific perks like lounge access.

RuPay Platinum Debit Card

Key features 

• International usage and enhanced security.
• Lounge access and lifestyle benefits.
• Personal accident and disability cover up to ₹2,00,000.
• The daily purchase transaction limit is ₹6,00,000.
• Daily ATM cash withdrawal ₹2,00,000

Limitations 

• Insurance coverage is lower compared to Visa and Mastercard Platinum cards

Scenario Example: How the RuPay Platinum Debit Card Benefits Customers

Scenario: Sameer, a frequent traveler, books luxury hotel stays and shopping worth ₹5,50,000 using his Bandhan Bank RuPay Platinum Debit Card, staying within the ₹6,00,000 daily purchase limit.

At the airport, he enjoys complimentary lounge access, saving ₹2,500 on lounge fees before his flight.

One evening, he withdraws ₹1,80,000 in cash from an ATM for an urgent payment, comfortably within his ₹2,00,000 daily withdrawal limit.

However, while traveling, he gets injured in a minor road accident. He realizes that his personal accident insurance cover is only ₹2,00,000, which is lower than Visa and Mastercard Platinum cards that offer up to ₹10,00,000 or more.

This scenario shows that the RuPay Platinum Debit Card is excellent for high-value transactions, lounge access, and lifestyle benefits but has lower insurance coverage compared to other premium cards.

Visa Classic Debit Card

Key features

• Free personal accidental insurance covers up to ₹2,00,000. 
• Purchase protection cover of ₹50,000.
• Lost card liability cover up to ₹5, 00, 000.

Limitations 

• Lower withdrawal and transaction limits compared to Platinum cards. The daily ATM cash withdrawal limit is only ₹40,000.
• No international usage benefits.

Scenario Example: How the Visa Classic Debit Card Benefits Customers

Scenario: Priya buys a laptop worth ₹45,000 using her Bandhan Bank Visa Classic Debit Card, but it gets accidentally damaged. Luckily, her purchase protection cover of ₹50,000 reimburses her.

A few days later, she loses her card while shopping. She quickly reports it, and the lost card liability cover of ₹5,00,000 ensures she isn’t responsible for fraudulent transactions.

However, when she tries to withdraw ₹50,000 from an ATM for urgent expenses, she realizes her daily limit is only ₹40,000, forcing her to make multiple withdrawals over two days.

Additionally, while planning an international trip, she discovers her card does not support foreign transactions, so she must use another payment method abroad.

This scenario highlights that the Visa Classic Debit Card offers solid protection benefits but has lower withdrawal limits and no international usage. 

RuPay Classic Debit Card

Key features 

• Wide acceptance at domestic shops, ATMs and online stores
• The daily purchase transaction limit is ₹1,00,000.
• Chip-enabled card for higher security.

Limitations 

• No international transactions 
• Limited benefits compared to higher-tier cards.
• The daily ATM cash withdrawal limit is only ₹40,000.

Scenario Example: How the RuPay Classic Debit Card Benefits Customers

Scenario: Amit uses his Bandhan Bank RuPay Classic Debit Card to pay ₹85,000 for a new TV at a local electronics store, staying within his ₹1,00,000 daily purchase limit.

Later, he needs ₹50,000 in cash, but his card's ATM withdrawal limit is only ₹40,000, so he has to make another withdrawal the next day.

Planning a trip abroad, he tries booking a hotel on an international website but realizes his card does not support foreign transactions, forcing him to use another payment method.

This scenario shows that the RuPay Classic Debit Card is great for secure domestic transactions but has lower ATM limits and no international usage.

Avni Debit Card

Key features 

• Specially designed for women with lifestyle benefits 
  
  
• Complimentary movie tickets (buy one, get one free up to ₹350 per month) and lounge access 
  
  
• The daily purchase transaction limit ₹3,00,000.
  
  
• Free personal accidental insurance cover of up to ₹10,00,000 for death by road/rail accident and air accidental insurance death cover of up to ₹1,00,000,00.

Limitations 

• Exclusive to women applicants 
• The daily ATM withdrawal limit is lower than that of some premium cards, which is only ₹50,000.

Scenario Example: How the Avni Debit Card Benefits Customers

Scenario: Riya, a frequent traveler, books flight tickets worth ₹2,50,000 using her Bandhan Bank Avni Debit Card, staying within the ₹3,00,000 daily purchase limit.

She enjoys a complimentary movie ticket (₹350 off) every month, making her weekend outings more affordable.

However, when she needs ₹70,000 in cash for an urgent expense, she realizes her ATM withdrawal limit is only ₹50,000, so she must withdraw the remaining amount the next day.

