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Banks are shut in a few centres this week due to regional holidays. Customers should plan branch visits, while digital payments stay largely unaffected.
Bank customers planning a branch visit between 18 Feb and 22 Feb 2026 should check local closures first. This week has 3 state-specific holidays tied to regional observances, plus the usual Sunday shutdown.
Reports across financial and general newsrooms have highlighted that these closures are not pan-India, so the impact depends on the city and state. Branch-only work like cash deposits, locker access, and document submissions can get delayed, while UPI and online transfers typically continue without disruption.
This week’s bank holidays fall on 18 Feb (Losar), 19 Feb (Chhatrapati Shivaji Maharaj Jayanti), and 20 Feb (Statehood Day) in select locations, followed by 22 Feb (Sunday weekly closure) across India. Mint news coverage has repeatedly flagged the same point: a customer in one state may find branches open, while another state sees shutters down. The practical takeaway is to avoid last-minute branch runs in affected cities.
Below is the quick, state-wise snapshot for the week, compiled from multiple news reports that referenced the official holiday schedule.
Live updates on 18 Feb also noted that banks were open across India except Sikkim due to Losar, which helped clear confusion for travellers and outstation customers.
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For most customers, the disruption is about timing, not access. Branch counters, token systems, locker operations, and in-person service desks pause in the notified centres, so tasks like cash deposits, KYC document submission, DD issuance, and locker visits can slip by a day or 2. That is why business desks have advised readers to confirm state-wise closures before travelling to a branch.
Digital rails soften the hit. NDTV Profit’s advisory around the Losar holiday pointed out that customers can still use essential services like UPI and ATM cash withdrawals even when branches are shut.
Financial Express also underlined that the closures are limited to a few capitals and do not indicate a nationwide shutdown.
For salaried users and small businesses, the safest play is scheduling branch-heavy tasks for the previous working day, especially in Mumbai, Aizawl, Gangtok, and Itanagar.
February 2026 has been tracked closely because it is a short month and closures can bunch up around weekends. A LoansJagat explainer published on 2 Feb 2026 said banks would be shut for 9 days in the month due to Sundays, 2nd and 4th Saturdays, plus 3 regional holidays.
Mainstream outlets carried similar reminders through late January and mid-February. Times of India’s holiday round-up (dated 31 Jan 2026 and another on 15 Feb 2026) listed the same midweek closures and warned that holiday applicability depends on the state.
Also Read : Bank Holiday Today, May 1
News advisories from ET and TOI have pushed a common line: verify the local holiday list before visiting a branch. NDTV Profit also noted that UPI and ATM access remain available for basic needs on holidays, which reduces pressure on branch visits.
Banks are closed only in select centres on 18–20 Feb 2026, then shut nationwide on 22 Feb 2026.Branch users should plan early; digital users can largely carry on as usual.
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