RBI Bank Holidays in April 2026: Full List and What Customers Should Know

The Reserve Bank of India (RBI) has released the official bank holiday calendar for April 2026, showing that banks across India may remain closed for up to 14 days during the month. These closures include national holidays, regional festivals, and regular weekend breaks.

While physical bank branches will not operate on these days, customers can continue using online banking, mobile apps, ATMs, and digital payment services without interruption. The RBI advises customers to plan important banking activities in advance to avoid last-minute inconvenience.

Why Banks Will Be Closed So Often in April?

Bank holidays in India are decided under RBI guidelines and vary from state to state depending on local festivals and observances. Apart from Sundays, banks also remain shut on the second and fourth Saturdays, which adds to the total number of non-working days.

In April 2026, holidays arise due to major religious and cultural festivals such as Good Friday, Ambedkar Jayanti, Bohag Bihu, Baisakhi, and regional New Year celebrations, along with routine weekend closures.

Because many festivals are region-specific, banks may remain open in some states while staying closed in others. Customers are therefore encouraged to check their local holiday schedule before visiting branches.

Key Bank Holiday Dates in April 2026

Here are some of the important bank holidays during the month:

• April 1 – Annual bank account closing (many states)
• April 3 – Good Friday (widely observed)
• April 11 – Second Saturday (nationwide closure)
• April 14 – Dr B.R. Ambedkar Jayanti and multiple regional New Year festivals
• Mid-April – Holidays linked to Bohag Bihu, Bengali New Year, Himachal Day and similar regional celebrations
• April 25 – Fourth Saturday
• All Sundays throughout the month

Overall, holidays combine national observances with local festivals, leading to several non-working banking days across different regions.

What This Means for Customers?

Even though bank branches remain closed on these dates, essential services will continue:

• UPI payments and online transfers remain active
• ATM withdrawals and deposits work normally
• Mobile and internet banking operate 24×7

However, services requiring branch visits, such as cheque clearing, account updates, or document verification, may face delays.

Conclusion

April 2026 will see a relatively high number of bank holidays due to overlapping festivals and weekends. Customers and businesses should schedule cash withdrawals, cheque deposits, and other branch-related tasks in advance. With digital banking widely available, routine transactions will continue smoothly despite physical branch closures.