This scenario highlights that the Avni Debit Card is great for women seeking lifestyle perks and high purchase limits, but its ATM withdrawal cap is lower than some premium cards. 

PMJDY Debit Card

Key features 

• Daily purchase transaction limit of ₹1,00,000
  
  
• Complimentary personal accidental death and total disability coverage of up to ₹2,00,000
  
  
• Accepted at ATMs, POS, and e-commerce websites

Limitations 

• No premium benefits, such as lounge access or high-value purchase protection
  
  
• The daily ATM cash withdrawal limit is only ₹40,000.

Scenario Example: How the PMJDY Debit Card Benefits Customers

Scenario: Raj, a small business owner, uses his PMJDY Debit Card to purchase inventory worth ₹80,000, staying within the ₹1,00,000 daily purchase limit.

Later, he needs ₹50,000 in cash to pay suppliers but realizes his ATM withdrawal limit is only ₹40,000, so he withdraws the remaining amount the next day.

While the card offers wide acceptance and accidental insurance coverage of ₹2,00,000, it lacks premium perks like lounge access or purchase protection. 

Key Takeaways

• Premium debit cards (e.g., Mastercard Platinum, RuPay Platinum, and Visa Platinum) offer higher transaction limits, travel perks, and insurance benefits, making them suitable for frequent travellers and high spenders.
  
  
• Standard debit cards (e.g., Visa Classic, RuPay Classic) provide essential security features and moderate transaction limits, which are ideal for everyday banking needs.
  
  
• Specialised cards like the Avni Debit Card cater to women’s lifestyles and shopping benefits, while the PMJDY Debit Card is designed for financial inclusion with government-backed benefits.

If you are looking for a debit card with international usage and premium benefits, the Mastercard Platinum or RuPay Platinum is an excellent choice. However, if you need a secure and budget-friendly option, the Visa Classic or PMJDY Debit Card is a solid alternative.

For more details, visit Bandhan Bank’s official debit card page.

Bandhan Bank Debit Card Eligibility

To be eligible for a Bandhan Bank debit card, applicants must meet the following criteria:

• Age Requirement: Applicants should be at least 18 years old.
• Account Holding: Must hold a savings or current account with Bandhan Bank.
• Residency: The applicant should be a resident of India.

Note: Specific eligibility criteria may vary based on the type of debit card. It is advisable to consult with Bandhan Bank for detailed information.

For example:


To ensure eligibility for the Avni debit card, you need to meet one of the following criteria: 

• Monthly Average Balance (MAB): Maintain a monthly average balance of ₹25,000 in your Avni Savings Account. 
• Fixed Deposit Relationship: Have a fixed deposit relationship of ₹2,50,000. 
  
  
• Total Relationship Value: Have a total relationship value of ₹1,50,000, with ₹25,000 in your Avni Savings Account and the remaining amount in fixed deposits. 

Features & Benefits of Bandhan Bank Debit Cards

Bandhan Bank debit cards offer a wide range of features and benefits, ensuring a secure, convenient, and rewarding banking experience. Whether you require higher transaction limits, premium travel perks, or enhanced security, there’s a debit card tailored to your needs. Below are some of the key advantages, with examples from the Comparison of Bandhan Bank Debit Cards for 2025.

1. High Daily Transaction Limits

Bandhan Bank debit cards come with substantial daily limits on both cash withdrawals and purchases, making them ideal for frequent shoppers and high-spending customers.

Example: The Mastercard Platinum Debit Card and RuPay Platinum Debit Card offer a daily purchase transaction limit of ₹6,00,000 and an ATM withdrawal limit of ₹2,00,000, making them perfect for high-value transactions.

2. Exclusive Deals and Offers

Customers can enjoy special discounts across multiple categories, including dining, travel, entertainment, groceries, and online shopping.

Example: The RuPay Classic Debit Card and PMJDY Debit Card provide exclusive deals and cashback offers for cardholders when used at select merchants, online platforms, and POS terminals:

RuPay Classic Debit Card Offers

• Travel & Leisure: Enjoy complimentary lounge access at select domestic airport/railway lounges (1 per quarter) and 2 international airport lounge visits per year.
  
  
• Shopping & Lifestyle: Avail discounts and cashback on groceries, online shopping, and retail stores.
  
  
• Dining & Entertainment: Exclusive deals on restaurants, movie tickets, and events.
  
  
• Secure & Convenient Payments: Use NFC-enabled EMV chip technology for safe and contactless transactions.

