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LoansJagat Team
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10 Min
26 Jun 2025
Nikita Shah, a 27-year-old marketing executive from Mumbai, decided in March 2025 to pursue a one-year postgraduate course in London. She had all her documents ready, her acceptance letter in hand, and a clear travel plan – yet her visa process took 37 days, considerably longer than expected.
The delay occurred because she had submitted her application via an unofficial third-party website and had provided incomplete biometric data.
Had she known the right official website (www.gov.uk for the UK visa), and submitted the correct details the first time, the process could have been completed in under 15 working days. Nikita’s experience is a strong reminder of how important it is to follow the right steps and submit the correct information when applying for a visa.
A visa is an official endorsement stamped or electronically linked to your passport that permits you to enter, stay, or leave a foreign country for a specified period. It acts as a screening tool used by countries to verify the intent, identity, and background of international travellers.
There are different formats:
Each country has its own rules and application procedure. In most cases, you must apply before you travel, unless you qualify for a visa-free agreement or a VoA option.
In 2024 alone, over 2.3 million visa applications were filed from India, out of which 18% were rejected due to improper documentation or selecting the wrong visa type.
Visas are more than just a legal requirement, they serve as a form of identity validation and entry permission. Without a visa, you might not be allowed to board a flight or enter your chosen destination.
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Here’s why a visa matters:
Purpose of Travel | Visa Needed? | Duration Allowed | Example |
Tourism | Yes | 15–90 Days | 30-day Schengen Visa |
Business Meetings | Yes | 30–180 Days | UK Business Visa |
Study | Yes | Depends on Course | Canada Study Permit |
Work or Employment | Yes | Long-term | H1-B for USA |
Family Reunion | Yes | Varies | Australia Family Visa |
Example: A person planning to work in Germany on a long-term contract would require a German National Visa (D-type). Entering on a tourist visa and seeking a job is illegal and leads to deportation.
Visas can be classified in several ways by purpose, duration, or entry type. Knowing the correct category before starting your application helps you submit accurate forms and documents, increasing your chances of approval.
Each visa type is tied to the reason for your visit. Choosing the wrong one can cause rejection.
Visa Type | Purpose | Common Countries | Validity |
Tourist Visa | Leisure, travel, sightseeing | Thailand, UK | 15–90 Days |
Student Visa | Academic courses | USA, Canada, UK | 1–5 Years |
Work Visa | Job or employment abroad | UAE, Germany | 1–5 Years |
Business Visa | Conferences, meetings | Singapore, Japan | 1–12 Months |
Transit Visa | Connecting through the country | UAE, Qatar | 24–96 Hours |
Medical Visa | For medical treatment abroad | India, Turkey | 30–90 Days |
Example: Rohan applied for a tourist visa to Canada for 7 days but mentioned "visiting university campuses" as his purpose. Since this aligns with academic intent, his visa was denied for applying under the wrong category.
Entry Type | Description | Validity | Example Use Case |
Single Entry | Valid for one-time entry only | Varies | Thailand Tourist Visa |
Multiple Entry | Allows multiple entries within a timeframe | 1–5 Years | USA B1/B2 Visa |
Example: Out of 100 Schengen Visa applications from India, about 65% are for multiple-entry visas, especially for those who travel across Europe frequently for business.
Visa Type | Description | Countries Commonly Offering |
Short-term Visa | Less than 90 days | Japan, Thailand, Germany |
Long-term Visa | More than 90 days (student, work) | USA, UK, Australia |
Permanent Visa | For immigrants/residents | Canada, New Zealand |
Example: An Indian IT professional received a German Blue Card Visa valid for 4 years, after which he can apply for permanent residency. Without applying under the correct long-term work visa category, this wouldn’t be possible.
Choosing the correct visa is one of the most important steps in your application journey. Each visa is designed for a specific purpose—be it tourism, study, work, or family visits. Applying for the wrong visa type could lead to delays or outright rejection.
Also Read - How To Apply For Passport in India
Let’s take the case of Sonia Verma, a 29-year-old software engineer from Pune, who wanted to work in the UK. Initially, she applied for a Standard Visitor Visa thinking she could convert it later into a work visa. Her application was rejected. She later discovered that she should have applied for the Skilled Worker Visa, which allows you to live and work in the UK if you have a job offer from an approved employer.
Purpose of Visit | Visa Type | Official Source |
Tourism | Standard Visitor Visa | gov.uk/visit |
Studying | Student Visa | gov.uk/student-visa |
Working | Skilled Worker Visa | gov.uk/skilled-worker |
Joining Family | Family Visa | gov.uk/family-visa |
Business/Conference | Business Visitor Visa | gov.uk/visit |
Example: According to UK Home Office statistics, 41% of visa rejections in 2023 were due to applicants applying under the incorrect visa category.
Tip: Always use the visa checker tool on the respective immigration website. For the UK, use www.gov.uk/check-uk-visato to determine which visa you need.
