Zomato Credit Card – Rewards, Cashback & Dining Benefits

Key Takeaways:
 

• Zomato Credit Card discounts work best when promo codes are applied at checkout and the correct credit card is used.
   
• Using Zomato Credit Card offers regularly can lead to monthly savings of ₹300–₹1,000 for frequent users.
   
• Credit card users can track savings, cashback, and reward points using bank apps or statements.
   
• Always check the offer period and usage limit before placing an order to avoid missing out on discounts.

BONUS: MANY FOOD APPS, INCLUDING ZOMATO, NOW OFFER DINE-IN DISCOUNTS AT RESTAURANTS WHEN YOU PAY USING A ZOMATO CREDIT CARD. SOME OF THESE OFFERS GO UP TO 50% AND WORK AT BOTH LARGE FAMILY RESTAURANTS AND SMALL CAFES.

BONUS: AN UNLIMITED REWARDS PROGRAMME ON ZOMATO FOOD ORDERS HAS BEEN LAUNCHED THROUGH A PARTNERSHIP BETWEEN ZOMATO AND TATA DIGITAL, APPLICABLE ON PAYMENTS MADE USING THE TATA NEU HDFC BANK CREDIT CARD.

Zomato Credit Card refers to any credit card that offers exclusive discounts, cashback, or rewards on food orders and dining experiences made through the Zomato app or website, in partnership with specific banks.

These Zomato Credit Card offers can be availed using cards from several leading banks. For instance, the RBL Zomato Credit Card provides 10 Edition Cash for every ₹100 spent on Zomato. The DigiSmart Card offers a 10% discount on Zomato orders, up to ₹150 per order. Similarly, the HDFC Bank PIXEL PLAY Credit Card gives 5% cashback, and HSBC Credit Cards offer a 12% discount, capped at ₹500, on dining through the Zomato app or website. IDBI Bank Credit Cards also provide special discounts on Zomato transactions.

To enjoy these benefits, the correct promo code must be entered in the E-Coupon field while checking out, and payment must be made using the eligible credit card. These offers usually cannot be combined with other Zomato deals, and taxes remain applicable. Each offer is governed by its own terms and conditions, so it’s important to check them before ordering.

Let’s understand how this works with a simple example.

Raj decided to order his favourite food from Zomato using his Axis Bank NEO Credit Card. His bill was ₹500, and he applied the promo code 'AXISNEO', which gave him a 40% discount. This saved him ₹200, and he paid only ₹300. Even if his bill was ₹1,000, the maximum discount available was ₹120, which still gave him excellent value.

This is just one example of how bank credit cards like Axis, RBL, DigiSmart, HDFC, HSBC, and IDBI offer useful savings on Zomato. From cashback to flat discounts, saving money while enjoying food has never been easier.

In this blog, you will learn everything about Zomato Credit Cards, how to use them, the latest offers, and how to maximise your savings.

Zomato Credit Card Offers:

Zomato has partnered with multiple banks to provide exclusive discounts on food delivery and dining. These offers are available for credit and debit cardholders, depending on the bank and card type. From flat ₹75 off to 15% cashback, here are the active Zomato card offers you can use this month:

1. HSBC Credit Card Dining Offer on Zomato

This offer is for those who like dining out on weekends. Zomato and HSBC have teamed up to offer savings when booking restaurants through the Zomato app or website.

• Discount Offered: 12% off (up to ₹500)
   
• Minimum Bill Amount: ₹2,500
   
• Valid Days: Fridays and Saturdays
   
• Offer Limit: Once per card per month
   
• Eligibility: Only for HSBC Credit Cards (excluding HSBC Live+ or Cashback Credit Cards with the 431104 BIN)
   
• How to Avail: Use the Zomato app/website and apply the promo code before payment

This offer is valid only at selected partner restaurants and cannot be used with other Zomato discounts. Make sure to read the full offer terms before booking.

2. IDFC FIRST Bank Debit Card Offer on Zomato

If you're using an IDFC FIRST Bank Debit Card, you can save ₹75 on your weekend orders.

