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LoansJagat Team

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11 Jun 2025

How to Activate a Canara Bank ATM Card – Quick Step-by-Step Guide

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In the last month, Manish changed from the Basic Canara Bank ATM card with a balance of ₹5,00,000 to a Premium one. The technique was easy for him to activate, using these few steps:


  1. Received the New Card: After upgrading, the bank sent him a new Premium ATM card by mail with his previous balance (₹5,00,000).

  2. Visited the ATM: He went to the nearest Canara Bank ATM.

  3. Inserted the Card: He inserted his new card into the machine.

  4. Entered Old PIN: The ATM asked for his old PIN (from his Basic card), which he entered.

  5. Set New PIN: Next, he was prompted to create a new PIN for his Premium card.

  6. Confirmation: Once done, the ATM displayed "Card Activated Successfully."

 

Here’s a short outline of what happens in life:

 

Step

Action

1

Get the new Premium ATM card from the bank.

2

Go to any Canara Bank ATM.

3

Insert the card and enter the old PIN.

4

 Set a new PIN when asked.

5

The card is now ready to use.

 

Manish’s new Premium ATM card became available to use right after it was turned on.

 

Types of Canara Bank ATM Cards

 

The bank has several ATM cards available to satisfy various user needs. Let’s look at an example to understand them.

 

Because Manish wanted extra benefits, he switched his ATM card from Basic to Premium. These are the cards Canara Bank offers to customers:

 

1. Basic ATM Card

 

  • Features:
  • Simple cash withdrawals.
  • Balance checks at ATMs.
  • It works only in India.
  • Best for: Everyday use with no extra benefits.
  • Example: Manish used this card for years before upgrading.

 

2. Premium ATM Card

 

  • Features:
  • Higher withdrawal limits.
  • Shopping discounts.
  • It can be used internationally.
  • Best for: Frequent travellers and shoppers.
  • Example: Manish upgraded to this for better benefits.

 

3. RuPay Platinum Card

 

  • Features:
  • Cashback on purchases.
  • Free insurance coverage.
  • Works on RuPay network.
  • Best for: Those who want rewards for spending.

 

4. International Debit Card (Visa/Mastercard)

 

  • Features:
  • Global acceptance.
  • Online and offline payments abroad.
  • Higher security.
  • Best for: People who travel or shop internationally.

 

Comparison Table:

 

Card Type

Best For

Key Benefits

Basic ATM Card

Daily transactions

Simple withdrawals, balance checks

Premium ATM Card

Frequent users

Higher limits, shopping discounts

RuPay Platinum Card

Rewards seekers

Cashback, insurance

International Card

Travelers

Global usage

 

He decided on the Premium ATM Card to access bigger withdrawals and use shopping offers. According to what 

you want, choose the right credit card.

 

Key Takeaways

 

  • Basic Card: Simple and easy for daily use.
  • Premium Card: More benefits for frequent users.
  • RuPay Platinum: Best for rewards.
  • International Card: Useful for foreign travel.

 

If you aren’t sure, visit your Canara Bank branch and choose a suitable card.

 

How to Activate a New Canara Bank ATM Card?

 

Manish has been issued a new Canara Bank ATM card. The first thing he has to do is activate the pen. Let’s see how he accomplished this in easy steps:

 

Steps to Activate an ATM Card

 

1

Visit any Canara Bank ATM (or any other bank ATM)

2

Insert the new card into the machine

3

Select language (English/Hindi/regional)

4

Enter a temporary PIN (if provided) or an old PIN (if replacing the old card)

5

Set a new 4-digit PIN (choose a number you can remember)

6

Confirm the new PIN when asked

7

Wait for the message - "Card Activated Successfully"

8

Take your card - it's now ready to use

 

Alternative Activation Methods

 

  • Net Banking: Log in > Card Services > Activate Card.
  • Mobile Banking: Use the Canara Bank app > Card Activation.


ATM Card Activation Summary

 

Step

Action

1

Go to the ATM

2

Insert new card

3

Enter temporary/old PIN

4

Create a new PIN

5

Confirm activation

 

After using these steps, Manish was able to use his credit card right away. In case of problems, just visit your nearby Canara Bank branch.

 

Important Notes

 

  • Never share your PIN with anyone.
  • Memorize your PIN, don't write it down.
  • If the card doesn't activate, try again or call customer care.

 

How Manish Activated His Upgraded Canara Bank ATM Card?

