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Employees can't pull Form 16 off TRACES on their own. Your employer downloads it and hands it to you, before 15 June 2026 for FY 2025-26. If you are waiting for Form 16, Form 26AS on the income tax e-filing site has your TDS numbers in the meantime.
Key Takeaways
Employees sometimes assume they can access Form 16 the same way as other tax documents, directly through a government portal. That is not the case. TRACES access belongs only to the employer, registered under a TAN as the deductor. Every salaried person whose company deducted tax under Section 192 needs this certificate once a year, right after the final quarterly TDS filing wraps up. You can get it in your inbox or your HR portal, not through any government login you can access yourself. Your ITR for FY 2025-26 is due 31 July 2026, and Form 16 is the fastest way to get those numbers right.
Together, they satisfy Section 203 of the Income Tax Act, 1961, the legal basis for issuing TDS certificates.
TRACES grants download access based on the TAN, and the TAN belongs to the employer. This is why Form 16 is not something an employee retrieves through their own PAN.
If a job changed mid-year, this also means two separate certificates are due, one from each employer, each covering its own period of employment.
Anyone who wants to check TDS details without waiting on Form 16 can log into the income tax e-filing portal using their PAN and view Form 26AS there.
Form 16 has to be issued by 15 June 2026 for FY 2025-26, as prescribed in Rule 31(3) of the Income Tax Rules, 1962.
Here's the chronology of events:
The chronology moves backwards from the filing of the final quarterly TDS return. Employers file Form 24Q for the January to March 2026 quarter by 31 May 2026.
TRACES allows employers to generate Part A of Form 16, which sets out TDS details, while Part B, covering salary breakup and deductions, is prepared and issued along with it. The only statutory deadline that applies is the completed Form 16 being handed over by June 15, 2026, following FY 2025-26. Miss that date, and it costs the employer ₹100 a day per certificate.
Keep ready the copies of salary slips and bank statements. These will assist you in preparing the data which was available in Form 16.
Form 16 confirms your salary TDS in one document, but plenty of taxpayers also deal with Form 16A and Form 26AS without quite knowing how the three actually differ. Here's a quick side by side comparison to clear that up.
*T&C Apply
Worth keeping in mind, Form 26AS is really just your tax credit statement, it tracks TDS and TCS entries, not your full financial picture. For a broader view that also pulls in things like interest income, dividends, and other reported financial transactions, the Annual Information Statement, or AIS, is the more complete document to check alongside Form 26AS.
Part B gives you the raw numbers: gross salary, HRA exemption, deductions under Section 80C and similar sections. Match every figure against Form 26AS before you hit submit, mismatches invite a notice you don't want.
Lenders ask for two years of Form 16 when you apply for a home loan or personal loan. If a loan application is on your radar around the same time as your ITR, checking your eligibility on LoansJagat beforehand saves a scramble later.
Form 16 is given to you by your employer and not the government website where you have to log in personally. Make a mark on your calendar for 15 June to get the same. Always maintain a copy of Form 26AS as your backup. If you are also planning a loan application around the same time, platforms like LoansJagat can help you sort your paperwork and compare offers without delay.
No. Only the TAN holder, your employer, has that access on TRACES.
No, Form 26AS and your salary slips can work if Form 16 is unavailable.
Two Form 16s, one from each employer during their respective periods of employment.
No, a physical signature suffices in case the employer does not make use of the DSC.
The penalty is ₹100 per day for each certificate issued until the actual TDS deduction amount.
No, it contains only information related to salary and TDS deducted under Section 192.
Yes, your employer can issue you a fresh copy of Form 16 using TRACES.
No, they are not obligated to provide the form in case there were no tax deductions.
Part A is provided by TRACES, containing a TDS summary, while Part B is prepared by the employer, including details about salary.
You can do this by checking Form 26AS for verified entries.