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You can apply for an SBI cheque book through several simple methods, including SBI YONO, Internet Banking, SBI YONO Lite, ATM, SMS, or by visiting your home branch. The online methods are usually the quickest because you can place the request from home and get the cheque book delivered to your registered address. To apply online, you need an SBI savings or current account with cheque book facility and registered mobile number. If you prefer offline banking, you can also submit a cheque book request slip at your branch. Once the request is processed, SBI dispatches the cheque book to your registered address.
Key Takeaways:
While digital transactions are on the rise, cheques remain far from extinct. Here's the breakdown:
Use Case | Why Still Relevant? | Preferred By |
Post-Dated Rent Payments | Legal proof of intent, including signature verification | Landlords, property managers |
School and College Fees |
Riya's father mentioned that SBI offers six convenient methods. Let us go through them one by one.
Ideal for smartphone users who like mobile banking.
Time Required: 3 to 5 minutes.
Cost: Free (for the first 10 leaves per year).
Read More – How To Open an SBI Account Online
Steps:
Download the YONO SBI app.
Log in with an MPIN or a fingerprint.
Go to the 'Service Request' tab.
Select 'Cheque Book' from the 'Requests' menu.
Choose:
Delivery address (registered or branch)
Confirm the request.
A reference number will be generated.
Delivery time: within 7 working days.
Best for users who are comfortable with desktop/laptop access.
Time required: 5–7 minutes.
Steps:
Visit: https://onlinesbi.sbi.bank.in/
Log in to 'Personal Banking'.
Go to e-Services > Cheque Book.
Choose an account number.
Select:
Confirm by sending an OTP to the registered mobile number.
Tracking: You can track the request status under "Cheque Book History"
Parameter | Detail |
Supported Accounts | Savings, Current, OD, CC |
OTP Authentication | Mandatory |
Charges |
Ideal For: Individuals who would rather speak with someone in person but are unable to visit the branch
Time required: 2–4 minutes.
Steps:
Delivery: Within 5–7 working days at your registered address
ATM Limits | Details |
Max Leaves Requestable | 25 |
Address Option | Registered address only |
SMS Confirmation |
Best For: Users without a smartphone or internet access.
Time Required: 2 minutes.
Requirements: Registered phone number.
SMS Format:
Type: CHQREQ
Send To: 09223588888
For example, send CHQREQ from your registered phone number to 09223588888.
You will receive an acknowledgement SMS, and the chequebook will be delivered to your registered address.
Note:- Only 10 leaves can be requested by SMS.
Ideal for: Those who prefer assistance. Toll-free numbers:
Steps:
Best For: Senior citizens or those who require physical support.
Time Required: 15–20 minutes, based on branch traffic
Steps:
Delivery Options:
Branch Method Checklist | Required |
Passbook | Yes |
ID Proof | Sometimes |
Form Fill |
Number of Leaves | Charges for Savings A/c | Charges for Current A/c |
First 10 leaves/year | Free | Free |
An additional 10 leaves |
Note: Charges are automatically debited from your account.
Riya asked: "Dad, how do I know when it will arrive?"
Mr Sharma responded, "Use the tracking number provided via SMS following the request. You can also check the status using YONO, Internet Banking, or contacting customer service."
Also Read - How to Make a Cancelled Cheque
Tracking Method | Where to Use |
YONO App | Under ‘Cheque Book Requests’ |
Internet Banking |
Certain institutions do not accept digital transfers
Educational institutions |
Loan EMIs via ECS Mandate | Cheques used for ECS registration | Banks and NBFCs |
Insurance Premium Payments | Physical mandates are required | LIC, HDFC Life, etc. |
Business Transactions | Legal documents for B2B payments | SMEs and corporations |
Free (up to standard limits)
Yes
Mandatory
₹40 + GST
₹60 + GST |
25 leaves | ₹75 + GST | ₹125 + GST |
50 leaves | ₹150 + GST | ₹250 + GST |
*T&C Apply
Under ‘Cheque Book History’
SMS with Tracking Number | Will provide consignment details |
Customer Care | Provide account number + reference |
The process of applying for an SBI cheque book is straightforward, and the best method depends on how you bank. If you already use SBI YONO or Internet Banking, applying online is the easiest option because it saves time and sends the cheque book directly to your registered address. If not, branch and ATM options still work well. The key is to keep your account details, address, and mobile number updated before placing the request.
The process of applying for an SBI cheque book is straightforward, and the best method depends on how you bank. If you already use SBI YONO or Internet Banking, applying online is the easiest option because it saves time and sends the cheque book directly to your registered address. If not, branch and ATM options still work well. The key is to keep your account details, address, and mobile number updated before placing the request.
When shipped to your registered address, it typically takes 5-7 working days.
Yes, but it depends on the operational directions, such as either/Survivor, jointly, and so on.
You can request 10, 25, or 50 leaves, depending on your needs and the platform you utilise.
No. To begin, you must reactivate your account by visiting your home branch.
No, SBI does not issue chequebooks for inactive or frozen accounts. To resume account activity, you must first visit your branch and go through the KYC or reactivation process.
No, once a chequebook request has been submitted via YONO, Internet Banking, ATM, or SMS, it cannot be revoked. However, you can restrict unused cheque leaves later by requesting your branch.
Most SBI ATMs offer this feature. If not, use Internet Banking or the YONO app.
You can apply for a cheque book online using SBI YONO, YONO Lite, or internet banking, and the cheque book will be sent to your registered address.
To apply for an SBI cheque book offline, you can request by visiting your nearest SBI branch and submitting the requisition slip from your passbook or old cheque book.
Yes, a PAN card is generally not required to request an SBI cheque book if your account is already active and KYC-compliant.
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