PMJDY Debit Card Offers

• Shopping & Daily Essentials: Special discounts on groceries, online purchases, and retail shopping.
• Dining & Entertainment: Cashback and discounts on restaurants, movie bookings, and leisure spending.
• Secure Digital Transactions: Enjoy contactless payments with NFC technology and secure online shopping.

3. Secure Transactions with EMV Chip Technology

Bandhan Bank debit cards are equipped with NFC-enabled EMV chip technology, ensuring enhanced security and swift, contactless transactions to prevent fraud.

Example: Both the Visa Classic Debit Card and RuPay Classic Debit Card provide enhanced security for digital transactions through NFC-enabled EMV chip technology, ensuring safe, contactless, and fraud-protected payments:

• Advanced Encryption: The EMV chip encrypts transaction data, making it difficult for fraudsters to clone or misuse card details.
  
  
• Contactless Payments: Both cards support NFC (Near Field Communication) for tap-and-pay transactions, reducing the risk of card skimming.
  
  
• Online Shopping Protection: Secure OTP authentication and fraud detection mechanisms minimize unauthorized online transactions.
  
  
• Lost Card Liability Cover: Protection of up to ₹50,000 against fraudulent transactions, counterfeit, skimming, or online fraud.

These features ensure that cardholders enjoy seamless and secure transactions, whether at POS terminals, ATMs, or online platforms.

4. Complimentary Lounge Access for Travel Comfort

Select premium debit cards offer complimentary access to domestic airport lounges, enhancing the travel experience with comfort and exclusive services.

Example: Both the Mastercard Platinum Debit Card and the RuPay Platinum Debit Card offer complimentary lounge access at premium Indian airports, making them ideal for frequent travelers.

Mastercard Platinum Debit Card:

• Domestic Lounge Access: 2 complimentary visits per calendar quarter at select airport lounges across India.
  
  
• Alternate Lounge Services: If Plaza Premium lounges are unavailable, alternate services such as The Taste of India (Hyderabad), Cram Bar (Chandigarh), and
  
  
• Mandarin Lounge (Nagpur) ensures seamless access.
   
• 24x7 Emergency Assistance: Support for legal, medical, and travel-related issues worldwide.

RuPay Platinum Debit Card:

• Domestic Lounge Access: 1 complimentary visit per calendar quarter at select domestic airport/railway lounges.
• International Lounge Access: 2 complimentary visits per year at select international airport lounges.

These benefits allow cardholders to relax and refresh before flights, making these debit cards an excellent choice for frequent domestic and international travelers.

5. Comprehensive Insurance Coverage

Bandhan Bank debit cards come with various insurance benefits, including personal accidental insurance, purchase protection, and lost card liability cover, providing financial security in case of emergencies.

Example:

• Mastercard Platinum Debit Card & Visa Platinum Debit Card: Offer personal accidental insurance up to ₹10,00,000 (road/rail) and ₹1,00,000,00 (air travel).
  
  
• Mastercard Titanium Debit Card: Includes purchase protection up to ₹50,000 and lost card liability coverage up to ₹50,000.
  
  
• PMJDY Debit Card: Provides complimentary personal accidental death and disability coverage of ₹2,00,000, ensuring financial protection for cardholders.

How to Apply for a Bandhan Bank Debit Card

Applying for a Bandhan Bank debit card is a straightforward process:

Online Application:

Internet Banking: 

1. Via Internet Banking:

If you already have access to Bandhan Bank’s Internet Banking:

1. Visit the official Bandhan Bank website: Go to https://bandhanbank.com.
   
   
2. Click on ‘Login’ in the top right corner and select ‘Internet Banking’ (choose personal or business based on your account type).
   
   
3. Enter your User ID and password to log in to your account.
   
   
4. Once logged in, navigate to the ‘Cards’ or ‘Debit Card’ section.
   
   
5. Click on ‘Apply for Debit Card’.
   
   
6. You’ll be asked to verify your registered mobile number through OTP (One-Time Password).
   
   
7. Choose the type of debit card you want (Classic, Platinum, Rupay, etc.).
   
   
8. Confirm your delivery address (you can change it if needed).
   
   
   
9. Submit the application. You will get a confirmation message on-screen and via SMS.

2. Mobile Banking: 

1. Download and install the mBandhan App from the Google Play Store or Apple App Store.
   
   
2. Open the app and log in using your Mobile Number, MPIN, or biometric (if set up).
   
   
3. On the home screen, tap on the ‘Services’ or ‘Debit Card’ option.
   
   
4. Tap ‘Request New Debit Card’.
   
   
5. Select the account number you want to link the card with.
   
   
6. Choose your preferred card variant.
   
   
7. Confirm or update your communication address.
   
   
8. Complete the OTP verification.
   
   
9. Tap ‘Submit’. A confirmation will appear, and you'll receive an SMS confirmation as well.

2. Offline Application:

1. Visit your nearest Bandhan Bank branch. You can locate it via the bank’s official website or the branch locator.
   
   
2. Go to the Customer Service or Help Desk and request a Debit Card Application Form.
   
   
3. Fill out the form with correct details:
   
   

• Account number
  
  
• Name
  
  
• Address
  
  
• Type of debit card (if you have a preference)
  

Submit a photocopy of your valid ID proof (like Aadhaar Card, PAN Card, or Voter ID).

