IndusInd Bank Timings – Working Hours, Lunch Break & Holiday Schedule 2026

Anjali, a marketing professional, had an urgent cheque deposit to make for her home loan EMI. She reached her nearest IndusInd Bank branch only to find out that cheque deposits were accepted only until 3:30 PM. Since she arrived late, her transaction got delayed by a day, leading to a minor inconvenience. This experience made her realise the importance of knowing bank timings to avoid delays in essential transactions.

What is IndusInd Bank?

IndusInd Bank is one of India’s leading private-sector banks, with a strong presence across the country. Established in 1994, it has steadily grown to offer a wide range of financial products and services, including retail banking, corporate banking, and wealth management solutions. 

The bank is known for its customer-centric approach, leveraging advanced technology to provide efficient banking experiences. IndusInd Bank operates a comprehensive network of branches and ATMs and has made significant strides in digital banking, providing customers with easy access to services through mobile banking and online platforms.

The Importance Of Knowing Bank Timings:

Understanding the bank timings of IndusInd Bank is essential for ensuring smooth and efficient banking transactions. Banks typically operate with fixed hours for both their branch and online services, and knowing these timings can help customers plan their visits and avoid delays. 

Knowing the bank’s operating hours helps customers:

1. Avoid Unnecessary Delays – Ensuring that they visit the bank during working hours for services like cash deposits, cheque processing, and account management.

    

2. Plan for Urgent Transactions – Being aware of the cut-off timings for services such as wire transfers or bill payments.

    

3. Maximise Service Availability – Taking advantage of personalised services that are only available during branch hours.

IndusInd Bank Timings

IndusInd Specialised Banking Service Timings

IndusInd Weekend and Holiday Timings

• IndusInd Bank branches are closed on all weekends, holidays, Sundays, and on the 2nd and 4th Saturdays of each month.
• Branch timings for cash deposits and other banking services may vary by location.
• Some branches are open 365 days a year, operating from 8 AM to 8 PM.
• Extended hours are available at certain branches to accommodate customer needs.

IndusInd Bank Fund Transfer Timings

1. NEFT (National Electronic Funds Transfer)
   • Availability: Round the clock, 365 days a year.

   • Settlement: NEFT transactions are settled in half-hourly batches. While it is available 24/7, the actual settlement time typically takes up to two hours as per batch timings.

      

2. RTGS (Real-Time Gross Settlement)
   • Availability: Available 24/7, 365 days a year (since December 14, 2020).

   • Settlement: Transactions are processed in real time, meaning the funds are transferred instantly.

      

3. IMPS (Immediate Payment Service)
   • Availability: Available 24/7, 365 days a year, even on holidays.
   • Settlement: IMPS transactions are settled instantly as soon as they are initiated.

Digital Banking Service Availability

The IndusInd Bank Mobile Banking App is designed to make managing your finances simpler, smarter, and more secure. Whether you need to handle your deposit and loan accounts, debit or credit cards, or investments in mutual funds, the upgraded app seamlessly brings everything together for a smoother experience.

With its sleek new design, faster and more intuitive navigation, advanced payment options, smart reminders, and personalised insights, the app offers a next-gen banking experience that fits perfectly into your lifestyle.

IndusInd Bank Important Timings

7 working days

Issue of Demand Draft

1 hour

Duplicate ATM/Debit Card Issuance

7 working days

Card Hotlisting (Blocking a Lost Card)

20 minutes

Passbook Issuance