Bank of Maharashtra Statement – All You Need to Know

To learn how to check the Bank of Maharashtra statement, one needs to call the toll-free number 1800-233-4526 or 1800-102-2636, according to the Bank of Maharashtra official website. Bank of Maharashtra offers mini statements, e-statements, and WhatsApp banking through its customer care services. It is simple and easy to retrieve your financial statements from the Bank of Maharashtra. This is how to check the Bank of Maharashtra statement.

Key takeaways:

1. To check the Bank of Maharashtra statement, one needs to call 1800-233-4526 or 1800-102-2636.
    
2.  Bank of Maharashtra offers mini statements, e-statements, and WhatsApp banking through its customer care services.
    
3. Bank of Maharashtra offers a complete set of digital tools that give customers smooth access to their account statements.
    
4. Through platforms like the MahaMobile Plus app and the MahaSecure application, users can effortlessly monitor their financial activities.

Bank of Maharashtra Statement at a Glance:

How to Get a Bank of Maharashtra Statement Number?

One can get the Bank of Maharashtra statement number through Bank of Maharashtra official website, which is 1800-233-4526 / 1800-102-2636 toll-free number. 

There are two methods to retrieve the Bank of Maharashtra statement number and the financial statements, which are as follows: 

1.  Internet Banking (MahaConnect):

• Registration: Visit MahaConnect, select ‘Retail’ or ‘Corporate’ based on your account type, and click on ‘New User’ to register. Ensure you have an active bank account and debit card and that your mobile number and email are linked to your account.
   
• Accessing Statements: Once logged in, go to the ‘Account Statements’ section to view or download your account statements.

2. Mobile Banking (MahaMobile App):

• Download the MahaMobile app from your device’s app store.
   
• Register using your mobile number linked to your bank account.
   
• After logging in, select your account and choose the ‘Account Statement’ option to view recent transactions.

3. WhatsApp Banking:

• Save the number 7066036640 in your contacts.
   
• Send ‘Hi’ via WhatsApp to this number. Follow the instructions to access services like account balance enquiries and mini statements.

4. Missed Call Service:

• Give a missed call to 7287888887 from your registered mobile number. A PDF statement of the last 30 days will be sent to your registered email ID.

How to get a Bank of Maharashtra statement offline?

One needs to visit the branch or use the digital banking units to learn how to get the Bank of Maharashtra statement offline.

These are the steps: 

1. Branch Visit: 

• Visit your home branch and request an account statement.
   
• While the initial passbook or continued updates are free, a duplicate passbook with the latest balance may incur a fee of ₹100.

2. Digital Banking Units (DBU):

• DBUs offer facilities like online account opening, passbook printing, and account statement generation.
   
• You can generate and obtain a soft copy of your account statement at these units.

How to do a Bank of Maharashtra statement online login?

One needs to download the Bank of Maharashtra Statement via the Maha Mobile Plus app to log in.

Here are the steps for Bank of Maharashtra statement online login:

Step 1: Open the Maha Mobile Plus app and log in using your credentials.

Step 2: Enter your User ID and Password, then click on the Login button.

Step 3: Once logged in, you will see the dashboard displaying your account type, available balance, and account details.

Step 4: Tap on “Account Details” to view your savings account information, including account number, account balance, opening date, IFSC code, and branch name.

Step 5: To download your account statement, click on the “Detailed Statement” option located at the top-right corner of the 

screen.

Step 6: Choose the date range or period for which you want the statement, such as Last 3 Months, Last 6 Months, etc.

Step 7: After selecting the desired period, click on “Get Statement” at the bottom of the screen.
 

 Step 8: Two options will appear:
 

• Send via Email
   
• Download PDF
   

Choose “Download PDF” to save the statement directly to your device.
 

Step 9: After downloading, open the PDF to view your statement. You can also save it in the appropriate folder on your device for future reference.

Hence, these are the steps for  Bank of Maharashtra statement online login.

