IndusInd Bank Timings – Working Hours, Lunch Break & Holiday Schedule 2025

Anjali, a marketing professional, had an urgent cheque deposit to make for her home loan EMI. She reached her nearest IndusInd Bank branch only to find out that cheque deposits were accepted only until 3:30 PM. Since she arrived late, her transaction got delayed by a day, leading to a minor inconvenience. This experience made her realise the importance of knowing bank timings to avoid delays in essential transactions.

What is IndusInd Bank?

IndusInd Bank is one of India’s leading private-sector banks, with a strong presence across the country. Established in 1994, it has steadily grown to offer a wide range of financial products and services, including retail banking, corporate banking, and wealth management solutions. 

The bank is known for its customer-centric approach, leveraging advanced technology to provide efficient banking experiences. IndusInd Bank operates a comprehensive network of branches and ATMs and has made significant strides in digital banking, providing customers with easy access to services through mobile banking and online platforms.

The Importance Of Knowing Bank Timings:

Understanding the bank timings of IndusInd Bank is essential for ensuring smooth and efficient banking transactions. Banks typically operate with fixed hours for both their branch and online services, and knowing these timings can help customers plan their visits and avoid delays. 

Knowing the bank’s operating hours helps customers:

1. Avoid Unnecessary Delays – Ensuring that they visit the bank during working hours for services like cash deposits, cheque processing, and account management.

    

2. Plan for Urgent Transactions – Being aware of the cut-off timings for services such as wire transfers or bill payments.

    

3. Maximise Service Availability – Taking advantage of personalised services that are only available during branch hours.

IndusInd Bank Timings

IndusInd Specialised Banking Service Timings

IndusInd Weekend and Holiday Timings

• IndusInd Bank branches are closed on all weekends, holidays, Sundays, and on the 2nd and 4th Saturdays of each month.
• Branch timings for cash deposits and other banking services may vary by location.
• Some branches are open 365 days a year, operating from 8 AM to 8 PM.
• Extended hours are available at certain branches to accommodate customer needs.

IndusInd Bank Fund Transfer Timings

1. NEFT (National Electronic Funds Transfer)
   • Availability: Round the clock, 365 days a year.

   • Settlement: NEFT transactions are settled in half-hourly batches. While it is available 24/7, the actual settlement time typically takes up to two hours as per batch timings.

      

2. RTGS (Real-Time Gross Settlement)
   • Availability: Available 24/7, 365 days a year (since December 14, 2020).

   • Settlement: Transactions are processed in real time, meaning the funds are transferred instantly.

      

3. IMPS (Immediate Payment Service)
   • Availability: Available 24/7, 365 days a year, even on holidays.
   • Settlement: IMPS transactions are settled instantly as soon as they are initiated.

Digital Banking Service Availability

The IndusInd Bank Mobile Banking App is designed to make managing your finances simpler, smarter, and more secure. Whether you need to handle your deposit and loan accounts, debit or credit cards, or investments in mutual funds, the upgraded app seamlessly brings everything together for a smoother experience.

With its sleek new design, faster and more intuitive navigation, advanced payment options, smart reminders, and personalised insights, the app offers a next-gen banking experience that fits perfectly into your lifestyle.

IndusInd Bank Important Timings

Rahul’s Banking Experience with Proper Timing

Once Rahul understood these timings, he planned his banking tasks efficiently:

1. Cash Deposit & Withdrawal: He deposited his store’s daily earnings in 10 minutes at 10:30 AM before the afternoon rush.
   
   
2. Locker Access: He accessed his safe deposit locker at 11:00 AM since lockers were available during branch hours.
   
   
3. Cheque Deposit: He deposited a cheque before the cut-off time, ensuring clearance within 2 working days.
   
   
4. Card Hotlisting: When he misplaced his debit card, he called customer service, and the card was blocked within 20 minutes.
   
   
5. Demand Draft Issuance: He requested a demand draft, which was ready within 1 hour.

IndusInd Customer Care Timings

If you need assistance, you can reach out to IndusInd Bank Customer Care through the following contact numbers:

• 022 68577777
• 022 44066666
• 022 42207777
• 1860 267 7777

Customer Care Availability:

• Available 24/7, so you can connect at any time for support or inquiries.

Tips for Customers

1. Plan Your Visits Wisely:

• Try to visit the bank during non-peak hours to avoid long queues and complete your banking tasks more quickly.

2. Use Digital Banking:

• Take advantage of IndusInd Bank’s Mobile App and Net Banking, which are available 24/7. You can handle most of your banking tasks, like transferring money, paying bills, and checking balances, anytime you need.

3. Stay Informed:

• Keep track of any special schedules or holidays when the bank might be closed. This will help you plan your banking activities.

4. Know the Services Available:

• For services like NEFT and RTGS, understand how they work, especially their processing times, so you can plan your transactions accordingly.

5. Use Smart Features:

• Set up payment reminders and subscription management on the app, so you never miss a payment or renewal.

By following these tips, you can make your banking experience with IndusInd Bank smoother and more efficient.

FAQ’s

1. Are IndusInd Bank branches open on the 2nd and 4th Saturdays of the month?

 No, all IndusInd Bank branches are closed on the 2nd and 4th Saturdays of each month, as per the RBI’s press release dated 28.08.2019, which designates these days as public holidays.

2. Can I use IndusInd Bank’s services on holidays?

Yes, digital banking services like mobile banking, NEFT, IMPS, and UPI are available 24/7, even on holidays, allowing you to manage your banking needs anytime.

3. What is the VideoBranch service offered by IndusInd Bank?

 VideoBranch is an exclusive service for all IndusInd Bank customers, allowing them to connect with branch managers, relationship managers, or a centralized VideoBranch through video calls for assistance.

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