J&K Bank Account Number – How to Find It Quickly

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“Security Tips kis liye Bhai?” Do you know how many scams happen daily? However, you can save yourself from scams by following our exciting tips, which help you overcome scammers. 

Here is the list of the security tips for the J&K Account number.
 

• Avoid using public Wi-Fi for banking. These networks are usually not secure and can be easily monitored. Always use a safe, private network when accessing your financial accounts.

• Be careful about sharing your bank account number and IFSC code. Do not give this information to people or organisations you do not know, especially if they contact you unexpectedly.

• Take care of your bank paperwork. Shred any old bank statements, ATM slips, or checks you no longer need, and keep your current records in a safe place.

• Never share sensitive information. J&K Bank will not request your ATM PIN, CVV, full card details, or OTP (One-Time Password) via phone, email, SMS, or social media. If someone asks for these details, it is a scam.

These are the tips for the J&K Bank account number that can help prevent scams.

Structure of J&K Bank Account Number 

Do you know the structure of the J&K Bank Account Number? If you don’t know, you can learn from here how the J&K Bank Account number structure works for us.

Here is the structure of the J&K Bank Account Number.

• The first four digits represent the branch code, also known as SOLID or Start of Line ID, where your account is held.
• The next five to nine digits show the type of personal account you have with the bank, such as savings or current. Each account type has its own unique code.
• Zeros are added between sections if needed to make the account number 16 digits long.
• The final digits are your unique account number.

Here’s an example to show how this structure works:

Let’s say you have a basic savings account at the Residency Road branch in Srinagar:
 

• Branch code (SOLID): 0003
• Savings account code: 05020
• Account number: 5130

So, your full 16-digit account number would be 003050205130. This is the structure of the J&K Bank Account Number.

Conclusion

You can quickly check your J&K Bank account details. Just use SMS banking, the mobile app, or net banking to find your 16-digit number and manage your finances from anywhere at any time.

FAQs

How can I check my J&K bank account? 

To check your J&K Bank account balance, you can use the mPAY Delight Plus mobile app, visit the bank’s website or internet banking portal, use a UPI app like Google Pay, go to an ATM, or call customer care.

How do I change my registered mobile number in the Jammu & Kashmir Bank Account?  

If you want to change your registered mobile number, please visit your nearest Jammu & Kashmir Bank branch. Bring a completed request form, and if you have a joint account, make sure all account holders sign it.

Can I check my account balance at an ATM?

Yes, you can check your account balance at any J&K Bank ATM. Just insert your ATM or debit card, select your account type, choose 'Account Summary,' and enter your PIN. Your balance will appear on the screen.

How can I open a secret bank account without my parents ever knowing about it?  

If you want to open a bank account without your parents finding out, you need to be of legal age. Open the account in your own name, use your own ID, and provide a different address for communication.

What's with J&K Bank UPI?  

J&K Bank offers UPI services through its mobile apps, including the newer mPay Delight+ app and the earlier JKB BHIM UPI app.