 

Manish upgraded his Basic ATM card to a Premium card for better benefits. Here's how he activated it:

 

Simple Steps to Activate

 

  • Received a new Premium card by courier.
  • Visited the nearest Canara Bank ATM.
  • Inserted his new Premium card.
  • Entered his old Basic card's PIN when asked.
  • Created a new 4-digit PIN for the Premium card.
  • Got a confirmation message - "Card Activated".

 

Activation Process Summary

 

Step

What Manish Did?

1

Got a new Premium card from a bank

2

Went to Canara Bank ATM

3

Inserted new card

4

Entered old Basic card PIN

5

Set a new secure PIN

6

Started using the upgraded card

 

Important Notes

 

  • Always use ATMs in safe locations.
  • Never share your PIN with anyone.
  • If activation fails, visit a bank branch.

 

It only took minutes to receive Manish's Premium card. Now he can benefit from greater withdrawal limits and special shopping deals.

 

How Manish Activated His Replacement ATM Card?

 

Manish lost his old Canara Bank ATM card and got a replacement. Here's how he activated it:


  • Received new card by mail in 5-7 days.
  • Visited the nearest Canara Bank ATM.
  • Inserted replacement card.
  • Entered old PIN (if remembered).
  • Created a new 4-digit PIN.
  • Saw the "Card Activated" message.

 

Important Notes

 

  • If you forgot your old PIN, reset it at the ATM.
  • Always destroy old cards properly.
  • Contact the bank if activation fails.

 

Manish's replacement card worked immediately after activation. Now he uses it safely without worries.


ATM Card Safety Tips from Manish's Experience

 

After activating his new Canara Bank card, Manish follows these safety rules:

 

  • Never shares his PIN with anyone, not even bank staff.
  • Covers the keypad when entering PIN at ATMs.
  • Uses bank ATMs in well-lit, secure locations.
  • Check for skimming devices before inserting the card.
  • Enables SMS alerts for all transactions.
  • Keeps the bank helpline number saved in his phone.

 

Additional Precautions

 

 

Manish stays safe by being careful with his ATM card. These simple habits protect his money from thieves.

 

Conclusion

 

Manish found that using his Canara Bank ATM card was easy once he did everything correctly. He started by improving his basic card to take advantage of better features. Then, when he lost his original card, he learned how to get the new one ready for use. During this, Manish learned to guard his PIN and use safe ATMs. 

 

Such actions make him feel secure when using his card. Regardless if you are getting a new card, upgrading, or replacing a missing one, Manish’s case reminds us it takes just a bit of attention to stay safe with our funds. If people carefully read the directions from their bank and remain careful, using their ATM card will be as easy as it is for Manish each day.

 

FAQs

 

1. How long does it take to get a new Canara Bank ATM card?

It usually takes 5-7 working days after you request it. The bank sends it by secure mail to your registered address.

 

2. What should I do if my new ATM card isn't working?

First, try activating it again at an ATM. If it still doesn't work, visit your nearest Canara Bank branch or call customer care for help.

 

3. Can I use my old PIN for my new ATM card?

No, you need to create a new PIN when you get a replacement or upgraded card for security reasons.

 

4. What if I forget my ATM PIN?

You can reset it at any Canara Bank ATM by selecting "Forgot PIN" or visiting your branch with your ID proof to get a new one.

 

5. Is there any charge for replacing a lost ATM card?

Yes, there's usually a small fee of around ₹100-200 for issuing a replacement card, depending on the card type.

 

6. How can I check if my ATM card is activated?

Try withdrawing a small amount from an ATM. If it works, your card is activated. Or check your mobile banking app for status.

 

7. Can someone else activate my ATM card for me?

No, for security reasons, only you should activate your card by entering your PIN at an ATM.

 

8. What should I do if my card gets stuck in the ATM?

Don't leave the machine. Call the bank's helpline number immediately and report the issue to block your card if needed.

 

9. How do I know if my card is upgraded to premium?

The bank will send you a new premium card by mail. You can also check your account details in mobile banking.

 

10. Can I use my new card before activating it?

No, you must first activate your card at an ATM or through mobile banking before making any transactions.

 

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LoansJagat Team

We are a team of writers, editors, and proofreaders with 15+ years of experience in the finance field. We are your personal finance gurus! But, we will explain everything in simplified language. Our aim is to make personal and business finance easier for you. While we help you upgrade your financial knowledge, why don't you read some of our blogs?

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