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Aman, a small business owner, had an urgent payment to make to one of his suppliers. He planned to withdraw cash from his UCO Bank branch but wasn’t aware of the bank’s working hours. The first time he visited, he arrived late in the evening, only to find the bank had closed at 4:00 PM.
Determined to avoid such issues in the future, he checked UCO Bank’s official timings and noted that it operates from 10:00 AM to 4:00 PM on weekdays, with shorter hours on Saturdays.
The next day, Aman reached the bank in the morning and efficiently completed his cash withdrawal. He also took the opportunity to deposit some extra funds into his savings account and inquired about a business loan. Since he was aware of the bank's operational hours, he planned his visit smartly, avoiding long queues and last-minute rushes.
Understanding UCO Bank’s timings not only saved Aman valuable time but also ensured his transactions were processed without delays.
Knowing the bank timings is crucial for ensuring smooth and efficient banking transactions. UCO Bank, like many others, has specific working hours for different services such as cash deposits, withdrawals, and loan processing. Being aware of the timings helps customers avoid long waiting times and plan their visits accordingly.
Typically, UCO Bank operates from 10:00 AM to 4:00 PM on weekdays, with shorter hours on Saturdays. It is also important to be aware of holidays and other exceptions, especially during the festive season.
By understanding the bank's schedule, customers can ensure that their transactions are processed on time, whether for cash handling, online services, or meetings with bank representatives.
UCO Bank Opening Time | 10 AM |
UCO Bank Closing Time | 4 PM |
UCO Bank Working Days | Monday to Saturday |
UCO Bank Lunch Timings |
Cash Deposit and Withdrawal Timings | 10 AM - 4 PM |
Locker facility Access Hours | 10 AM - 4 PM |
Customer Support Desk Timings | 24/7 |
Day | Bank Timings |
Monday to Friday | 10:00 AM to 4:00 PM |
First, Third, and Fifth Saturdays | 10:00 AM to 4:00 PM (Regular Hours) |
Second and Fourth Saturdays | Closed |
Transaction Type | Timings |
NEFT Transfers (Monday to Friday) | 8:00 AM to 6:30 PM |
NEFT Transfers (Working Saturdays) | 8:00 AM to 6:30 PM |
NEFT Transfers (Non-Working Saturdays) |
Service | Eligibility/Details | Availability |
Internet Banking | Available to individuals with savings, current, cash credit, or overdraft accounts. Available to corporate entities with operative accounts. Minors (10-18) can use the Kid's internet banking facility. Not available to illiterate or insolvent people. | Available to individuals and corporate customers with eligible accounts. |
Mobile Banking |
Available to Indian nationals aged 18+ for digital transactions.
WhatsApp Banking
Provides access to banking services via WhatsApp.
Available to all UCO Bank customers for quick banking services.
UCO Secure Online Banking
Provides security features for online banking.
Available to UCO Bank customers using online banking services.
Sundays
Closed |
National Holidays | Closed |
8:00 AM to 1:00 PM
RTGS Transfers | 24/7 online availability |
Digital Fund Transfer (Online) | 24/7 availability for NEFT & RTGS online |
Available to individuals aged 18 and above.
Includes UCO mBanking Plus, combining UCO Secure, UCO mPassbook, and BHIM UCO UPI.
Includes UCO Corporate mBanking for corporate customers.
Available to individuals (18+) and corporate customers. |
m-Passbook | Available to savings and current account holders, including loan account holders. Requires linking a mobile number to the UCO Bank account. | Available to account holders after linking a mobile number. |
UCOPAY+ Wallet | Available to Indian nationals aged 18 and above. |
*T&C Apply
UCO Bank offers 24/7 customer care to ensure that your banking needs are met promptly and efficiently. You can reach out to the bank’s dedicated toll-free helpline at 1800 103 0123 for:
This round-the-clock service ensures that you can receive support whenever you need it, offering you convenience and peace of mind. Whether it’s for routine inquiries or urgent banking issues, UCO Bank’s customer care is always available to assist you.
Here are some useful tips for UCO Bank customers regarding timings to ensure smooth banking transactions:
1. Be Aware of Bank Working Hours
Monday to Friday: UCO Bank operates from 10:00 AM to 4:00 PM.
First, Third, and Fifth Saturdays: The bank is open from 10:00 AM to 4:00 PM (regular working hours).
Second and Fourth Saturdays: The bank is closed.
2. Plan Your Transactions According to Timings
For in-person NEFT transfers, visit the bank between 8:00 AM and 6:30 PM from Monday to Friday, or 8:00 AM to 1:00 PM on working Saturdays.
3. Avoid Peak Hours
4. Keep Holidays in Mind
By being mindful of UCO Bank's timings, you can plan your visits or use their online services effectively, ensuring smooth banking without delays.
1. When is UCO Bank open?
UCO Bank is open Monday through Friday from 10:00 AM to 4:00 PM, except on the second and fourth Saturdays of the month, when the bank is closed.
2. What are the lunch hours at UCO Bank?
Lunch hours at UCO Bank typically vary by location, but they are usually between 1:00 PM and 2:00 PM. It’s best to avoid visiting during these hours for faster service.
3. Are all UCO Bank branches open at the same time?
Most UCO Bank branches follow the same operating hours across states. However, branch timings may differ in certain regions or for specific branches. It’s advisable to check with your local branch for exact timings.
4. What are the locker timings at UCO Bank?
Locker timings generally align with the branch operating hours. However, these may vary from branch to branch, so it’s recommended to confirm with your branch in advance.
5. Is UCO Bank open on Sundays and public holidays?
No, UCO Bank is closed on Sundays and public holidays. You can still use UCO Bank's digital banking services during these times for transactions.
Other Bank Timings | |||