The bank official may ask for signature verification and will process your request.

 You will receive an acknowledgment receipt.

 Your debit card will be dispatched within 7–10 working days to your registered address.

Note: Ensure you have valid identification and proof of address when applying.

Bandhan Bank Debit Card Cash Withdrawal Limitations

Cash withdrawal limits vary based on the type of debit card:

• Mastercard Platinum Debit Card: Up to ₹2,00,000 per day.
   

Note: For Other Cards Refer to the “Comparison of Bandhan Bank Debit Cards for 2025” section above.
 

Transaction limits can be adjusted (increased or decreased) by logging into Bandhan Bank's Internet Banking or mBandhan app or by visiting a branch.

Bank Debit Card Offers: Dining, Travel, Entertainment, & More

Bandhan Bank offers a range of debit cards packed with exclusive benefits across dining, travel, entertainment, shopping, and more. Whether you love fine dining experiences, frequent travel, or shopping perks, Bandhan Bank’s debit cards can help you save while enjoying premium services. Let us explore the offers in detail with real-world scenarios and numerical savings examples.

Dining Offers

Bandhan Bank debit cards provide attractive discounts at partner restaurants, cafes, and food delivery services.

• Example Offer: Get up to 15% off dining bills at select restaurants across India.
• Card Benefit: With the Bandhan Bank Visa Platinum Debit Card, you can enjoy exclusive discounts on gourmet meals.

Scenario:

Amit and Priya decide to dine at a premium restaurant that’s part of the Bandhan Bank dining program. Their bill comes to ₹4,000. Thanks to their Bandhan Bank Visa Platinum Debit Card, they receive a 15% discount, saving ₹600 instantly.

Travel Benefits

Bandhan Bank debit cards make travel more rewarding by offering lounge access, discounts on flight bookings, and travel insurance.

• Example Offer: Get complimentary airport lounge access at select domestic airports with the Bandhan Bank Visa Signature 

   

  Debit Card.
  
  

• Card Benefit: Earn cashback on flight and hotel bookings through travel partners.

Scenario:

Ravi, a frequent traveler, books a flight ticket worth ₹10,000 using his Bandhan Bank Visa Signature Debit Card. He gets 5% cashback, saving ₹500. Additionally, he enjoys free airport lounge access while waiting for his flight.

Entertainment Benefits

Movie buffs and event-goers can enjoy special discounts and cashback on ticket bookings.

• Example Offer: Get up to 25% off on movie tickets at BookMyShow with the Bandhan Bank Visa Platinum Debit Card.
• Card Benefit: Enjoy exclusive presale access to concerts and live events.

Scenario:

Meera books two movie tickets for a weekend show, each costing ₹300. With her Bandhan Bank Visa Platinum Debit Card, she gets 25% off, reducing her total bill from ₹600 to ₹450, saving ₹150.

Shopping Perks

From online shopping to in-store purchases, Bandhan Bank debit cards offer significant savings and cashback.

• Example Offer: Get 10% cashback on shopping at select e-commerce platforms using the Bandhan Bank Visa Classic Debit Card.
• Card Benefit: Enjoy additional discounts during festive sales and exclusive partner store offers.

Scenario:

Suman buys fashion apparel worth ₹5,000 from an online store. Her Bandhan Bank Visa Classic Debit Card provides 10% cashback, reducing her net spend to ₹4,500 and saving her ₹500.

Other Benefits

• Fuel Surcharge Waiver: Get a 1% waiver on fuel surcharges at petrol stations nationwide.
• Insurance Coverage: Enjoy complimentary insurance coverage, including purchase protection and accidental insurance.
• Reward Points: Earn points on every transaction and redeem them for vouchers or cashback.

With a Bandhan Bank debit card, every swipe comes with added value. Whether dining out, traveling, shopping, or enjoying entertainment, you get exclusive savings and perks that enhance your lifestyle. Choose the debit card that best fits your needs and start maximizing your benefits today!

