Bank of Baroda Timings – Working Hours, Lunch Break & Holidays

*T&C Apply

RTGS (Real-Time Gross Settlement)

24x7 (Including weekends & holidays)

Real-time processing

Minimum: ₹2 lakh; No upper limit

Online: Free

Branch:

₹2-5 lakh: ₹25

₹5 lakh+: ₹50

A company transfers ₹7,00,000 via RTGS:

Charges: ₹50

Total Deducted: ₹7,00,050

Online: ₹7,00,000 (No charges)

IMPS (Immediate Payment Service)

24x7 (Including weekends & holidays)

Instant fund transfer

Varies by bank policy

₹1,000 to ₹1 lakh: ₹5 per transaction

A person transfers ₹50,000 via IMPS:

Charges: ₹5

Total Deducted: ₹50,005 (Instant transfer)

Transfer Charges (Branch Banking)

Tips:

• For Cost-Effective Transfers: Use Net Banking or Mobile Banking for NEFT and RTGS, as they are free online.
• For Urgent Transfers: Use IMPS, which is instant but comes with a nominal charge.
• For High-Value Transactions: Use RTGS for transactions above ₹2 lakh, as it offers real-time processing.
  
  Also Read –  Bank of Baroda Locker Charges
   

What Are the Bank of Baroda Digital Banking Services and Their Availability? 

Key Notes:

• Net Banking & Mobile Banking: 24/7 availability for a wide range of services, including fund transfers and bill payments.
• ATM Services: Available 24/7 with a broad network of ATMs across India, offering services like cash withdrawals, balance inquiries, mini-statements, and fund transfers between BoB accounts.
   

What Are the Bank of Baroda Customer Care Timings? 

General Customer Support:

• 24/7 Toll-Free Numbers:
  • Domestic Customers: 1800 5700 / 1800 5000

  • International Calls: +91 79-66296009

     

• These lines are operational around the clock, assisting with general inquiries, account information, and emergency services like card blocking.
   

Specialised Services:
 

• Pradhan Mantri Jan Dhan Yojana (PMJDY) and Financial Inclusion Schemes:
  • Dedicated Toll-Free Number: 1800 102 7788

  • Operational Hours: 6:00 AM to 10:00 PM

     

• This service caters to PMJDY customers and other financial inclusion initiatives.
   
• Credit Card Services:
  • 24/7 Toll-Free Numbers: 1800 103 1006 / 1800 225 100

  • Email Support: crm@bobfinancial.com 

     

• These channels assist with credit card-related queries, including reporting lost or stolen cards, billing inquiries, and reward point information.
   

NRI Customer Support:

• 24/7 Helpline:
   
  • From Overseas: +91 79-66296629
  • From India: 1800 5700 / 1800 5000
  • Email Support: nricustomercare@bankofbaroda.com
• Dedicated to Non-Resident Indian customers, this service addresses international banking needs and concerns.
   

Tips for Customers:

• Immediate Reporting: In case of lost or stolen cards, contact the bank immediately using the 24/7 helpline to block the card and prevent unauthorized transactions.
   
• Utilise Missed Call Services: For quick information:
  • Balance Inquiry: Missed call to 8468001111
  • Mini Statement: Missed call to 8468001122
     
• Ensure your mobile number is registered with the bank to access these services.
   
• Email Communication: For non-urgent queries, consider emailing the respective department, which allows for detailed explanations and provides a written record of communication
   
• Time Zone Awareness: NRI customers should consider time zone differences when contacting customer support to ensure prompt assistance.

FAQs

Q. How can I deposit a cheque during post banking hours?

You can deposit your check in the ATM by going to the closest one and filling out the payee slip, even if the bank is closed. If you wish to deposit a cheque, you do not need to go to the bank every time.

Q. What are the Bank of Baroda locker charges?

Using the bank's locker service costs Rs. 900 in semi-urban or rural areas and Rs. 1500 in metro and urban areas. The fees can go up to Rs. 8,000 in semi-urban or rural areas and Rs. 10,000 in metros and urban areas.

Q. What are the customer care times for Bank of Baroda?

Bank of Baroda offers 24/7 customer support through toll-free numbers for general inquiries, account info, and emergency services. Domestic customers can call 1800 5700 or 1800 5000, while international customers can reach +91 79-66296009. For PMJDY and financial inclusion services, the dedicated number is 1800 102 7788 (6:00 AM to 10:00 PM). 

Credit card services are available through 1800 103 1006 / 1800 225 100 or via email at crm@bobfinancial.com  for card-related queries. These support options ensure customers have assistance at any time.

What is the working time of Bank of Baroda? 

Bank of Baroda working time is usually 9:30 AM to 4:30 PM from Monday to Friday.

What is a bank holiday? 

A bank holiday is a day when banks remain closed due to national, state or festival holidays.

What Are the Bank of Baroda Timings on Saturday?

Bank of Baroda works half a day on Saturday from 9:30 AM to 1:30 PM in most branches.

What Are the Bank of Baroda Timings for Customers?

Bank of Baroda customer timings are 9:30 AM to 4:30 PM on weekdays and till 1:30 PM on Saturday.

What Are the Bank of Baroda Timings for Employees?

Bank of Baroda employees usually work from 9:00 AM to 5:00 PM, including some extra office hours.