Standard Chartered Platinum Rewards Credit Card – Unlock Exciting Benefits

Danish had always been a consistent man. He had been working nonstop at his logistics company in Mumbai for the last ten years, making sure that every shipment arrived on schedule. Although his firm had been growing rapidly, he faced a significant obstacle when he tried to expand outside of India.

One day, an old friend, Aman, called from Dubai with an opportunity. “Danish, there’s a huge market here for what you do. Why don’t you set up an office?”

Danish hesitated. He had no idea how to do international banking, payroll, systems or even opening an account for his employees abroad. But Standard Chartered Bank came as an unexpected lifeline.

Danish was able to easily set up salary accounts for his Dubai crew, gain access to multi-currency transactions, and even obtain a business credit line with their assistance. He started using their Platinum Rewards Credit Card for all of his travel expenses, receiving points for each purchase.

He came to the realisation that sometimes all it takes to grow is the appropriate support and a leap of faith, as he was standing in his Dubai office a year later, watching his team at work.

Key Highlights of Standard Chartered Platinum Rewards Credit Card

To improve your shopping experience, the Standard Chartered Platinum Rewards Credit Card provides a number of advantages. 

Key Highlights:

• Reward Points:
  
  
  • Earn 5 reward points for every ₹150 spent on dining and fuel purchases.
  • Earn 1 reward point for every ₹150 spent on all other categories.

  • No monthly cap on the reward points you can accumulate.

     

• Fees:
  
  

  • Zero annual and joining fees, provided you spend ₹500 or more within 30 days of card issuance; otherwise, a one-time fee of ₹250 plus GST applies.

     

Features of Standard Chartered Platinum Rewards Credit Card

• Supplementary Cards: Extend the benefits to your family with lifetime-free supplementary credit cards.
  

• Contactless Payments: Enjoy faster and secure transactions with contactless payment technology.

  
  

• Enhanced Security: Benefit from 3D secure OTP verification for safer online transactions.
  

• Digital Payment Solutions: Access a variety of instant payment options, including BharatQR, Bharat Bill Payment System (BBPS), and Samsung Pay.

  
  

• Online Banking and Mobile App: Manage your account effortlessly with Standard Chartered's online banking and mobile app services.
  

• Balance Conversion: Convert outstanding balances up to ₹5,00,000 into EMIs with zero processing fees.

   

Standard Chartered Platinum Rewards Credit Card Cashback and Rewards

The Standard Chartered Platinum Rewards Credit Card is made to maximise your benefits through a robust rewards program.

Rewards Program:

• Dining and Fuel: Earn 5 reward points for every ₹150 spent on dining and fuel purchases.
  
• Other Categories: Accumulate 1 reward point for every ₹150 spent across all other categories.
  
• Unlimited Accumulation: There is no monthly cap on the reward points you can earn.
  
  

Please note that this card does not offer cashback features. For detailed information and to apply, visit the official Standard Chartered website.

Standard Chartered Platinum Rewards Credit Card Fees and Other Charges

Standard Chartered Platinum Rewards Credit Card Pros and Cons

Pros:

• Reward Points:
  
  
  • Earn 5 reward points for every ₹150 spent on dining and fuel purchases.
  • Earn 1 reward point for every ₹150 spent on all other categories.
  • No monthly cap on the reward points you can accumulate.

• Supplementary Cards: Extend the benefits to your family with lifetime-free supplementary credit cards.

  
  

• Contactless Payments: Enjoy faster and secure transactions with contactless payment technology.

  
  

• Enhanced Security: Benefit from 3D secure OTP verification for safer online transactions.

  
  

• Digital Payment Solutions: Access a variety of instant payment options, including BharatQR, Bharat Bill Payment System (BBPS), and Samsung Pay.

  
  

• Online Banking and Mobile App: Manage your account effortlessly with Standard Chartered's online banking and mobile app services.

  
  

• Balance Conversion: Convert outstanding balances up to ₹5,00,000 into EMIs with zero processing fees.
  
  

Cons:

• Limited Elevated Rewards: The 5x reward points are specifically limited to dining and fuel categories; other spending categories earn only 1 reward point per ₹150 spent.

  
  

• No Cashback Feature: This card focuses on a rewards points system and does not offer direct cashback on purchases.