• Discount Offered: ₹75 off
   
• Minimum Bill Amount: ₹749
   
• Valid Days: Saturdays and Sundays
   
• Offer Limit: Once per card per month
   
• How to Avail: Use promo code IDFCFEAST while checking out
   
• Payment Mode: IDFC FIRST Bank Debit Card only

This offer applies only at select restaurants on Zomato and cannot be used with credit cards or other payment modes.

3. Federal Bank Celesta Card Offer on Zomato

Federal Bank offers two types of discounts on Zomato, one for regular debit card users and one for Celesta cardholders.

• Regular Debit Card Offer:
  • Discount: 10% off (up to ₹100)
  • Minimum Order: ₹499
  • Valid Days: Friday to Sunday
  • Usage Limit: Once per card per month
  • Promo Code: FEDSAVVIDYADC
     
• Celesta Card Offer:
  • Discount: 15% off (up to ₹150)
  • Minimum Order: ₹499
  • Valid Days: All days
  • Usage Limit: Twice per card per month
  • Promo Code: FEDERALCELESTA

Only Federal Bank debit and credit cards are eligible. These offers cannot be combined with other ongoing Zomato discounts.

4. Axis Bank NEO Credit Card Offer on Zomato

Axis Bank credit cardholders can enjoy a flat discount on food orders when paying with their NEO card.

• Discount Offered: 40% off (maximum ₹120)
   
• Minimum Order: ₹200
   
• Promo Code: AXISNEO
   
• Usage Limit: Twice per card per month
   
• Payment Mode: Axis Bank NEO Credit Card only

This offer is valid only for food delivery and not for dine-in bookings. It is not applicable on UPI-linked NEO RuPay Credit Cards.

5. Deutsche Bank Debit Card Offer on Zomato

Deutsche Bank has a festive offer on Zomato orders placed using select debit cards.

• Discount Offered: Flat ₹200 off
   
• Minimum Order Amount: ₹799
   
• Valid Cards: Deutsche Bank Infinite, Signature, and Platinum Debit Cards
   
• Promo Code: DBFEST or DBTREAT
   
• Validity: Till 30th September 2025
   
• Usage: Limited to eligible cards only

This offer gives instant savings and works best for higher-value weekend orders.

All Zomato card offers mentioned above are:

• Time-sensitive
   
• Available only on eligible cards
   
• Subject to the correct promo code application at checkout

These offers cannot usually be clubbed with other Zomato deals, and taxes/delivery charges are applied separately.

Let’s understand it with an example:

One Saturday, Raj was in the mood for a nice dinner from his Zomato credit card: 

• Raj's Saturday Dinner: Raj chooses to indulge himself with a good dinner from Zomato. His order amounts to ₹900.
   
• How to use the HSBC Credit Card: Raj owns an HSBC Credit Card, which gives a ₹75 discount on orders over ₹749.
   
• Using the Discount: When Raj checks out, he enters the coupon code 'HSBCFEAST' to receive ₹75 off his ₹900 purchase.
   
• Final Payment: Once the discount has been deducted, Raj only pays ₹825 for his food (₹900 - ₹75).

By using his HSBC Credit Card and the correct promo code, Raj was able to save ₹75 on his Zomato order. This small but effective discount made his weekend meal more affordable. With Zomato Credit Card offers, regular food orders can become budget-friendly when the right card and code are used.

3. HDFC Bank The PIXEL PLAY Zomato credit card Offers:

Now you can save with Zomato offers while ordering food or going out to dine using your Credit Card.

Pixel Play HDFC Bank Credit Card will offer the following exclusive offers:

• 5% cash back for dining and entertainment, including restaurants on Zomato

• Zomato on Credit Cards saves you money while eating out or ordering food online. Cashback rewards and discounts make each meal more rewarding. 

For example, the PIXEL PLAY Credit Card by HDFC Bank is a digital credit card that gives cashback on payments, including Zomato. Save money eating out or ordering food with Zomato offers on your Credit Card.

