Key Insights 
 

1. Various methods help you find the J&K Bank Account number, such as netbanking, mobile app, welcome letter, passbook and visit a branch.

2. You can use your J&K Bank Account Number for various services, such as fund transfers, mobile banking, and bank verification.

3. You should avoid public Wi-Fi for banking to protect your J&K Bank Account Number. 

Ek wrong digit, aur J&K Bank me poora transaction fail. This overview shows how the structure of the account number keeps everything accurate.

J&K Bank Account Number is the unique number which defines your account as different from other account numbers. With the help of an account, you can transfer funds, view your statement, and pay your bills. 

The J&K Account Number has 16 digits, which show the account type and the Branch. The first four numbers indicate the branch code, and in the middle, they display the account type you have, while the remaining digits represent the actual account number.

Example:

I once forgot my account number, so I tried the J&K Bank balance check number and found out about their J&K Bank account number search by SMS. 

I sent a text to the given number and quickly got my full 16-digit account details. It saved me a trip to the branch.

How to Find J&K Bank Account Number?

“M apna account number kase dekh sakta hui?” Would you like to know about your account number? If the answer is yes, then the information below provides how to find your J&K bank account number details.

Here is the list of the options which help you find the J&K Bank Account Number. 

These are the methods you can use if you don’t know your J&K Account Number.

Bonus Tip: Do you know? If you are a first-time caller requesting a T-PIN, find the mobile number linked to your account and read out the last three digits to confirm your identity.

What is TPIN?

TPIN means Transaction Personal Identification Number. It is a 6-digit password you use to approve the sale of shares from your Demat account. This adds extra security and removes the need for a physical or pre-signed Power of Attorney (PoA) slip.

How to Use a J&K Bank Account Number?

“Mujhe mera account number kue pata hona chahaea m kya karuga uska”? You know your account number is the most crucial number which you can use in several places.

Here are the places where you can use your J&K Account Number.

• Fund Transfer: Use it to transfer money between your own J&K Bank accounts or to other J&K Bank accounts by first registering the payee.

• Online and Mobile Banking: Provide your 16-digit account number to register for J&K Bank's online or mobile banking services.

• Electronic Transfers: Use the account number and IFSC code for electronic transfers like NEFT, RTGS, and IMPS.

• Phone Banking: J&K Bank 16-digit account number search by sms. You may be asked to enter your 16-digit account number followed by the “#” key.

• Bank Verification: Your account number and other details, like date of birth or PAN, are used to verify your identity for online banking registration.

• For Mobile app account linking: In the J&K Bank app, go to Settings, select Manage Self-Linked Accounts, and enter the 16-digit account number to link it.

• For Fund transfer to another J&K account: Use the Fund Transfer feature in the app, register the new payee with their 16-digit account number, then proceed with the transfer.

This information helps you to know which you can use your J&K Bank Account Number for.

Security Tips for J&K Bank Account Number

“Security Tips kis liye Bhai?” Do you know how many scams happen daily? However, you can save yourself from scams by following our exciting tips, which help you overcome scammers. 

Here is the list of the security tips for the J&K Account number.
 

• Avoid using public Wi-Fi for banking. These networks are usually not secure and can be easily monitored. Always use a safe, private network when accessing your financial accounts.

• Be careful about sharing your bank account number and IFSC code. Do not give this information to people or organisations you do not know, especially if they contact you unexpectedly.

• Take care of your bank paperwork. Shred any old bank statements, ATM slips, or checks you no longer need, and keep your current records in a safe place.

• Never share sensitive information. J&K Bank will not request your ATM PIN, CVV, full card details, or OTP (One-Time Password) via phone, email, SMS, or social media. If someone asks for these details, it is a scam.

These are the tips for the J&K Bank account number that can help prevent scams.

Structure of J&K Bank Account Number 

Do you know the structure of the J&K Bank Account Number? If you don’t know, you can learn from here how the J&K Bank Account number structure works for us.

Here is the structure of the J&K Bank Account Number.

• The first four digits represent the branch code, also known as SOLID or Start of Line ID, where your account is held.
• The next five to nine digits show the type of personal account you have with the bank, such as savings or current. Each account type has its own unique code.
• Zeros are added between sections if needed to make the account number 16 digits long.
• The final digits are your unique account number.

Here’s an example to show how this structure works:

Let’s say you have a basic savings account at the Residency Road branch in Srinagar:
 

• Branch code (SOLID): 0003
• Savings account code: 05020
• Account number: 5130

So, your full 16-digit account number would be 003050205130. This is the structure of the J&K Bank Account Number.

Conclusion

You can quickly check your J&K Bank account details. Just use SMS banking, the mobile app, or net banking to find your 16-digit number and manage your finances from anywhere at any time.

FAQs

How can I check my J&K bank account? 

To check your J&K Bank account balance, you can use the mPAY Delight Plus mobile app, visit the bank’s website or internet banking portal, use a UPI app like Google Pay, go to an ATM, or call customer care.

How do I change my registered mobile number in the Jammu & Kashmir Bank Account?  

If you want to change your registered mobile number, please visit your nearest Jammu & Kashmir Bank branch. Bring a completed request form, and if you have a joint account, make sure all account holders sign it.

Can I check my account balance at an ATM?

Yes, you can check your account balance at any J&K Bank ATM. Just insert your ATM or debit card, select your account type, choose 'Account Summary,' and enter your PIN. Your balance will appear on the screen.

How can I open a secret bank account without my parents ever knowing about it?  

If you want to open a bank account without your parents finding out, you need to be of legal age. Open the account in your own name, use your own ID, and provide a different address for communication.

What's with J&K Bank UPI?  

J&K Bank offers UPI services through its mobile apps, including the newer mPay Delight+ app and the earlier JKB BHIM UPI app.
 

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About the Author

LoansJagat Team

‘Simplify Finance for Everyone.’ This is the common goal of our team, as we try to explain any topic with relatable examples. From personal to business finance, managing EMIs to becoming debt-free, we do extensive research on each and every parameter, so you don’t have to. Scroll up and have a look at what 15+ years of experience in the BFSI sector looks like.