  
  

• Redemption Restrictions: Reward points can be redeemed only through the bank's rewards catalogue, which may limit flexibility in how points are used.

   

Eligibility Criteria for Standard Chartered Platinum Rewards Credit Card

Required Documents to Apply for Standard Chartered Platinum Rewards Credit Card

How to Apply for a Standard Chartered Platinum Rewards Credit Card

Here is the step-by-step procedure to apply for a standard chartered platinum rewards credit card for you to follow:

Step 1: Click here to access the official website of Standard Chartered Platinum Rewards Credit Card.

Step 2: On the left side, click the "Apply Now" button.

Step 3: You will be redirected to a new page where you will be asked to select a card and answer the question: “Do you have an existing Standard Chartered Bank Credit Card?”

Step 4: Click on Yes or No, then click on Next.

Step 5: If you choose No, you will be asked to fill in your full name as per your PAN, email ID, and mobile number.

Step 6: After filling in all the details, wait for approval.

Step 7: Once you get approval, submit the required documents as mentioned.

Standard Chartered Platinum Rewards Credit Card Customer Care

The bank provides a number of customer service channels to help you with any questions or problems you may have with your Standard Chartered Platinum Rewards Credit Card. 

Phone Banking Services:

Standard Chartered provides dedicated phone banking numbers across various cities in India. These services are available between 8:00 a.m. and 8:00 p.m.

Email Support:

For written correspondence, you can email your queries to the following addresses:

• General Inquiries: customer.care@sc.com 
  
• Priority Banking Clients: Priority.Banking@sc.com 
  

Ensure you include relevant details such as your full name, contact information, and a description of your query for prompt assistance.

Mailing Address:

You can also write to the bank at:

Standard Chartered Bank

Customer Care Unit

19, Rajaji Salai

Chennai – 600 001

SMS Banking:

For quick information, Standard Chartered offers SMS banking services. From your registered mobile number, send specific keywords to +919987123123:

• Balance Enquiry: Text “BAL”
  
• Mini Statement: Text “TXN”
  
• Statement Request: Text “STR”
  
• Help: Text “LIM”
  
• Available Credit Limit: Text “LIM”
  
• Payment Due Date: Text "PDD"
  
  

This service is available 24/7, except on national holidays.

International Helpline Numbers:

If you're travelling abroad, Standard Chartered provides toll-free numbers in select countries:

• United Arab Emirates: 8000177750
  
• Bahrain: 80000448
  
• Hong Kong: 800905108
  
• Singapore: 8001012407
  
• Malaysia: 1800815063
  
• United Kingdom: 08081019144
  
• United States (New York): 8773021657
  
• Canada: 8772185618
  
• Philippines: 180011101121
  
• Nigeria: 7080601549
  
  

For countries not listed, you can reach the bank at +91 80 42896753 (international call charges apply).

Conclusion

By providing a comprehensive rewards program and a number of extra incentives, the Standard Chartered Platinum Rewards Credit Card aims to improve your regular spending. Every ₹150 spent on eating and petrol earns cardholders 5 reward points, while every ₹150 spent on other categories earns them 1 reward point. 

The accumulation of points is not limited to a monthly total. In addition, the card offers contactless payment technology, lifetime-free additional cards, zero yearly and joining fees after reaching specific spending goals, and improved security for online transactions.  

The card offers significant value for people who regularly spend in the eating and fuel categories, even while the uplifting rewards are concentrated on these areas, and the redemption alternatives are linked to the bank's rewards portfolio. Please visit the official Standard Chartered website to apply and for additional information.

Frequently Asked Question  

Q. Does the Standard Chartered Platinum Rewards card have lounge access?

No, using the Platinum Rewards Credit Card does not grant free lounge admission. The best credit cards in India for airport lounge access are available if you're expressly looking for lounge advantages.

Q. Monthly Annual Percentage Rate (APR) for the Platinum Rewards credit card?

The Platinum Rewards credit card has an interest rate of 3.75% each month (45% annual percentage rate). The Annualised Percentage Rate (APR) is calculated by annualising the monthly interest rate.

Q. Can I transfer my outstanding balance on any other bank’s credit card?

Yes, you can use the "Balance Transfer" feature of the Standard Chartered Platinum Rewards credit card to move your outstanding debt from any other bank's credit card.

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