How to Apply for Cheque Book in SBI – Step-by-Step Guide

Riya recently signed a rental agreement in Noida. Her landlady requested a post-dated cheque as security. She went to her father and said, “Dad, I’ve only ever used UPI and cards. Where can I get a chequebook?”

Mr Sharma replied, “You’re banking with SBI, correct? You can apply for a chequebook in various ways: online, offline, at an ATM, and even via SMS.”

Riya was amazed. “Seriously? I assumed I’d have to stand in a queue!”

Her father laughed. “Let me walk you through each method.”

Why does a Chequebook Still Matter?

While digital transactions are on the rise, cheques remain far from extinct. Here's the breakdown:

How to Apply for an SBI Cheque Book?

Riya's father mentioned that SBI offers six convenient methods. Let us go through them one by one.

1. Use the SBI YONO App: 

Ideal for smartphone users who like mobile banking.

Time Required: 3 to 5 minutes.

Cost: Free (for the first 10 leaves per year).

Steps:

Download the YONO SBI app.

Log in with an MPIN or a fingerprint.

Go to the 'Service Request' tab.

Select 'Cheque Book' from the 'Requests' menu.

Choose:

• Number of leaves (10, 25, 50)

• Delivery address (registered or branch)

  
  Confirm the request.

A reference number will be generated.

Delivery time: within 7 working days.

2. Apply through SBI Internet Banking.

Best for users who are comfortable with desktop/laptop access.

Time required: 5–7 minutes.

Steps:

Visit: https://www.onlinesbi.sbi.

Log in to 'Personal Banking'.

Go to e-Services > Cheque Book.

Choose an account number.

Select:

• Number of cheque leaves (10, 25, 50)
• Delivery Mode: Address or Branch

Confirm by sending an OTP to the registered mobile number.

Tracking: You can track the request status under "Cheque Book History"

3. Apply using the SBI ATM.

Ideal For: Individuals who would rather speak with someone in person but are unable to visit the branch

Time required: 2–4 minutes.

Steps:

1. Visit your nearest SBI ATM.
2. Insert your debit card and enter your PIN.
3. Go to 'Services'.
4. Select ‘Request Cheque Book’.
5. Choose several leaves (max 25 through ATM).
6. Confirm and collect the transaction slip.

Delivery: Within 5–7 working days at your registered address

4. Apply through SMS Banking.

Best For: Users without a smartphone or internet access.

Time Required: 2 minutes.

Requirements: Registered phone number.

SMS Format: 

Type: CHQREQ 

Send To: 09223588888

For example, send CHQREQ from your registered phone number to 09223588888.

You will receive an acknowledgement SMS, and the chequebook will be delivered to your registered address.

Note:- Only 10 leaves can be requested by SMS.

5. Apply through Customer Care.

Ideal for: Those who prefer assistance. Toll-free numbers:

• 1800 1234
• 1800 2100
• 1800 11 2211
• 1800 425 3800
• Toll number: 080-26599990

Steps:

1. Call the customer service number from your registered phone number.
2. Choose the option for Cheque Book Request.
3. Provide account and identity verification information.
4. Confirm the number of leaves and the delivery address.

Apply by Visiting the SBI Branch

Best For: Senior citizens or those who require physical support.

Time Required: 15–20 minutes, based on branch traffic

Steps:

1. Pay a visit to your hometown branch.
2. Fill out the chequebook request form.
3. If requested, submit it along with proof of identification.
4. Collect the acknowledgement slips.
   
   

Delivery Options:

• Collect from the branch.
• Receive at the registered address.
  
  

Charges for Cheque Book in SBI

Note: Charges are automatically debited from your account.

Tracking Cheque Book Delivery

Riya asked: "Dad, how do I know when it will arrive?"

Mr Sharma responded, "Use the tracking number provided via SMS following the request. You can also check the status using YONO, Internet Banking, or contacting customer service."

Conclusion

Riya applied for a chequebook through the YONO app in minutes, thanks to her father's instruction. In less than a week, she had received it and confidently sent her post-dated cheque.

Whether you're a student, working professional, or retired citizen, SBI makes it easy to receive your cheque book no long queues or difficult paperwork. 

So the next time someone asks for a cheque, you'll be prepared!

FAQs: 

How long does SBI take to deliver a chequebook?

When shipped to your registered address, it typically takes 5-7 working days.

Can I request a chequebook for a joint account?

Yes, but it depends on the operational directions, such as either/Survivor, jointly, and so on.

How many chequeleaves may I request at once?

You can request 10, 25, or 50 leaves, depending on your needs and the platform you utilise.

If my account is not active, can I still apply for a new chequebook?

No. To begin, you must reactivate your account by visiting your home branch.

Can I request a chequebook for an inactive or frozen account?

No, SBI does not issue chequebooks for inactive or frozen accounts. To resume account activity, you must first visit your branch and go through the KYC or reactivation process.

Can I cancel a chequebook request once it has been submitted?

No, once a chequebook request has been submitted via YONO, Internet Banking, ATM, or SMS, it cannot be revoked. However, you can restrict unused cheque leaves later by requesting your branch.

Can I request a chequebook at any ATM?

Most SBI ATMs offer this feature. If not, use Internet Banking or the YONO app.

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LoansJagat Team

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