ICICI Bank Statement – How to Check & Download Easily

An ICICI bank statement is a detailed summary of all financial transactions in a customer’s account over a specific period. It helps account holders track their income, expenses, and economic health.

Let’s take an example of Mr. Rajesh Sharma, an ICICI Bank customer, who receives his bank statement for March 2025. This statement encompasses various transactions, including salary credits, online purchases, bill payments, and interest earnings. Below is a breakdown of his transactions: 

How to get an ICICI Bank Statement Online?

1.NetBanking

2.iMobile App

How to get an ICICI Bank Statement Offline?

ICICI Bank provides multiple offline methods to obtain an account statement. Whether you prefer visiting a branch, using an ATM, or contacting customer care, you can easily access your transaction details without needing internet banking. Below are the various methods for obtaining an ICICI Bank statement offline.

1. Visit an ICICI Bank Branch

You can visit your nearest ICICI Bank branch and request a printed account statement. Follow these steps:

• Visit the nearest ICICI Bank branch with a valid identity proof.
• Provide your account number and request a statement for your desired period.
• The bank will generate and print your account statement.
• A nominal fee may be charged for duplicate or detailed statements.

2. Use an ICICI Bank ATM

If you need a quick summary of recent transactions, you can generate a mini statement using an ICICI Bank ATM.

• Insert your ICICI Bank debit card into the ATM.
• Select “Account Statement” or “Mini Statement” from the menu.
• The ATM will print a mini statement with details of the last 5-10 transactions.

3. Contact ICICI Bank Customer Care

For offline assistance, you can call ICICI Bank’s customer care and request a statement.

• Dial the official ICICI Bank customer care number 1800 1080 from your registered mobile number.
• Follow the IVR instructions or speak to a customer care executive.
• You can request a physical statement to be mailed to your registered address.
• Alternatively, inquire about the mPassbook service for offline access to your statement.

4. Use ICICI Bank mPassbook

mPassbook is a digital passbook that allows you to view your account statement offline.

• Download the ICICI Bank mPassbook app from the App Store.
• Log in using your User ID and MPIN.
• Your transactions are stored offline and updated upon the next sync.
• This allows you to view past transactions without internet access.

Steps to Download ICICI Bank Statement Online

Through NetBanking

ICICI Bank allows customers to download their bank statements easily through its Net Banking portal and iMobile Pay app. By following a few simple steps, you can access your account statement in PDF, Excel, or text format for any desired period.

Steps to Download Your ICICI Bank Statement via Net Banking:

1. Log In to ICICI Bank Net Banking

• Visit the official ICICI Bank website.
• Click on “Login” and select “Personal Banking.”
• Enter your User ID and Password to access your account securely.

2. Navigate to the Statements Section

• Once logged in, go to the “Bank Accounts” section.
• Click on “E-Statements” or “Account Statement” under the relevant menu.

3. Select Account and Time-Period

• Choose the bank account for which you want to download the statement.
   
• Select the desired time-period, such as:
  
  
  • Last Month
  • Last 3 Months
  • Custom Date Range (e.g., from 01-01-2024 to 31-03-2024)

4. Download the Statement

• Choose the file format (PDF, Excel, or text).
• Click on “Download” or “Save” to store the file on your computer or mobile device.
• The statement will be saved, and you can access it anytime for reference.

Through the iMobile App

Steps to Download Your ICICI Bank Statement via iMobile Pay App

1. Log In to iMobile Pay App

• Open the iMobile Pay app on your smartphone.
• Log in using your MPIN, Fingerprint Authentication, or Internet Banking credentials.

2. Go to “Accounts & Deposits”

• On the home screen, locate and tap on the “Accounts & Deposits” section.
  Select the bank account for which you need the statement.

3. Select “Detailed Statement”

• Under the account details, tap on “Detailed Statement” or “Account Statement.”
  
  

4. Choose the Statement Period

• Select the time period for which you want to download the statement:
  • Last 30 Days
  • Last 3 Months
  • Custom Date Range (e.g., 01-01-2024 to 31-03-2024).

5. Download the Statement

• Click on the “Download” button.
• Choose the format (PDF is the most commonly used).
• The statement will be saved on your mobile device.

6. Access the Downloaded Statement

• Open your File Manager or Downloads folder to find the saved statement.
• You can also share or print the statement as needed.

Additional Features in the iMobile Pay App

• Email the statement directly from the app.
• View real-time transaction history without downloading.
• Manage account services like debit card settings, UPI, and fund transfers.

Understanding the ICICI Bank Statement

An ICICI Bank Statement provides a detailed record of your account transactions, balances, charges, and deductions over a specific period. It is essential for tracking financial activities, managing expenses, and verifying transactions.

1. Account Details

At the top of your bank statement, you will find essential account information, including:

• Account Holder’s Name – The name registered with the bank.
• Account Number – A unique number assigned to your bank account.
• Branch Name & IFSC Code – Useful for fund transfers.
• Statement Period – The duration for which transactions are recorded (e.g., 01-01-2024 to 31-03-2024).

2. Transaction History

This section provides a detailed list of all transactions, including:

• Date – When the transaction was made.
• Description – Details of the transaction (e.g., ATM withdrawal, online transfer, deposit, bill payment).
• Debit Amount – Money deducted from your account.
• Credit Amount – Money added to your account.
• Transaction Mode – UPI, NEFT, RTGS, IMPS, ATM withdrawal, etc.

Example of a Transaction History Table

3. Available Balance

The available balance reflects the total funds in your account after debits and credits. It may differ from the ledger balance if transactions are pending.

4. Charges & Deductions

1. Statement Charges

ICICI Bank levies fees for physical copies of account statements and related documents.

• Duplicate Statement (Physical Copy) – ₹50 per statement (plus applicable taxes) for requesting a printed copy.
• Statement of Account Printout at Branch – ₹200 per request.
• Amortisation Schedule Printout – ₹200 per request.
• Prepayment Statement Printout – ₹200 per request.

2. ATM and Transaction Charges

Certain ATM withdrawals and financial transactions attract charges beyond free limits.

ATM Interchange Charges

• The first 5 monthly transactions (including financial and non-financial) are free at ICICI Bank ATMs.
  
  
• Beyond the free limit:
  • ₹20 per financial transaction (cash withdrawals).
  • ₹8.50 per non-financial transaction (balance inquiry, mini statement).

Cash Deposit Charges at Cash Acceptor/Recycler Machines

• ₹50 per transaction for cash deposits:
  • On bank holidays.
  • Between 6:00 PM and 8:00 AM on working days.
  • If the monthly cash deposit exceeds ₹10,000.
    
    
• Exemptions – This charge does not apply to:
  • Senior Citizens.
  • Basic Savings Bank Accounts.
  • Jan Dhan Accounts.
  • Accounts for incapacitated or visually impaired individuals.
  • Student Accounts.

3. Other Transaction Charges

ICICI Bank also imposes fees for various banking services and transactions:

• NEFT, RTGS, and IMPS Transactions – Charges vary based on transaction amount.
• Cheque Return Charges – Applied when a cheque is dishonored due to insufficient funds.
• Non-Home Branch Transactions – Charges apply when transactions are conducted at a branch other than the home branch.

ICICI Bank Mini Statement vs Full Statement

ICICI Bank offers two types of statements: Mini Statement for a quick summary of recent transactions, and Full Statement for a detailed history over a selected period. Below is a comparison between the two:

Purpose

Quick summary of recent transactions

Detailed history of all transactions

Number of Transactions

Last 3–5 transactions

All transactions for the selected period

Access Methods

Mobile App, SMS, Missed Call, ATM