While the specific documents vary depending on the type of visa and country, there are some essential documents commonly required:
Purpose-specific documents (e.g., job offer, admission letter)
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Let’s look at Rahul Singh, a 24-year-old MBA aspirant from Delhi. He applied for a Student Visa to Canada. His application got delayed because he forgot to attach a Letter of Acceptance from the Canadian university, a mandatory document.
Country | Student Visa Requirements |
UK | CAS (Confirmation of Acceptance for Studies), TB test result, proof of funds |
USA | I-20 Form, SEVIS Fee receipt, proof of ties to home country |
Canada | Letter of Acceptance (LOA), GIC Certificate, and medical exam if required |
Australia | CoE (Confirmation of Enrolment), Overseas Student Health Cover (OSHC), and financial documents |
Example: Based on VFS Global data, almost 35% of delayed applications in 2022 were due to incomplete or incorrect
documentation.
Tip: Always download the official document checklist from the relevant consulate or visa centre website before applying.
The visa application process typically involves several steps. Let’s break it down using a real-life example.
Priya Sharma, a 31-year-old HR executive from Mumbai, applied for a Tourist Visa to France (Schengen Visa) in April 2024. Here’s how she completed the process:
Stage | Tools/Sites Used | Time Required |
Form Submission | France-Visas | 1 hour |
Appointment Booking | VFS Global | 2–3 days advance |
Document Collection | Checklist from the embassy website | 1 week |
Processing Time | Embassy/VFS | 10–15 working days |
Example: The average processing time for a Schengen Visa in 2024 is 15 calendar days, but it can extend up to 60 days during peak travel seasons.
Tip: Always apply at least 30 days in advance to avoid last-minute hiccups.
Visa fees and processing times differ based on the country and visa type. It’s essential to factor these into your travel planning and budget.
Take Amit Kulkarni, a 37-year-old entrepreneur from Hyderabad, who applied for a Business Visa to the USA. He paid a fee of $185 (approx. ₹15,300) and waited 21 calendar days for his visa to arrive.
Country | Visa Type | Fee (Local Currency) | Approx. in ₹ | Processing Time |
USA | B1/B2 (Tourist/Business) | $185 | ₹15,300 | 15–21 days |
UK | Standard Visitor | £115 | ₹12,000 | 15 working days |
Canada | Visitor Visa | CAD 100 | ₹6,000 | 20–30 working days |
Australia | eVisitor (subclass 651) | Free | ₹0 | 1–4 weeks |
Example: As per official data from UKVI and the US State Department, visa processing delays increased by 18% in 2023 due to backlog from COVID-19 and increased demand.
Visa interviews are designed to verify your intentions and documentation. It’s not a test, but your answers need to be honest, clear, and confident.
Let’s revisit Sonia Verma, who had to face a UK visa officer for her work visa. During her interview, she was asked about her employer, salary package, and intended place of stay in the UK. Her precise answers and strong documentation helped her get the visa within 10 days.
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Dos | Don’ts |
Carry all required documents | Don’t memorise answers word-for-word |
Dress neatly and conservatively | Don’t provide vague or inconsistent information |
Answer confidently but truthfully | Don’t argue or get defensive |
Reach the interview venue at least 30 minutes early | Don’t forget your passport or appointment letter |
Example: According to a 2023 VFS Global report, 82% of applicants who had prepared mock interviews received visa approval on the first attempt.
Pro Tip: Practice mock interviews with friends or use online coaching platforms. Maintain eye contact, and don’t hesitate to clarify if you don’t understand a question.
Visa rejection is disappointing, but not the end of the road. Understanding why it happened can help you reapply successfully.
Take Neha Kapoor, a 26-year-old graphic designer, who applied for a Tourist Visa to Germany. Her visa was rejected due to:
Ambiguous travel itinerary
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Reason for Rejection | Solution |
Incomplete documentation | Review the checklist and resubmit the complete papers |
Weak financial proof | Attach 6-month bank statements, ITR, and a sponsor letter |
Unclear purpose of visit | Provide a cover letter with a clear itinerary and intent |
Lack of ties to the home country | Show job, property documents, and family responsibilities |
Example: As per Schengen Visa stats 2023, over 7.6% of total applications were rejected. That’s 1 in every 13 applications.
Important: Reapplying without addressing the earlier issues will likely lead to repeat rejection.
Useful links:
Applying for a visa doesn’t have to be a stressful process if you’re well-informed and organised. Every step counts, from selecting the right visa type to attending your biometric appointment. Being meticulous with your application can make the process smoother and increase your chances of approval.
1. Can I apply for multiple country visas at the same time?
Yes, as long as your travel plans justify both applications.
2. Is visa rejection permanent?
No, you can reapply after resolving the issues that caused the rejection.
3. How long is a tourist visa valid?
It varies by country, commonly 90 days for Schengen and 6 months for the UK.
4. Can I extend my visa after arrival?
Usually no, unless there's a valid emergency or exceptional situation.
5. What is biometric enrolment?
It’s the process of submitting your fingerprints and photographs during your visa appointment.
Other Official Documents Pages | ||
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LoansJagat Team
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