How to understand a Bank of Maharashtra statement online?

One needs to understand the account number, types, information, transaction history and reference number to understand the Bank of Maharashtra statement online. 

These are the following details: 

Account Number: Your unique identifier for all banking transactions.
 

• Example: 1234 5678 9012 XXXX
   
• Tips:
   
• Keep your account number confidential to prevent unauthorised access.
   
• Double-check the account number before making transactions to avoid errors.

Account Type: Specifies the type of account you hold, such as a Savings Account, Current Account, or other types.

 

• Example:
   
• Savings Account (for regular personal savings)
   
• Current Account (for business transactions)
   
• Tips:
   
• Understand your account type to know the applicable interest rates and transaction limits.
   
• If you’re unsure about your account type, contact customer support or refer to your account opening documents.

Customer Information: Includes your name and registered address associated with the account.
 

• Example:
   
• Name: Divyansh Mishra
   
• Address: Bhadohi, Uttar Pradesh
   
• Tips:
   
• Keep your personal information updated to ensure smooth communication with the bank.
   
• Update your address or personal details promptly to avoid issues with KYC (Know Your Customer) compliance.

Transaction History: Your transaction history provides a record of all the financial activities in your account. It includes the following key details:

Date: The date on which each transaction occurred.
 

• Example: 15 March 2025
   
• Tip: Check the date to track recent transactions and ensure there are no discrepancies.

Description: Details of the transaction, such as the merchant’s name, transaction type, or payment reference.
 

• Example:
   
• For a purchase: "Amazon India Purchase"
   
• For a fund transfer: "Transfer to Rahul Verma"
   
• For ATM withdrawal: "ATM Withdrawal - ICICI Bank"
   
• Tip: Use this section to identify and verify the purpose of each transaction.

Reference Number: A unique identifier for each transaction, used for tracking and verification.
 

• Example: REF123456789 or TXN987654321
   
• Tip: Keep this number handy if you need to dispute a transaction or inquire about it with the bank.

Debit/Credit Amount: Indicates whether the transaction was a withdrawal (debit) or a deposit (credit).
 

• Example:
   
• Debit (Withdrawal): ₹5,000 (for an ATM withdrawal)
   
• Credit (Deposit): ₹20,000 (for a salary credit)
   
• Tip: Regularly monitor these amounts to track your spending and ensure there are no unauthorised transactions.

Balance: The running total in your account after each transaction.
 

• Example:
   
• After depositing ₹20,000: ₹25,000
   
• After withdrawing ₹5,000: ₹20,000
   
• Tip: Check the balance after each transaction to confirm that the amounts are accurate.

Available Balance: Your Available Balance reflects the funds you can access or withdraw from your account at any given time. It accounts for any pending transactions, holds, or deductions.

Total Balance: The total amount of money in your account, including funds that are not yet accessible due to pending transactions or holds.
 

• Example: ₹50,000 (this includes both available and pending amounts)
   
• Tip: The total balance may appear higher than the available balance if there are pending payments or holds.

Available Balance: The actual amount you can withdraw or use for transactions after considering any holds or pending transactions.
 

• Example:
   
• Total Balance: ₹50,000
   
• Pending Transaction (e.g., UPI payment of ₹5,000): ₹5,000 on hold
   
• Available Balance: ₹45,000 (₹50,000 - ₹5,000)
   
• Tip: Always check the available balance before making large transactions to avoid insufficient funds issues.

Charges and Deductions: Your account may incur various charges for specific services, transactions, or penalties. Here are the common types:

Service Charges: Fees for services like issuing duplicate account statements or providing physical copies of documents.
 

• Example:
   
• Issuing Duplicate Account Statement: ₹150 per 25 entries (or part thereof)
   
• If you request a statement with 30 entries, you will be charged ₹150 (as it covers up to 25 entries) + ₹150 (for the next 5 entries) = ₹300
   
• Tip: Check the fee structure on the bank’s website or app before requesting such services.