• With HDFC Bank's PIXEL PLAY Credit Card, you can enjoy privileged benefits like 5% cashback on dining and entertainment, including on Zomato.

• Zomato Credit Cards help you save money when you dine out or order food online. From cashback rewards to offers, these offers make every meal more rewarding. 

The HDFC PIXEL PLAY Credit Card rewards you with cashback every time you order or dine using Zomato.

For example, HDFC Bank's PIXEL PLAY Credit Card is a contactless and digital card that gives cashback on spending, even on Zomato.

To understand how the HDFC Bank PIXEL PLAY Credit Card benefits users on Zomato, let’s look at a real-life example of Raj placing a weekend food order and earning cashback in the form of PIXEL CashPoints: 

By paying with his HDFC Bank PIXEL PLAY Credit Card, Raj not only enjoyed his meal but also earned ₹50 in PIXEL CashPoints. 

4. Axis Bank NEO Credit Card Zomato Offers:

Here’s the information about Axis Bank NEO Credit Card Zomato offers in a table format:
 

Axis Bank NEO Credit Card users can enjoy a flat discount on Zomato orders by using the correct promo code during checkout.

Let’s understand it with an example:

One Sunday, Raj was yearning for his favourite Zomato meal and came across a tasty spread costing ₹500. Looking forward to purchasing with his Axis Bank NEO Credit Card,

• He applied the promo code 'AXISNEO' during checkout. 
   
• His 40% discount saved him ₹200 from the original price. 
   
• Raj now had to pay only ₹300 for his meal. 
   
• He understood that if his bill was ₹1,000, he would still receive the highest discount of ₹120. 

With his Axis Bank NEO Credit Card, Raj not only had a delicious meal but also saved money, making his Sunday evening even more wonderful!

5. IDBI Bank Zomato Offers:

IDBI Bank offers a variety of credit cards that can be used on Zomato, including the Royale Signature, Aspire Platinum, and Winnings cards. 

Here’s the information about IDBI Bank Zomato Offers in a table format:
 

IDBI Bank credit card holders can save on both food delivery and restaurant dining, but only if they use the right codes and meet the spending limits.

Let’s understand it with an example:

One night, Aman ordered a tasty meal from Zomato for ₹350. He was eager to use his IDBI Bank Credit Card and used the promo code IDBIFEAST at the time of checkout. 

• As he expected to save ₹87.5 with the 25% discount, but because the maximum discount allowed was ₹100, Aman received the entire ₹100 discount. 
   
• His bill came down to ₹250 from ₹350, which was an excellent bargain! 
   
• If Aman had eaten at a restaurant and spent ₹2,500, he could have saved ₹500 by using the DININGIDBI code. 

With his IDBI Bank card, Aman had a delicious meal at a bargain. 

Conclusion:

Zomato provides amazing discounts when you pay with a Zomato Credit Card from banks such as Axis, HSBC, HDFC, IDBI, and more. Be it discounts, cashback, or offers, you can make every meal more economical. Raj got a 40% discount using his Axis Bank NEO Credit Card, while Aman saved ₹100 using his IDBI Bank card. 

From dining discounts to cashback on food orders, these credit cards are a great value. So, the next time you’re ordering from Zomato, don’t forget to use the right promo code and pay with your credit card for amazing savings.

FAQs related to Zomato Credit Card:

1. Can Zomato Credit Card rewards be combined with Zomato Gold or subscriptions?
No, most offers cannot be combined with Zomato Gold or other subscriptions.

2. What if the right promo code is used but the wrong card is selected?
The discount won't apply unless both the promo code and the eligible card are used together.

3. When is cashback from Zomato Credit Cards credited?
Cashback or points are usually credited within 7–30 days.

4. Are Zomato Credit Card offers valid on Swiggy Genie or Dunzo?
No, these offers apply only on Zomato’s app or website.

5. Can these offers be used on large or party orders?
Yes, but discounts are capped. Order value doesn’t increase the discount limit.

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