Maximize Your Savings with Bandhan Bank Debit Cards in 2025

Bandhan Bank offers a range of debit cards designed to cater to diverse financial needs, ensuring customers get the best deals and benefits. Whether you are a frequent traveler, a shopper, or someone who prioritizes security, there's a debit card that suits your lifestyle.

• For Travelers: The Mastercard Platinum Debit Card and RuPay Platinum Debit Card provide complimentary airport lounge access and higher international transaction limits, making them ideal for those who travel frequently.
  
  
• For Shoppers: The Visa Platinum Debit Card offers a ₹4,00,000 daily purchase limit along with ₹2,00,000 purchase protection, ensuring security while shopping online or in stores.
  
  
• For Security-Conscious Users: The Mastercard Titanium Debit Card provides ₹50,000 lost card liability cover, reducing financial risks in case of card theft.
  
  
• For Everyday Users: The PMJDY Debit Card and RuPay Classic Debit Card ensure secure domestic transactions with widespread acceptance at ATMs, POS, and e-commerce platforms.

Note: Offers and benefits may vary and are subject to terms and conditions. For the latest updates, visit Bandhan Bank's official website.

How to Activate a Bandhan Bank Debit Card

Once you receive your debit card, you must activate it before use. Here are the different methods to activate your Bandhan Bank debit card:

1. ATM Activation

1. Insert your new debit card into any Bandhan Bank ATM.
   
   
2. Select "Card Activation" or "Generate PIN."
   
   
3. Enter the OTP sent to your registered mobile number.
   
   
4. Set a new four-digit PIN.
   
   
5. Your card is now activated.

2. Internet Banking Activation

1. Log in to Bandhan Bank Internet Banking.
   
   
2. Go to the ‘Cards’ section and select ‘Activate Debit Card.’
   
   
3. Enter your card details and OTP.
   
   
4. Set a new PIN to complete activation.

3. Mobile Banking Activation (mBandhan App)

1. Open the mBandhan app and log in.
   
   
2. Navigate to the ‘Cards’ section and select ‘Activate Debit Card.’
   
   
3. Follow the on-screen instructions to set up your PIN.

4. Customer Care Assistance

1. Call Bandhan Bank customer care at 1800 258 8181.
   
   
2. Verify your details with the representative.
   
   
3. Follow the steps to activate your card.

How to Block Bandhan Bank Debit Card

If your debit card is lost or stolen, block it immediately using one of the following methods:

1. Internet Banking

1. Log in to Bandhan Bank Internet Banking.
   
   
2. Go to the ‘Cards’ section and select ‘Block Debit Card.’
   
   
3. Confirm the request.

2. Mobile Banking (mBandhan App)

1. Open the mBandhan app and log in.
   
   
2. Navigate to ‘Cards’ > ‘Block Card.’
   
   
3. Select the card and confirm the request.

3. Customer Care Assistance

1. Call 1800 258 8181 (toll-free).

   
   

2. Provide necessary details to the customer service executive.
   
   
3. Your card will be blocked immediately.

4. SMS Blocking

1. Send an SMS in the format:
    

2.  BLOCK [last four digits of card]
    

    to 9223011000.
   
   

3. You will receive a confirmation message.

Conclusion

Bandhan Bank debit cards provide customers with a secure, convenient, and rewarding banking experience. With multiple card options, high security, and attractive offers, they cater to diverse financial needs. Whether you need a domestic card or an internationally accepted Platinum debit card, Bandhan Bank has a suitable option for you.

Bandhan Bank Debit Card FAQs

1. What should I do if my Bandhan Bank debit card is stolen?

Block the card immediately via Internet banking, mobile banking, or by calling customer care.

2. How long does it take to receive a new debit card?

It typically takes 7-10 business days to receive a new card after applying.

3. Can I use my Bandhan Bank debit card internationally?

Yes, Platinum and Visa debit cards allow international transactions.

4. How can I increase my daily withdrawal limit?

Modify withdrawal limits via the internet banking portal or the mBandhan app.

5. What happens if I enter the wrong PIN multiple times?

Your card will be temporarily blocked. You can reset your PIN through internet banking or by visiting a Bandhan Bank ATM.

6. Can I use my Bandhan Bank debit card for contactless payments?

Yes, all EMV chip-enabled cards support contactless payments for transactions up to ₹5,000 without a PIN.

7. What should I do if I forget my debit card PIN?

Reset your PIN via Bandhan Bank ATM, internet banking, or the mobile banking app.

For the latest updates on Bandhan Bank debit cards, visit Bandhan Bank's official website.

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