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LoansJagat Team
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4 Min
11 Jul 2025
No more bureaucratic delays, but transparency in circulation of government funds more than ₹75 crore.
That’s the promise the Reserve Bank of India is ushering in with its latest directive. The process by which large governments are processed will change from 16th July, 2025, shifting to the quick and secure RBI e-Kuber platform.
So, when will big government payments be processed through the RBI e-Kuber portal?
As per the Reserve Bank of India’s recent bulletin, all government payments exceeding ₹75 crore will now mandatorily be routed through the e-Kuber platform from July 16 onwards.
e-Kuber, which already serves as the RBI’s Core Banking Solution (CBS), will handle all high-value disbursements from Central and State Governments.
The move ensures a more efficient, transparent, and auditable payment ecosystem. All existing practices involving manual interfaces or third-party banks for such transactions will be phased out for the defined payment thresholds.
Until now, the government could issue payments up to ₹500 crore via conventional banking channels, and for certain categories, the cap was ₹100 crore.
With the new change, this threshold is being sharply reduced to ₹75 crore. This signals a major shift in India’s approach to public finance management.
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Importantly, the RBI has indicated that the threshold may be lowered further to ₹50 crore in the coming months. This phased transition highlights the regulator’s commitment to bring greater digital oversight and accountability into high-value government fund flows.
The e-Kuber system is more than just a payment gateway. It is a comprehensive digital solution tailored for secure, efficient, and transparent fund management. Here are its standout features:
These capabilities are designed to ensure that public funds are tracked, managed, and distributed with unmatched transparency and security.
This policy update will impact a wide spectrum of public sector entities:
These entities must ensure their finance teams are aligned with the RBI’s mandate and technically equipped to process payments via e-Kuber.
The RBI’s move is not just procedural; it reflects a larger vision:
This update is aligned with India’s broader push towards "Digital India" and fiscal discipline, ensuring taxpayers’ money is used responsibly and efficiently.
With the integration of the RBI e-Kuber platform for high-value government payments, India is stepping into a new era of digitized governance.
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This move aims to close loopholes, enhance fund traceability, and ensure real-time processing of large government expenditures.
As July 16 approaches, ministries and public institutions must adapt swiftly to leverage this transformative shift, and ensure that every rupee of public money is accounted for in real time.
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LoansJagat Team
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